Personal Loan Bhilwara

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Bhilwara

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Bhilwara Features

personal loan BhilwaraAre you looking for external economic help to satisfy your private requirements? If sure, then you could avail a private mortgage. it is a loan that can be used for specific functions like paying debts, going for a holiday, paying lower prices, and lots of extras. Personal mortgage presents a strategy for all issues of monetary desires and coins urgently.
This loan is unsecured in nature with minimum documentation and less paperwork. the non-public loan can be authorized in 2 days after the verification technique. A personal mortgage will assist you to conquer your financial crisis.
because the name indicates, a personal mortgage can opt with the aid of because of a dire requirement of coins, for instance, any clinical issue, training motive, or wedding ceremony or to fulfil any of your different non-public desires. that is a lifestyles-saver option.
To get a private loan, the applicant needs to have an inflexible and appropriate supply of profits and terrific credit records. you may use this loan amount for any cause that fits you.

Personal Loan in Bhilwara Interest Rates and Charges

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Bhilwara Documents Required

The documents required for a personal loan varies from a salaried customer to a self-employed customer in the following manner:

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. PAN Card
  3. Residence Proof (Owned/Rented/Company provided)
  4. Salary slips of last three months
  5. Bank statements for the last 6 months
  6. Passport-sized photographs – 2
  7. In the case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Bhilwara Eligibility Criteria

The personal loan eligibility criteria for both Salaried and Self-Employed are different. It is based on the bank which has to approve the request of the applicant regarding the credit. There are two categories of applicants:

  1. Salaried
  2. Self-employed

There are various eligibility criteria for both applicants:

Salaried Applicants

  1. The minimum age requirements of people should be 21 years and most as much as 60 years.
  2. The applicants have to have the paintings revel in of the three years.
  3. Account info shared should be an earnings account.
  4. The applicants have to have incredible credit score records.
  5. Task place of the applicant needs to be mentioned.

Self-Employed Applicants

  1. The minimal age requirement for an impartial individual ought to be 25 years.
  2. ITR for the last three years.
  3. The entire documentation system of the private loan is the applicants should submit his financial and his bank announcement of the previous 3 months.
  4. If a businessman, the business must be jogging from the past 3 years.
  5. Dependable credit score with zero debt or dues.
  6. The yearly earnings of the applicants should be at the very least Rs 2.5 lakh.

Why Apply for Personal Loan Bhilwara?

  1. No Securities: The securities for these loans are not required. These loans are based on the monthly or annual income of the applicants.
  2. Interest Rates: These loans have a very competitive rate of interest. Some of the banks offer the cheapest of loans in this category.
  3. Tenure: The time period of these loans can be extended to 5 years. There are some exceptions too.
  4. Quick Processing: The loans are processed in no time after the verification of the documents.
  5. EasyInstallments: The number and amount of the instalments can be chosen by the applicant for this loan according to his affordability.
  6. Minimum Documentation: The documents needed by the banks to avail of these loans are basic documents.
  7. Credit Score: Some of the applicants apply for these loans just to improve their credit score.

How to apply for Personal Loan Bhilwara?

Applying for a personal loan is easy with DialaBank. Get an instant personal loan on applying online with DialaBank. Just follow the steps below to enjoy a hassle-free experience:

  1. Visit our website Dialabank
  2. Click on the personal loan link.
  3. The applicant will be required to fill in all the details of themselves.
  4. Click on Request a quote and our relationship manager will soon get in touch with you.
  5. Call on 9878981166 for further assistance.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Bhilwara

Every Bank and NBFC charges two kinds of fee for on Personal Loan application.

  1. The processing fee costs are obligatory for each ban/NBFC. those charges range between 1% to two.five% of the sanctioned loan quantity.
  2. The alternative is pre-closure charges that are relevant if you want to foreclose your mortgage before the agreed loan tenure. In most cases, you cannot near your mortgage earlier than twelve monthspublish that the expenses range depending on what number of years the mortgage has accomplishedthese expenses range from four%  to two% of the loan amount.

Personal Loan Bhilwara EMI Calculator

Equated Monthly Installments or EMI is a monthly fixed amount that the customer has to pay to the bank as the loan amount. The applicant is the borrower in such cases and the bank is the lender. EMI varies according to your loan amount and tenure. You can find the Personal loan EMI calculator on DialaBank’s website.

CIBIL Score required for Personal Loan Bhilwara

CIBIL Score is the history of your payments that you have done in the past. The CIR (Credit Information Report) is the history of your credit score records which checks the account’s history for different loans that have taken (if any) and the credit card history (if you have).

  1. Mostly a CIBIL score of 750 and above is considered good while applying for a personal loan.
  2. The better the CIBIL score the easier it becomes to avail the loan.

personal loan at 10.75%*

Personal Loan in Bhilwara Agent and Contact Number

Dialabank is associated with various banks and NBFCs in Bhilwara that provide personal loans at low-interest rates. Thus, DialaBank is the leading agent for availing Personal Loan in Bhilwara. You can also apply online at Dialabank or give a call at 9878981166.

  1. We do no longer fee any more expenses from our clients.
  2. We are constantly equipped to help our applicants and are available 24/7.
  3. The approval system is time-saving with DialaBank.
  4. The mortgage receives allotted within 24 hours.
  5. Our experts will help you, and our relationship managers will provide guidance.

Call 9878981166 and get instant help and approval for Personal Loan in Bhilwara.

Pre Calculated EMI Table for Personal Loan Bhilwara

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Bhilwara

Bhilwara is known as the “Textile City” is a city in the Mewar region of Rajasthan, India. Stone Age tools dating 5,012 to 200,000 years ago have been found in Bundi and Bhilwara districts of the state.

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