Personal Loan Bhimavaram

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Bhimavaram

      Best Banks for Personal Loan in Bhimavaram

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Bhimavaram Features

      Personal Loan Bhimavaram

      With the evergrowing change in the economy and prices of everything, there is a continuous fluctuation in financial stability. A Personal Loan helps you to bring about financial stability and pursue the venture you want.

      At affordable rates and minimum documentation, DialaBank offers the service to avail of personal loans without any collateral or security deposit. This type of loan is famous as the loan amount can be used for any purpose whatsoever.

      Personal Loan in Bhimavaram Interest Rates and Charges

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Bhimavaram Documents Required

      Salaried Customers:

      1. Address proof: Water Bill/ Electricity Bill/ Telephone Bill, etc.
      2. Coloured passport size photos-2
      3. Under KYC formality: PAN Card is required.
      4. Income proof: The applicants have to his salary slip of the last three months and bank statement for the last six months.
      5. Identity proof: Aadhar card/Passport/ Voter card/ ration card/driving license

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. Address proof: Water Bill/ Electricity Bill/ Telephone Bill, etc.
      2. Colored passport size photos-2
      3. Under KYC formality: PAN Card is required.
      4. Identity proof: Aadhar card/Passport/ Voter card/ ration card/driving license
      5. All financials are required (Balance Sheet, P&L Statement as well as ITR files)

      personal loan at 10.75%*

      Personal Loan in Bhimavaram Eligibility Criteria

      The eligibility criteria for both Salaried and Self-Employed vary in the following ways:

      Salaried Applicants

      1. Minimum work experience of 3 years
      2. The job location of the applicant should be mentioned.
      3. Age: 21-60 years
      4. Good CIBIL score and credit history

      Self-Employed Applicants

      1. Applicant should have filed an ITR for last three years
      2. Age: 25-65 years
      3. Good CIBIL score and credit history is essential.
      4. Functional business from the past three years for a businessman is a must.
      5. Minimum annual income: Rs 2.5 lakh.
      6. All the bank and financial statements of the previous three months to be submitted

      Click here to know more about eligibility: Personal Loan Eligibility.

      Why Apply for Personal Loan Bhimavaram?

      1. A collateral or security deposit is needless for loan approval.
      2. A personal loan is a multi-purpose offer loan, so it can be put to endless uses.
      3. Depends upon the stability of income and repayment capability
      4. A Personal Loan does not require any guarantor or nominee.

      How to apply for Personal Loan Bhimavaram?

      1. Visit www.dialabank.com. and select a personal loan
      2. Provide all details along with correct contact number
      3. Our relationship managers will then get in touch providing relevant offers.
      4. For more information, call us at 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Bhimavaram

      Generally, Banks and NBFCs charge two different types of fees in the loan approval process:

      1. The processing fee is charged for the further processing of the loan application form, and the applicant needs to pay it to the bank without fail.
      2. Some borrowers may wish to foreclose their loan before fixed tenure. In that case, banks charge a prepayment fee, which is a penalty that the individual has to pay and whose rate varies from 2% to 47.

      Personal Loan Bhimavaram EMI Calculator

      Equated Monthly Installments also know as EMI are calculated based on interest rate, the profile of an individual, loan tenure, and amount of loan borrowed. EMI is an easy and a fitting way to repay the loan amount borrowed by the bank every month.

      Get to know more about EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Bhimavaram

      CIBIL score is an essential aspect for the banks to approve the loan application, and it depends in various ways such as:

      1. Timely payment of all the previous loans
      2. Type of loan taken from the bank
      3. Mode and behaviour of repayment
      4. A minimum CIBIL score of 750 is decent.

      personal loan at 10.75%*

      Personal Loan in Bhimavaram Agent and Contact Number

      Dialabank is the leading agent for availing Personal Loan in Bhimavaram. You can apply online at www.dialabank.com or give a call at 9878981166

      Call 9878981166 and get Instant Personal Loan in Bhimavaram.

      Pre Calculated EMI Table for Personal Loan Bhimavaram

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Bhimavaram

      A Cosmopolitan lifestyle is followed in the city of Bhimavaram, in the state of Andhra Pradesh. One of the five Panchramas, Somarama temple is situated in this city and holds a lot of religious significance.

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