Personal Loan Bhimavaram

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Bhimavaram

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Bhimavaram Features

Personal Loan Bhimavaram

With the evergrowing change in the economy and prices of everything, there is a continuous fluctuation in financial stability. A Personal Loan helps you to bring about financial stability and pursue the venture you want.

At affordable rates and minimum documentation, DialaBank offers the service to avail of personal loans without any collateral or security deposit. This type of loan is famous as the loan amount can be used for any purpose whatsoever.

Personal Loan in Bhimavaram Interest Rates and Charges

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Bhimavaram Documents Required

Salaried Customers:

  1. Address proof: Water Bill/ Electricity Bill/ Telephone Bill, etc.
  2. Coloured passport size photos-2
  3. Under KYC formality: PAN Card is required.
  4. Income proof: The applicants have to his salary slip of the last three months and bank statement for the last six months.
  5. Identity proof: Aadhar card/Passport/ Voter card/ ration card/driving license

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. Address proof: Water Bill/ Electricity Bill/ Telephone Bill, etc.
  2. Colored passport size photos-2
  3. Under KYC formality: PAN Card is required.
  4. Identity proof: Aadhar card/Passport/ Voter card/ ration card/driving license
  5. All financials are required (Balance Sheet, P&L Statement as well as ITR files)

personal loan at 10.75%*

Personal Loan in Bhimavaram Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed vary in the following ways:

Salaried Applicants

  1. Minimum work experience of 3 years
  2. The job location of the applicant should be mentioned.
  3. Age: 21-60 years
  4. Good CIBIL score and credit history

Self-Employed Applicants

  1. Applicant should have filed an ITR for last three years
  2. Age: 25-65 years
  3. Good CIBIL score and credit history is essential.
  4. Functional business from the past three years for a businessman is a must.
  5. Minimum annual income: Rs 2.5 lakh.
  6. All the bank and financial statements of the previous three months to be submitted

Click here to know more about eligibility: Personal Loan Eligibility.

Why Apply for Personal Loan Bhimavaram?

  1. A collateral or security deposit is needless for loan approval.
  2. A personal loan is a multi-purpose offer loan, so it can be put to endless uses.
  3. Depends upon the stability of income and repayment capability
  4. A Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Bhimavaram?

  1. Visit www.dialabank.com. and select a personal loan
  2. Provide all details along with correct contact number
  3. Our relationship managers will then get in touch providing relevant offers.
  4. For more information, call us at 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Bhimavaram

Generally, Banks and NBFCs charge two different types of fees in the loan approval process:

  1. The processing fee is charged for the further processing of the loan application form, and the applicant needs to pay it to the bank without fail.
  2. Some borrowers may wish to foreclose their loan before fixed tenure. In that case, banks charge a prepayment fee, which is a penalty that the individual has to pay and whose rate varies from 2% to 47.

Personal Loan Bhimavaram EMI Calculator

Equated Monthly Installments also know as EMI are calculated based on interest rate, the profile of an individual, loan tenure, and amount of loan borrowed. EMI is an easy and a fitting way to repay the loan amount borrowed by the bank every month.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Bhimavaram

CIBIL score is an essential aspect for the banks to approve the loan application, and it depends in various ways such as:

  1. Timely payment of all the previous loans
  2. Type of loan taken from the bank
  3. Mode and behaviour of repayment
  4. A minimum CIBIL score of 750 is decent.

personal loan at 10.75%*

Personal Loan in Bhimavaram Agent and Contact Number

Dialabank is the leading agent for availing Personal Loan in Bhimavaram. You can apply online at www.dialabank.com or give a call at 9878981166

Call 9878981166 and get Instant Personal Loan in Bhimavaram.

Pre Calculated EMI Table for Personal Loan Bhimavaram

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Bhimavaram

A Cosmopolitan lifestyle is followed in the city of Bhimavaram, in the state of Andhra Pradesh. One of the five Panchramas, Somarama temple is situated in this city and holds a lot of religious significance.

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