Personal Loan Bhimavaram

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Bhimavaram

        Best Banks for Personal Loan in Bhimavaram

        Feature
        HDFC Bank
        Private Bank
        Bajaj Finance
        Interest Rate
        10.75% - 17%
        11.25% - 18.5%
        12%
        Min Loan Amt
        Metro : 75000 & Non Metro: 50000
        50000
        100000
        Max Loan Amt
        50 Lacs
        50 Lacs
        1 Cr
        Loan Tenure
        1 - 5 Years
        1 - 5 Years
        1 - 5 Years
        Processing Fee
        0.25% - 2% of the Loan Amt

        1% - 2.5% of the Loan Amt

        0.5% - 2% of the Loan Amt
        Preclosure Charges
        2%, Nil foreclosure charges after 12 months
        2%, Nil foreclosure charges after 24 months
        Nil
        Overdraft Facility
        No
        No
        Yes

        Personal Loan in Bhimavaram Features

        Personal Loan Bhimavaram

        With the evergrowing change in the economy and prices of everything, there is a continuous fluctuation in financial stability. A Personal Loan helps you to bring about financial stability and pursue the venture you want.

        At affordable rates and minimum documentation, DialaBank offers the service to avail of personal loans without any collateral or security deposit. This type of loan is famous as the loan amount can be used for any purpose whatsoever.

        Personal Loan in Bhimavaram Interest Rates and Charges

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Personal Loan in Bhimavaram Documents Required

        Salaried Customers:

        1. Address proof: Water Bill/ Electricity Bill/ Telephone Bill, etc.
        2. Coloured passport size photos-2
        3. Under KYC formality: PAN Card is required.
        4. Income proof: The applicants have to his salary slip of the last three months and bank statement for the last six months.
        5. Identity proof: Aadhar card/Passport/ Voter card/ ration card/driving license

        *NOTE: In case of rented apartments, rent agreement needs to be attached.

        Self-Employed Customers:

        1. Address proof: Water Bill/ Electricity Bill/ Telephone Bill, etc.
        2. Colored passport size photos-2
        3. Under KYC formality: PAN Card is required.
        4. Identity proof: Aadhar card/Passport/ Voter card/ ration card/driving license
        5. All financials are required (Balance Sheet, P&L Statement as well as ITR files)

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan in Bhimavaram Eligibility Criteria

        The eligibility criteria for both Salaried and Self-Employed vary in the following ways:

        Salaried Applicants

        1. Minimum work experience of 3 years
        2. The job location of the applicant should be mentioned.
        3. Age: 21-60 years
        4. Good CIBIL score and credit history

        Self-Employed Applicants

        1. Applicant should have filed an ITR for last three years
        2. Age: 25-65 years
        3. Good CIBIL score and credit history is essential.
        4. Functional business from the past three years for a businessman is a must.
        5. Minimum annual income: Rs 2.5 lakh.
        6. All the bank and financial statements of the previous three months to be submitted

        Click here to know more about eligibility: Personal Loan Eligibility.

        Why Apply for Personal Loan Bhimavaram?

        1. A collateral or security deposit is needless for loan approval.
        2. A personal loan is a multi-purpose offer loan, so it can be put to endless uses.
        3. Depends upon the stability of income and repayment capability
        4. A Personal Loan does not require any guarantor or nominee.

        How to apply for Personal Loan Bhimavaram?

        1. Visit www.dialabank.com. and select a personal loan
        2. Provide all details along with correct contact number
        3. Our relationship managers will then get in touch providing relevant offers.
        4. For more information, call us at 9878981166.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Processing Fee / Prepayment Charges on Personal Loan Bhimavaram

        Generally, Banks and NBFCs charge two different types of fees in the loan approval process:

        1. The processing fee is charged for the further processing of the loan application form, and the applicant needs to pay it to the bank without fail.
        2. Some borrowers may wish to foreclose their loan before fixed tenure. In that case, banks charge a prepayment fee, which is a penalty that the individual has to pay and whose rate varies from 2% to 47.

        Personal Loan Bhimavaram EMI Calculator

        Equated Monthly Installments also know as EMI are calculated based on interest rate, the profile of an individual, loan tenure, and amount of loan borrowed. EMI is an easy and a fitting way to repay the loan amount borrowed by the bank every month.

        Get to know more about EMI Calculator: Personal Loan EMI Calculator

        CIBIL Score required for Personal Loan Bhimavaram

        CIBIL score is an essential aspect for the banks to approve the loan application, and it depends in various ways such as:

        1. Timely payment of all the previous loans
        2. Type of loan taken from the bank
        3. Mode and behaviour of repayment
        4. A minimum CIBIL score of 750 is decent.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan in Bhimavaram Agent and Contact Number

        Dialabank is the leading agent for availing Personal Loan in Bhimavaram. You can apply online at www.dialabank.com or give a call at 9878981166

        Call 9878981166 and get Instant Personal Loan in Bhimavaram.

        Pre Calculated EMI Table for Personal Loan Bhimavaram

        Rate
        5 Yrs
        4 Yrs
        3 Yrs
        10.50%
        2149
        2560
        3250
        11.00%
        2174
        2584
        3273
        11.50%
        2199
        2608
        3297
        12.00%
        2224
        2633
        3321
        12.50%
        2249
        2658
        3345
        13.00%
        2275
        2682
        3369
        13.50%
        2300
        2707
        3393
        14.00%
        2326
        2732
        3417
        14.50%
        2352
        2757
        3442
        15.00%
        2378
        2783
        3466

        About Bhimavaram

        A Cosmopolitan lifestyle is followed in the city of Bhimavaram, in the state of Andhra Pradesh. One of the five Panchramas, Somarama temple is situated in this city and holds a lot of religious significance.

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