Personal Loan Bhiwani

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Bhiwani

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Bhiwani FeaturesPersonal Loan Bhiwani

In this developing world, with expanding costs and evolving way of life, it is basic to adapt up to the pattern. So Personal Loan is a component given by banks and NBFCs to get the best credit alternative to deal with all costs effectively, particularly for the individuals in metro urban areas. 

An individual advance is an advance that can be utilized in different manners that can be used for satisfying numerous reasons. These reasons could be obligation reimbursement, charges, taking care of clinical tabs, and that’s just the beginning. An individual account is moment money, which an individual can profit inside 2-3 working days with insignificant documentation required. Likewise, you don’t require any type of security to profit from Personal Loan Bhiwani.

Personal Loan Bhiwani Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Bhiwani

Documents required to avail a personal loan vary for salaried customers and self-employed ones. The following are the important documents for both:

Salaried Customers:

  1. PAN Card
  2. Residence Proof (Owned/Rented/Company provided)
  3. Passport-sized photographs – 2
  4. Identity proof (Aadhar card/driving license)
  5. Salary slips of last three months
  6. Bank statements for the last six months
  7. In the case of rented apartments, the rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. Aadhar Card
  3. PAN Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Bhiwani

Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1. If the borrower should have a salary of minimum Rs.18,000 per month
  2. The minimum age of the applicant should be 21 years and a maximum of up to 60 years.
  3. The documentation process for Personal Loan Bhiwani is straightforward; they have to submit their bank statement of the last three months and the salary slip of the previous six months.
  4. The borrower must have the work experience of the last three years, and the salary should come in their account only.
  5. The person must have a good CIBIL score, i.e., at least 700+.

To know more about: Personal Loan for Salaried Applicant

Self-Employed Applicants

  1. The independently employed individual’s age ought to be at least 25 years. 
  2. The candidate should record ITR in any event throughout the previous three years. 
  3. The CIBIL of the candidate ought to be acceptable, and no obligation ought to be left due. 
  4. The ITR(Income government form) in which the candidate documents ought to be Rs 2.5 lakhs per annum in any event. 
  5. Also, the candidate is a businessperson than his business ought to be running from the most recent three years. 
  6. The age of the candidate ought to be 25 years.

To know more about: Personal Loan for Self-employed Applicant

Why Apply for Personal Loan Bhiwani?

  1. The Loan amount depends upon the income and repayment capability of the applicant.
  2. Personal Loan Bhiwani is a multi-purpose offer that can be used for almost all financial problems.
  3. No need to put any property or asset as security to the lender.
  4. No cosigner needed for Personal Loan Bhiwani.
  5. Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Bhiwani?

To apply for an Instant Personal Loan Bhiwani, Applicants don’t have to visit the bank’s office as candidates can apply for it online at DialaBank. The procedure is exceptionally simple and helpful. This includes just a couple of steps:

  1. Go to the Dialabank website and fill the form. 
  2. Relationship Manager Will Call candidate in the Next 2 Working Hours. 
  3. Think about close to home credit offers from a few banks and NBFCs on the DialaBank site. 
  4. Check the qualification and View the best offers accessible. 
  5. Select the ideal bank or stay in touch with the Relationship Manager of DialaBank for more help. 
  6. Subsequent to choosing the bank, round out a structure to process the credit application. 
  7. Transfer all the reports or calendar archive pickup from home or office. 
  8. After your reports are checked, the bank’s chief will give the candidate a confirmation call. 
  9. The sum will get dispensed to the candidate’s record inside 3-5 working days if the Loan gets affirmed.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Bhiwani

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the loan amount.

The second being Pre-closure charges in-case you want to close your Loan before your fixed tenure. In most cases, you cannot close your Loan before 12 months. Post that the charges vary depending on how many years the Loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the Loan.

Personal Loan Bhiwani EMI Calculator

The Personal Loan EMI Calculator can be utilized to realize your EMI esteem on your advance sum. Likened Monthly Installments likewise know as EMI are the month to month charges that you pay to the bank as a month to month reimbursement for the credit sum obtained. In light of your profile, pay, advance sum, and residency, the financing cost on your Loan is resolved. Your EMI is determined to premise the Interest Rate you are charged by the bank which is required to be paid each month.

CIBIL Score required for Personal Loan Bhiwani

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Bhiwani.

  1. Most institutions require a minimum score of 750 to process your loan application.
  2. Others might look into other factors like income and job stability to process the Loan.
  3. The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken.
  4. This remembers subtleties for the kind of loan taken and the sum obtained. Any deferred installments for past advances can go about as a boundary to your profiting a new advance.

personal loan at 10.75%*

Personal Loan Bhiwani Agents

Dialabank helps you in comparing various banks and NBFCs so that you can avail of the best offers available according to your need. DialaBank is your best agent available for a Personal Loan in Bhiwani. Our relationship manager will ensure you get the best Loan at the lowest possible interest rate with hassle-free documentation. The reason behind choosing DialaBank as your agent is:

  1. We do not charge you for our services.
  2. The Loan gets disbursed within 24 hours of applying with us.
  3. Our relationship manager guides and assists you through the entire process.

Personal Loan Bhiwani Contact Number

Call 9878981166 and get instant help and approval for Instant Personal Loan in Bhiwani.

Pre Calculated EMI Table for Personal Loan Bhiwani

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Bhiwani

Bhiwani is a city and a municipal council in the Bhiwani district in the Indian state of Haryana. This city is also termed “Choti Kashi “and the city of temples. This city was founded by a Rajput named Neem after his wife, Bhani. The name Bhani later changed to Bhiyani and subsequently to Bhiwani. The city finds mention in Ain-e-Akbari and has been a prominent center of commerce since the time of Mughals.

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