All about Personal Loan Bhojpur
A Personal Loan is designed to meet the personal needs of people like debt consolidations, paying medical bills, purchasing latest gadgets, going for a vacation and so on. It is unsecured in nature and does not require any asset to pledge as collateral. So Dialabank can provide you assistance to apply for Personal loan.
Why one should choose Personal Loan Bhojpur
- The amount borrowed can be used for almost all financial problems of life.
- There is no need to provide a cosigner or guarantor to avail this loan.
- Personal Loan Bhojpur is offered to salaried and self-employed people.
- Personal Loan Bhojpur is the simple and safe loan scheme for raising funds in times of need.
- There is no need to pledge any valuable commodity as collateral to borrow money.
Eligibility Criteria to apply for Personal Loan Bhojpur
A Personal Loan has some eligibility criteria. Personal Loan Bhojpur is based on which bank have to approve the request of the applicant regarding the credit. There are two categories of the applicants:
There are various eligibility criteria for both applicants
Click here to know more about- EMI Calculator
- Minimum age requirements of individual should be 21 years and maximum up to 60 years.
- The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
- The applicants must have an excellent credit history.
- Job location of the applicant should be mentioned.
- A borrower should have minimum income in metropolitan city RS 18,000 and in non -metro city RS 12,000
Click here to know more about- Salaried Applicant
- Minimum age requirement for an independent person should be 25 years.
- The applicants applying for the personal loan should file ITR for the last three years.
- If the applicants are the businessman, then the business should be running from the past three years.
- The credit score of the individual applicants should be good .there should not be any debt or dues left.
- The annual income of the applicants should be minimum of Rs 2.5 lakh.
- The whole documentation process of the personal loan is the applicants has to submit his financial and his bank statement of the previous three months.
Click here to know more – Self-employed Applicant
Personal Loan Bhojpur Interest Rates
The base rate starts at 10.75%. The additional rates may vary which are mandatory.
The processing fee is one of the charges which are mandatory by the banks. This charge is in between 0.2% to 1.00%.
Documents required for Personal Loan Bhojpur
The following documents are required
Identity Proof: Aadhar Card, Voter ID, PAN Card, Passport or any other KYC.
Residence Proof: Aadhar Card, Voter Card, any Utility Bill, or the rental agreement.
Proof of Income: ITR of Last 3 years for self-employed and salary slip of last 6 months for employed.
How to Apply for Personal Loan Bhojpur?
Anybody can apply quickly for Personal Loan online within 2 minutes. The process of application is straightforward and fast.
- Visit www.dialabank.com.
- After that, apply for a Personal Loan online.
- Enter your contact number so that we can contact you back.
Dialabank is one of the best platforms to apply for a personal loan as we provide you all kinds of loan at a very affordable rate of interest.
Bhojpur district is one of the thirty-eight districts of Bihar state in northern India. Arrah town (also known as Ara) is the administrative headquarters of this district
Personal Loan Bhojpur Interest Rates : Updated 2020
10.99% to 18%
13.99% to 18%
17.25% to 32%
13.99% to 16.75%
15.50% to 24%
15.75% to 22%
13.75% to 19%
13.50% to 22%
13.50% to 19%
13.75% to 22%
14.50% to 20%
13.70% to 20%
Table of Contents
- 1 All about Personal Loan Bhojpur
- 1.1 Why one should choose Personal Loan Bhojpur
- 1.2 Eligibility Criteria to apply for Personal Loan Bhojpur
- 1.3 Personal Loan Bhojpur Interest Rates
- 1.4 Documents required for Personal Loan Bhojpur
- 1.5 How to Apply for Personal Loan Bhojpur?
- 1.6 About Bhojpur
- 1.7 Personal Loan Bhojpur Interest Rates : Updated 2020