Personal Loan Bhuj

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Personal Loan Bhuj

      Best Banks for Personal Loan in Bhuj

      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Overdraft Facility

      Personal Loan in Bhuj FeaturesPersonal Loan Bhuj

      If you are worried about not having appropriate cash in your hands for answering different personal desires, availing, a Personal Loan is the best solution to your problems. The loan amount availed through this scheme can be used for various purposes without including any collateral.

      Personal Loan in Bhuj Interest Rates and Charges

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Bhuj Documents Required

      The documents that are required for Personal Loan Bhuj

      1. Any Identity Proof (Aadhar Card, Voter ID, PAN Card, Passport, or any other KYC).
      2. Address Proof: Aadhar Card, Voter Card, any Utility Bill, or the rental agreement.
      3. Proof of Income: ITR of the Last three years for self-employed and salary slip of last six months for employed.


      Interest Rate 9.99%


      Personal Loan in Bhuj Eligibility Criteria

      The personal loan eligibility criteria are different for both Salaried and Self-Employed Applicants. This loan is based on the institution that approves the customer’s request in regards to the loan. The two types of applicants are:

      1. Self-employed
      2. Salaried

      The eligibility criteria for both applicants are:

      Salaried Applicants

      1. Age Limit – 21 to 60 years.
      2. Work experience of the minimum three years. Also, the salary should be credited in their personal account.
      3. The applicants must be having an excellent credit history.
      4. The job location of the applicant is required.

      Self-Employed Applicants

      1. The age should be at least 25 years.
      2. The applicants must have filed the ITR for the past three years.
      3. The documentation process of the personal loan includes the applicants having to submit his financial and bank statements of the previous three months.
      4. Business must be running for the past three years if the applicants are the businessman.
      5. Individual applicants should have a good credit score; there should not be any debt or dues left.
      6. The yearly income of the applicant must be at least Rs 2.5 lakh.

      Why Apply for Personal Loan Bhuj?

      1. No Securities: The securities for Personal Loan Bhuj are not necessary. These type of loans are majorly based on the annual or monthly income of the applicant.
      2. Personal Loan Interest Rates: These loans have a very competitive rate of interest. Some of the banks offer the cheapest of loans in this category.
      3. Time Period: The period of Personal Loan Bhuj can be extended to 5 years. There are some exceptions too.
      4. Fast Processing: The loans are processed in a quick time after the verification of the documents.
      5. EasyInstallments: The applicant can choose the number and amount of the instalments for their loan according to their capacity.
      6. Documentation Required: The documents needed by the banks to avail Personal Loan Bhuj are primary documents.
      7. Some of the applicants even apply for these loans to improve their credit score.

      How to apply for Personal Loan Bhuj?

      Anybody can apply quickly for Personal Loan online within 2 minutes. The process of application is straightforward and fast.

      1. Visit Dialabank
      2. After that, apply for a Personal Loan online.
      3. Please enter your contact number so that we can contact you back.

      Dialabank is one of the best platforms to apply for a personal loan as we provide you with all kinds of loans at a very affordable rate of interest.

      Dialabank is one of the best platforms to apply for a personal loan as we provide you with all kinds of loans at a very affordable rate of interest.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Bhuj

      Every Bank and NBFC charges two kinds of fee for on Personal Loan application.

      1. The processing fee charges are mandatory for every ban/NBFC. The Personal Loan Bhuj processing fee 1% of the sanctioned loan amount.
      2. The other is pre-closure charges applicable if you wish to foreclose your loan before the agreed loan tenure. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the loan’s 4th year.

      Personal Loan Bhuj EMI Calculator

      You can find the Personal loan EMI calculator on DialaBank’s website.

      CIBIL Score required for Personal Loan Bhuj

      1. Credit/CIBIL Score: The good CIBIL score may be a factor of consideration for lowering down the interest rates.
      2. Company Profile: An applicant’s company may influence the rate of interest if it is a good and reputed one.
      3. Bank customer Relationships: The customers of a particular bank may get the advantage of borrowing a personal loan in Basti from the same bank.

      The banks and NBFCs may change the interest rates in the influence of the followings:


      Interest Rate 9.99%


      Personal Loan Bhuj Agent and Contact Number

      Dialabank is associated with various banks and NBFCs in Bhuj that provide personal loans at low-interest rates.

      Call 9878981166 and get instant help and approval for Personal Loan Bhuj.

      Pre Calculated EMI Table for Personal Loan Bhuj

      5 Yrs
      4 Yrs
      3 Yrs

      About Bhuj

      Bhuj is a city in the Kutch district in Gujarat state in India. Rao Hamirji founded this city in 1510. The city is home to one of the first Swaminarayan Sampraday temples that were built in 1822. It is a famous destination for shopping for handicraft work.

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