Personal Loan Bodhan

Major Personal Loan Providers in Bodhan

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Bodhan Features

Because you need cash? Ok, you needn’t be concerned. A personal loan is a kind of loan that is at your disposal. Not only is this form of loan unsecured in nature, with rather less documentation and much less paperwork necessary. This form of loan may be accepted in up to 48 hours to be approved after the verification process.

Personal Loan Bodhan offers both competitive and cost-effective interest rates to all consumers with financial assistance. The borrower is expected to have a comparatively stronger and more reliable source of revenue and a reasonably decent credit history profile to get a personal loan.

There is also no specified end-use limitation on the usage of the personal loan number. This loan sum can be used in any way that is needed.

Personal Loan Bodhan Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Bodhan

Salaried Customers:

1. Evidence of identity (Aadhar license/driving license)
2. Statements on the past three months’ pay.
3. Statements of banks for the last 6 month
4. The PAN
5. Evidence of stay (Own / Rent / Company provided)
6. Passport-sized photo-2

NOTE: If you live in rented flats, it is important to attach a rental agreement.

Self-Employed Customers:

1. All financial statements (Balance Sheet, P&L Statement, and ITR files) are needed.
2. Card PAN
3. Aadhar Aadhar
4. Evidence of residence
5. Passport images— 2

Eligibility Criteria for Personal Loan Bodhan

Tap here to learn more about the personal loan eligibility

Salaried Applicants

1. The candidate’s base age should not be under 21 or over 60 years of age.
2. In any case three years, the applicant must have a working understanding. In their accounts, the compensation should have been transferred as it were.
3. The applicant should have an excellent credit history.
4. It should mention the applicant’s work position.
5. The minimum income of the borrower must be at least INR 25,0000, per month.

Click here to find out more about a personal loan- Salaried Applicant.

Self-Employed Applicants

1. A minimum of 25 years should be the age of the autonomous person applying.
2. For the past three years, the borrower applying for a personal loan should have been filing ITR. If the borrower is a businessman, the company has to run well for the past 3 years.
3. The applicant’s credit score should be strong, and there must not be any loans or dues pending.
4. The applicant’s annual income will have to be no less than Rs 2.5 lakh.
5. Applicants are expected to apply their financial statements and their bank statements for the past three months during the entire document review process for personal loan approval.

To read more about personal loans, click here.– Self-employed Applicant

Why Apply for Personal Loan Bodhan?

1. There is no hard and fast law for depositing any mortgage or collateral into the bank as a safe.
2. A personal loan is a sort of multidimensional loan that can be used for any issue.
3. The volume of personal loans is solely dependent on the applicant’s repayment ability.
4. No nominee or guarantor is expected of a Personal Loan.

How to apply for Personal Loan Bodhan?

1. Visit the following web page: www.dialabank.com.
2. Go to the loan section and go to the connexion for a personal loan. It will lead you to the comprehensive personal loan data where you can choose your city. For more data and free advice, please call 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Bodhan

Both banks and NBFCs have cost a certain amount for processing an application for a Personal Loan. This expense costs 1 per cent of the amount of the loan that has been authorized.

If you wish to close your loan before a defined loan tenure, you will be paid the penalty by all lending institutions as an advance payment fee. You won’t usually be able to close your loan before a 12-month term. After that, the payments vary depending on the number of years the loan has been completed.

Click to read more about interest rate personal loan interest rate.

Personal Loan Bodhan EMI Calculator

Equated Monthly Installments or EMI means a monthly fixed rate which you need to pay to the bank as a monthly repayment for the secured loan sum. The interest rate on your loan is set, based on your profile. Depending on the rate at which the bank charges you and the amount of loan you have to take and the time you take the loan, the EMI on your loan is determined.

CIBIL Score required for Personal Loan Bodhan

All the lending institutions have their own requirements for a minimum CIBIL score required to process an application for a Personal Loan in Bodhan. The institutions mostly need a minimum score of at least 750 to process a request further.

No institution is merely looking at the total ranking. They also look at a detailed view of past loans. Details include the form of loans obtained and the amount of money lent. If there is any pause in payments of previous loans, this loan’s approval will be impeded.

Bodhan Agents-Personal Loan 

Dialabank is one of Bodhan ‘s foremost organizations to leverage Personal Loan. You can easily apply online through www.dialabank.com or call us at www.dialabank.com 9878981166

Dialabank helps you search for the best choice of Banks and NBFCs by giving you access to an in-detail industry comparative study of various banks to help you choose the right one. Consult our www.dialabank.com page and fill out the personal and work information in a quick form. Our customer interaction representatives will get in touch with you soon.

Contact Number-Personal Loan Bodhan 

Access 9878981166 and Obtain ready reference and acceptance of Bodhan Personal Loan.

Pre Calculated EMI Table for Personal Loan Bodhan

Click here for a personal loan EMI calculator

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Bodhan

Bodhan is a town in the Indian state of Telangana, in the Nizamabad district. Bodhan is known as the ancient city of Podana (Podanapura), which was possibly the capital of Vinayaditya, a ruler of the Vemulavada Chalukya dynasty 8th century. Bodhan is believed to be the birthplace of Kannada-speaking court poet Pampa from the dynasty.

FAQs About Personal Loan Bodhan

Who can apply for a Personal Loan in Bodhan?

A Personal Loan in Bodhan can be applied for by people who urgently need cash and have a daily income source (from jobs or business).

What is the Bodhan Personal loan amount?

Most banks and NBFCs have a one-minute personal loan of 1 Year and a 5 Year Max Duration. There are several banks also extending the maximum duration to 7 Years. The tenure is set and not extendable. The repayment has to be made within the negotiated tenure of the loan in equal monthly instalments.

Are there any more charges involved in the Bodhan Personal Loan?

Yeah, to receive a personal loan in Bodhan, there are 2 types of charges that one needs to pay:

Processing fee: There is a small fee paid to the customer for each bank or lending entity you borrow. This is known as Charge for Production. For each lending entity, the amount of processing fee varies, usually 1% of the loan amount.

Pre-closure fees: Banks and non – banking finance companies charge a higher payment known as pre-closure fees on loan lent’s value if you want to close a running loan well before the negotiated term. Commercial countries have varying well before-closure costs. The pre-closure fees depend largely on how many years the loan has been finished before you want to pre-close it.

Can my Personal Loan Bodhan payment be denied owing to my CIBIL score?

Personal Loan, being a term creditor, your CIBIL Rating is amongst the most critical decision requirements for getting your Personal loan on time. If you intend to take advantage of a personal loan in the upcoming, having a high CIBIL score is extremely important. Make sure you don’t withdraw or postpone any of your EMI mortgage repayments or payments by credit card as this will trigger your CIBIL score to decrease. Most rejections of the Personal Loan occur due to a low CIBIL Ranking.