Personal Loan Bokaro

⋆ Interest Rate 9.99% ⋆

        I have read the Privacy Policy & Agree to Terms & Conditions

        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Bokaro

        Best Banks for Personal Loan in Bokaro

        Feature HDFC Bank Private Bank Bajaj Finance
        Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
        Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
        Max Loan Amt 50 Lacs 50 Lacs 1 Cr
        Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
        Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
        0.5% - 2% of the Loan Amt
        Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
        Overdraft Facility No No Yes

        Personal Loan in Bokaro Features

        Personal Loan Bokaro FeaturesAre you running short on cash? Do not worry. A personal loan is available for you. This loan is unsecured with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

        Personal Loan Bokaro is an unsecured loan that provides financial aid to customers at affordable interest rates.

        To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history. Furthermore, there is no end-use restriction on the use of the personal loan amount. Therefore, you can use this loan amount anywhere you want to do.

        Personal Loan in Bokaro Interest Rates

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Documents required for Personal Loan in Bokaro

        Salaried Customers:

        1. Identity proof (Aadhar card/driving license)
        2. Salary slips of last three months
        3. Bank statements for the last 6 months
        4. PAN Card
        5. Residence Proof (Owned/Rented/Company provided)
        6. Passport-sized photographs – 2

        *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

        Self-Employed Customers:

        1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
        2. PAN Card
        3. Aadhar Card
        4. Residence Proof
        5. Two passport-sized photographs

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Bokaro Eligibility Criteria

        The personal loan eligibility criteria for both Salaried and Self-Employed are different:

        Salaried Applicants:

        1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
        2. The applicants must have work experience of three years. And the salary should be received in their accounts only.
        3. The applicants must have an excellent credit history.
        4. The job location of the applicant should be mentioned.
        5.  A borrower should have a minimum income of INR 25,000 per month

        Click here to know more about- Salaried Applicant

        Self-Employed Applicants:

        1. The minimum age requirement for an independent person should be 25 years.
        2. The applicants applying for the personal loan should file ITR for the last three years.
        3. If the applicants are the businessman, then the business should be running from the past three years.
        4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
        5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
        6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

        Click here to know more – Self-employed Applicant

        Why Apply for Personal Loan Bokaro?

        1. There is no need to deposit any mortgage and collateral security to the bank.
        2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
        3. The amount of a personal loan depends upon the repayment of individual income and capacity.
        4. A personal loan does not require any guarantor or nominee.

        How to apply for a Personal Loan in Bokaro?

        1. Visit dialabank.
        2. Go to the loan section and click on the personal loan link.
        3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
        4. For more information and free guidance, you may call on 9878981166.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Processing Fee / Prepayment Charges on Personal Loan in Bokaro

        Every Bank and NBFC charges a fee for processing your Loan application. These charges vary between 1% of the sanctioned loan amount.

        If you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that, the charges vary depending on how many years the loan has been done. These charges range from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

        Personal Loan EMI Calculator Bokaro

        You can use a personal loan EMI calculator to calculate EMIs. Equated Monthly Installments, also know as EMI, are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated based on the personal loan  Interest Rate you are charged by the bank, the amount of loan you have to take, and the period for which you enjoy the loan.

        CIBIL Score required for Personal Loan Bokaro

        Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Bokaro. Most institutions need a minimum score of 750 to process your loan application.

        The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments of earlier loans can act as a barrier to your availing of a new loan.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Bokaro Agents

        Dialabank is the leading agent for availing Personal Loan in Bokaro. You can apply online at dialabank or give a call at 9878981166.

        Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

        Personal Loan Bokaro Contact Number

        Call 9878981166 and get instant help and approval for a Personal Loan in Bokaro.

        Pre Calculated EMI Table for Personal Loan Bokaro

        Rate
        5 Yrs
        4 Yrs
        3 Yrs
        10.50%
        2149
        2560
        3250
        11.00%
        2174
        2584
        3273
        11.50%
        2199
        2608
        3297
        12.00%
        2224
        2633
        3321
        12.50%
        2249
        2658
        3345
        13.00%
        2275
        2682
        3369
        13.50%
        2300
        2707
        3393
        14.00%
        2326
        2732
        3417
        14.50%
        2352
        2757
        3442
        15.00%
        2378
        2783
        3466

        About Bokaro

        Bokaro Steel City is one of the planned cities of India, a major industrial centre and the fourth largest city in the Indian state of Jharkhand. It is the administrative headquarters of the Bokaro district. The city stands at an elevation of 210 meters above sea level and has an urban area of 183 square kilometres.

        Personal Loan in Other Cities in Bokaro

        FAQs About Personal Loan Bokaro

        Who can apply for a Personal Loan in Bokaro?

        People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Bokaro.

        What is the tenure of a Personal Loan in Bokaro?

        Most banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks that extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed term of the loan.

        Are there any other charges involved in Personal Loan Bokaro?

        Yes, there are 2 types of charges that one needs to pay in order to avail of a personal loan in Bokaro:

        • Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally from 1% of the loan amount.
        • Pre-closure Charges: Whenever you want to close a running loan before its agreed tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure costs. The pre-closure prices vary depending on how many years has your loan been completed before you decide to pre-close it.

        Can my application for Personal Loan Bokaro get rejected due to my CIBIL score?

        Since a Personal Loan is an unsecured loan, one of the most important decision criteria for getting your Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or any credit card payments, as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections happen due to a low CIBIL Score.