Personal Loan Burdwan

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Burdwan

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Burdwan Features

personal loan burdwanA personal loan is one of the maximum dependable financial offerings which is of brilliant importance in a web-orientated international. It is essentially an unsecured loan that doesn’t contain any of the borrower’s belongings to be kept as a chunk of security with the lender or the financial institution sanctioning his personal loan amount.

You could any time go for a private loan in case of a money crisis or some other cash-associated troubles prevailing in the circle of relatives. A personal mortgage is availed to satisfy any of the non-public desires ranging from your baby’s education on your daughter’s marriage or any form of medical problems running for your circle of relatives, and so forth. a personal loan is one of the simplest and perhaps a handy technique of having coins in hand immediately.

There stands no stop-use restriction on the use of the private loan amount. you could use this loan quantity everywhere you want to do. Loans are short, prompt, and effortlessly handy. those loans are indeed a blessing for all the ones, who’re going through economic crises and are not getting way to satisfy their non-public needs. those debts are unsecured in nature and require less office work.

Personal Loan Burdwan Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Burdwan

Documents required to avail loan ranges for salaried customers and self-hired ones. The following are the vital files for both kinds of customers:

Salaried Customers:

  1. Bank statements for the remaining 6 months
  2. The salary must be 18,000 or above (monthly).
  3. Age criteria: 21-60 years of age.
  4. Enjoy at paintings area: common revel in should be of 3 years and experience of 1 year within the contemporary job.
  5. Most importantly, you must possess a CIBIL score of greater than seven hundred.
  6. Finally, someone who receives his profits coins in hand is also now not eligible for availing a private loan. You should have your revenue slips for evidence.

Self-Employed Customers:

  1. The age of the borrower varies from 25 years to 65 years.
  2. Have to have filed annual earnings Tax Returns of two.five to three Lakh.
  3. House evidence: should very own a workplace or residence of his very own.
  4. Balance at the workplace: must very own a financially strong commercial enterprise this is being run from the ultimate 3 years.
  5. Again, most significantly ought to possess a CIBIL score of greater than 700

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Burdwan

The Personal loan eligibility criteria vary for both Salaried and Self-Employed customers in Burdwan:

Salaried Applicants

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum Age: 21 Years.
  3. Maximum Age: 60 Years.
  4. Work Experience: Total 3 years and 1-year experience in the ongoing job.
  5. CIBIL Score must be more than 700.

Self-Employed Applicants

  1. Residence: Must be having an Office or Home.
  2. The business should be running for the last 3 years.
  3. CIBIL Score must be more than 700.
  4. Minimum Age: 25 Years.
  5. Maximum Age: 65 Years.
  6. Should be filing for an annual ITR of 2.5 to 3 lakh.

Why Apply for Personal Loan Burdwan?

  1. It is a simple and safe loan scheme for raising funds in times of need.
  2. It is easily available within 48 hours.
  3. It can solve any kind of financial issues.
  4. Free of any type of cost.

How to apply for Personal Loan Burdwan?

Anybody can apply for Personal Loan Burdwan online only in 2 minutes. The process of application is straightforward and quick.

  1. Visit our official web portal, i.e. www.dialabank.com.
  2. After that, apply for a Personal Loan online.
  3. Enter your contact details so that we can contact you back.
  4. We are always available on number 9878981166 to provide you with the right knowledge about loans, interest rates, etc.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Burdwan

Availing a personal loan incurs some kinds of charges for a personal loan in Burdwan. Every Bank and NBFC charges mainly two kinds of fees from its customers. The first is a fee for processing your Loan application. The processing fee is 1% of the loan amount for availing of a Personal Loan in Burdwan.

The second being Pre-closure charges for a situation when you want to close your loan before your fixed tenure. In most cases, you cannot for-close your loan before the tenure of 12 months. Post that the charges also vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan and are only applicable if you do not complete your loan repayment in the fixed tenure.

Personal Loan Burdwan EMI Calculator

The  Personal loan EMI Calculator can be used anytime freely to know your EMI value on your loan amount. Equated Monthly Installments also know as EMI are the monthly charges that you pay to the bank as monthly repayment for the loan amount borrowed for financial needs.  Based on your profile, income, loan amount, and tenure the interest rate on your loan is determined accordingly. Your EMI is calculated basis the Interest Rate you are charged by the specific bank which is required to be paid every month till completion of the tenure. EMI is easy to pay and does not put any kind of burden on you financially.

CIBIL Score required for Personal Loan Burdwan

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Burdwan.

  1. The institutions don’t just check the overall score but also the detailed behavior on the previous loans taken.
  2. Most institutions want a CIBIL score of 750 and above to process your loan application.
  3. Some might look into other factors like income and job stability to process the personal loan.
  4. This includes details on the type of loan taken previously by you and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your getting a new loan.

personal loan at 10.75%*

Personal Loan Burdwan Agents

Dialabank is your best agent in Burdwan for availing any kind of loan. It helps you in comparing deals from various banks and NBFCs so that you can avail of the best offers available according to your capability and requirement. DialaBank is your best agent available for a personal loan in Burdwan. Our relationship manager will ensure you get the best loan at the lowest possible interest rate with hassle-free and minimal documentation. The reason behind choosing DialaBank as your agent for a personal loan is:

  1. We do not charge you for our services rendered.
  2. The loan gets disbursed within a few hours of applying with us.
  3. Our relationship manager guides you through the entire process of personal loans.

For any assistance or guidance kindly contact on 9878981166.

Personal Loan Burdwan Contact Number

Call 9878981166 and get instant help and approval for Instant Personal Loan in Burdwan.

Pre Calculated EMI Table for Personal Loan Burdwan

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Burdwan

Burdwan is a road and rail junction and a commercial center for timber and agricultural produce in the state of Gujarat. Industries here include oilseed pressing, flour milling, and glass manufacture. Burdwan is a Municipality in the Panchmahal district in the Indian state of Gujarat.

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