Personal Loan Chalakudy

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Table of Contents

      Major Personal Loan Providers in Chalakudy

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Chalakudy Features

      If you are running short on cash to fulfill your desires Personal loans are the simplest answer to all your money related queries. Dialabank assists you in the best way possible from answering your doubts to processing your loan in the simplest way possible. With a requirement of basic documentation, you can avail your loan anytime.

      This kind of advance might be affirmed in as long as 48 hours to get endorsed following the procedure of check.

      Personal Loan Chalakudy gives money related guide help to all clients at a moderate just as a financially savvy loan fee.

      To get a Personal Loan, the candidate is required to have a similarly more grounded and trustworthy wellspring of pay and furthermore a genuinely decent record as a consumer profile.

      ith no usage barrier you cn spend your advance wherever you desire in the best way.

      In order to apply for a personal loan, Chalakudy click on Personal Loan

      Personal Loan Chalakudy Interest Rates

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Chalakudy

      The essential document required for sanctioning Personal loan in Chalakudy:

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Statements for the salary of the past three months.
      3. Bank statements for the last 6 months
      4. PAN
      5. Proof for Residence (Own/Rent/Company provided)
      6. Passport-size photograph – 2

      *NOTE: If one lives in rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar
      4. Residence Proof
      5. Passport-sized photographs- 2
      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Chalakudy

      Click here to know more about personal loan eligibility

      Salaried Applicants

      1. The base age of the candidate ought not to be under 21 years or over 60 years.
      2. The candidate must have a work understanding of in any event three years. The compensation ought to have been moved in their records as it were.
      3. The applicant should have an outstanding credit history.
      4. The job location of the applicant should be mentioned.
      5. The borrower must have a minimum income of at least INR 25,000 p.m.

      Click here to know more about a personal loan for- Salaried Applicant

      Self-Employed Applicants

      1. The age of an independent person applying should be at least 25 years.
      2. The applicant applying for a personal loan should have been filing ITR for the past three years.I\ case the applicant is a businessman, then the business is required to be running well from the last 3 years.
      3. The credit score of the applicant should be good and there must not be any debt or any dues pending.
      4. The yearly income of the applicant should be no less than Rs 2.5 lakh.
      5. The entire document verification process for the personal loan approval requires the applicants to submit their financial statements and their bank statement of the past three months.

      Click here to know more about the personal loan for– Self-employed Applicant

      Why Apply for Personal Loan Chalakudy?

      1. There is no hard and fast rule for the requirement of depositing any mortgage or collateral as a security to the bank for Personal Loan.
      2. A personal loan is a kind of versatile loan, so it can be put to use for any kind of requirement.
      3. The amount of personal loans is entirely based on the repayment capacity of the applicant.
      4. A Personal Loan does not require any nominee or guarantor.

      How to apply for Personal Loan Chalakudy?

      1. Visit this website: www.dialabank.com.
      2.  The given link will direct you to the detailed information of the personal loan where you can pick your city. For more information and free guidance, please call 9878981166.
      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Chalakudy

      All Banks and NBFCs cost a certain fee to process a Personal Loan application. This cost varies between 1.5% to 2.5% of the sanctioned loan amount.

      To know about the interest rate click on personal loan interest rate

      Personal Loan Chalakudy EMI Calculator

      Equated Monthly Installments or EMI implies a monthly fixed rate that you are needed to pay to the bank as monthly repayment for the loan amount which is secured. According to your profile, the rate of interest on your loan is set.

      The EMI on your loan is calculated depending upon the Rate the bank charges you with and the loan amount you have to take and the period for which you take the loan.

      CIBIL Score required for Personal Loan Chalakudy

      All the lending institutions have their own criteria for a minimal CIBIL score that is needed to process a Personal Loan application in Chalakudy. Mostly, the institutions need a minimum score of at least 750 to further process an application.

      personal loan at 10.75%*

      Personal Loan Chalakudy Agents

      Dialabank is one of the leading agents for availing Personal Loan in Chalakudy. You can easily apply online at www.dialabank.com or give a call at 9878981166

      Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website www.dialabank.com and fill out a simple form with the details of personal and employment data.

      Our faithful customer relationship managers will be in touch with you shortly.

      Personal Loan Chalakudy Contact Number

      Call 9878981166 and get timely assistance and approval for a Personal Loan in Chalakudy.

      Pre Calculated EMI Table for Personal Loan Chalakudy

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About ChalakudyPersonal Loan Chalakudy

      Chalakudy is a municipal town situated on the banks of Chalakudy River in Thrissur District of the Kerala State in India. It is the headquarters of Chalakudy taluk. It is the base camp for travelers to Athirappilly and Vazhachal Falls.

      FAQs About Personal Loan Chalakudy

      Who can apply for a Personal Loan in Chalakudy?

      Candidates with a financial crisis with a regular source of income (from employment or business) can apply for a Personal Loan in Chalakudy.

      What is the tenure of Personal Loan in Chalakudy?

      Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years.

      Although there are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly installments within the agreed tenure of the loan.

      Are there any other charges involved in Personal Loan Chalakudy?

      Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan in Chalakudy:

      Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.

      Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges.

      Can my application for Personal Loan Chalakudy get rejected due to my CIBIL score?

      For Personal Loan which is an unsecured loan requires a standard Cibil score to meet the customer’s demand. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future.

      Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.