Personal Loan Challakere

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All About Personal Loan Challakere

Personal Loan Challakere

A personal loan is an unsecured loan that means you don’t have to mortgage any security against this loan and feel free to repay the amount with one of the options available to you as an applicant. Personal loan as a helping hand is stretching towards you, so don’t think much and hold it. And don’t worry our relationship managers will guide through the personal loan process.

Personal Loan Challakere Interest Rates

The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of personal Loan starts from 10.75% per year.

More About: Interest Rates on Personal Loan

Personal Loan Challakere Tenure

The tenure of the Personal Loan is from 1 year to 5 years.

Personal Loan Challakere Eligibility

Eligibility for Loan depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:

  1. Salaried
  2. Self-employed       

There are various eligibility criteria for both applicants.

Click here to know more about– EMI Calculator

Salaried Applicant:-

  1. The minimum age of an applicant should be 21 years and maximum up to 60 years.
  2. An applicant applying for the Personal Loan must have a good credit history.
  3. An applicant has to submit his bank statement of last three months and salary slip of the last 6 months.
  4. The applicant must have three years of work experience, and the salary should be received in their account only.
  5. An applicant from the metropolitan city should have a minimum income of Rs 18,000. And for the non-metropolitan city, the minimum salary should be Rs 12,000.

Click here to know more about- Salaried Applicant

  Self-employed Applicant:-

  1. The age of the applicant is 25 years.
  2. The applicant applying for a Personal Loan should file ITR for the last three years.
  3. A credit score of the applicant must be good.
  4. The minimum amount should be of Rs 2.5 lakhs per annum at least.
  5. If the applicant is a businessman, than his business should be running at least from last three years.
  6. The whole documentation process is straightforward; the applicant has to submit his financials and his bank statement of the previous three months.

Click here to know more – Self-employed Applicant

Personal Loan Challakere Documents

  1. Residence proof: The documents needed as proof of residence are:  (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card).  And if the applicant is living in a rented apartment, then he has to submit, electricity bill on his name and the address of the owner and his rental agreement.
  2. Identity proof: One should have these following documents with him(Passport/Id card/voter card/driving license/Aadhar Card) any one of them will work.
  3. Under, KYC formality: The applicant has to provide his PAN card.
  4. Salaried applicant: The applicant has to submit his bank statements of the last six months and the salary slip of the previous three months.
  5. Self-employed: The person applying for a personal loan should file ITR for the last three years, and the business should be registered.
  6. Colored photograph: Applicant must have two passport size photograph

Why apply for a Personal Loan ?

  1. The amount of Loan depends upon the income of the persona and his repayment capabilities.
  2. It is a multipurpose loan which can fulfill all your requirements.
  3. Does not require borrower’s asset to be kept  as security.
  4. The Guarantor is not needed.
  5. It will help you to enhance your credit score.

Why your decision of choosing Dialabank is the right decision?

  1. We do not charge any extra fees from our customers.
  2. We are always ready to help our applicants and are available 247.
  3. The approval process is time-saving if you apply through dialabank.
  4. The Loan get disbursed within 24 hours.
  5. Our experts will assist you, and our relationship managers will provide guidance.

How to apply for Personal Loan Challakere?

  1. Visit www.dialabank.com.
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal Loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.

About Challakere

Challakere is a place in Karnataka state, India. It is an easy and time-saving process to take personal Loan only when you apply through Dialabank visit www.dialabank.com or call on 9878981166.

Personal Loan Interest Rates: Updated

BankInterest Rates
HDFC Bank10.99% to 18%
ICICI Bank13.99% to 18%
Fullerton India17.25% to 32%
Bajaj Finserv13.99% to 16.75%
Axis Bank15.50% to 24%
Standard Chartered Bank15.75% to 22%
Kotak Mahindra Bank13.75% to 19%
Andhra Bank13.50% to 22%
Bank of Baroda13.50% to 19%
Vijaya Bank13.75% to 22%
Corporation Bank14.50% to 20%
Allahabad Bank13.70% to 20%

 

 

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