Personal Loan Chandrapur

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Chandrapur

      Major Personal Loan Providers in Chandrapur

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Chandrapur Features

      Personal Loan Details
      Interest Rate
      10.75% to 24% p.a.
      Processing Fees 0.5-2.5%
      Loan Tenure
      1 year to 5 years
      Pre-closure Charges 2% - 5%
      Guarantor Requirement
      No guarantor required

      Are you looking for any external financial help to meet your Personal Loan Chandrapurpersonal financial requirements? It is tough to fulfil all the demands of a family on a limited income of a common man so procuring a loan has become mandatory in such a scenario.

      A Personal Loan in Chandrapur gives monetary aid to the people for fulfilling their requirements. This loan constitutes no form of security as collateral to be deposited. 

      To get a Personal Loan in Chandrapur, the applicant needs to have a good source of income regularly and good credit history as per the requirement. Furthermore, there is no restriction on the end usage of the personal loan amount. 

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Chandrapur Interest Rates Jun 25 2022

      Name of the Bank Interest Rate Range Processing Fee Range Loan Amount Tenure
      ICICI Bank 11.59% - 18.49% (Fixed) 2.25% (min. Rs.1149) One time fee Rs.20 lakh (Max) 1-5 Years
      CitiBank 10.99% - 15.99% (Fixed) 1% to 2.5% Rs.30 lakh (Max) 1-5 Years
      Kotak Mahindra Bank 10.99% to 24% p.a. Up to 2.5% of the loan amount along with GST or service tax Rs.50,000 to Rs.15 lakh 1 to 5 Years
      Fullerton India 11.99% to 23.99 p.a. Information not provided. Up to Rs.20 lakh for salaried and up to Rs.30 lakh for self-employed individuals 1 to 4 Years
      Bank of Baroda 11.35% - 14.35%Fixed Rs.1,000 to Rs.10,000 (One time fee) Rs.20,000 - Rs.2 lakh 4 Years (Max)
      State Bank of India 12.90% - 14.90% (Fixed) 1% (One time fee) Rs.24,000 - 15 lakh 5 Years
      Aditya Birla 11.5% - 13.25% (Fixed) Nil Rs.30 lakh (Max) 1-5 Years
      Allahabad Bank Information not provided 1.06% of loan amount Information not provided. 1 to 5 Years
      Yes Bank 14% p.a. Up to 2% (One-time fee) Rs.2 lakh to Rs.20 lakh 1 to 5 Years
      Corporation Bank 12.75% to 13.75% p.a. Up to 1.5% Minimum amount of Rs.500 Up to Rs.3.50 lakh Up to 5 Years

      Personal Loan Satara Fees & Charges – Jun 25 2022

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Documents Required for Personal Loan in Chandrapur

      List of Documents Required for Salaried Applicants

      Salaried individuals must submit the following documents in addition to a completed personal loan application form:

      Photo Identity Proof (Any one) Passport
      PAN Card
      Voter’s ID
      Aadhar Card
      Driving License
      Address Proof (Any one)
      Passport
      Utility Bill (telephone, electricity, water, gas) – less than 2 months old
      Aadhaar Card
      Driving License
      Ration Card
      Income Proof
      Salary slips (Last 3 months)
      Bank statements for the last 3 to 6 months (showing salary credit)
      Tax Paid (Any one
      IT returns (for 2 years)
      Form 16
      Residence Ownership Proof (Any one)
      Property documents
      Maintenance bill
      Electricity bill
      Proof of Job Continuity (Any one)
      Current employment certificate
      Current job appointment letter (if more than 2 years have been spent in the same organisation)
      Experience certificate (previous employer’s relieving or appointment letter along with job certificate)
      Proof of Investment (if any)
      Fixed assets, fixed deposit, shares, etc.
      Existing Loans (if any)
      Payment Track Record & Sanction letter
      Photograph
      One coloured passport size photograph

       

      List of Documents Required for Self-employed Applicants

      Self-employed personal loan applicants must submit the following documents in addition to a fully completed loan application form:

      Photo Identity Proof (Any one) Passport
      PAN Card
      Voter’s ID
      Aadhaar Card
      Driving License
      Address Proof (Any one)
      Passport
      Aadhaar Card
      Driving License
      Utility Bill (telephone, water, electricity, gas) – less than 2 months old
      Ration Card
      Proof of Residence Ownership (Any one)
      Property documents
      Maintenance bill
      Electricity bill
      Proof of Office Address and Ownership (Any one)
      Maintenance bill
      Property documents
      Electricity bill
      Proof of Business Existence (Any one)
      Copy of GST registration
      Company registration license
      Shop establishment proof
      Income Proof
      Last 2 years Income tax returns of the applicant along with computation of income duly attested by a Chartered Accountant
      Audited balance sheet and Profit & Loss accounts, including tax audit report, if applicable
      Bank statement
      Savings/current account bank statement/ bank passbook for the past one year
      Proof of Investment (in case any)
      Investments such as fixed deposit, fixed assets, shares, etc.
      Existing Loans (in case any)
      Payment Track Record and sanction letter
      Professional Degree Certificate
      In case of professionals
      Photograph
      One coloured passport size photograph

       

      List of Documents Required for NRI Applicants

      When applying for a personal loan, NRI candidates are typically required to submit the following documents:

      Identity Proof Copy of the passport
      Copy of the visa
      Employment Proof Letter of Appointment
      Job contract
      Labour/ Identity card (if applicable)
      Official email ID or the HR’s email ID
      Income Proof Last 6 months’ bank statements
      Last 6 months’ salary slips or salary certificate
      Photograph Passport size photographs

       

      List of Documents Required for Pensioners

      When applying for a personal loan, a pensioner must submit the following documents:

      Identity/Age Proof (Any one)
      Ration card
      Passport
      PAN card
      Aadhar card
      Voter ID card
      Driving licence
      Birth certificate
      School leaving certificate
      Address Proof (Any one) Passport
      Aadhaar card
      Utility bills
      Ration card
      Driving licence
      Income Proof (Any one)
      Last 6 months’ bank statements/salary slips
      Bank passbook
      Form 16
      Copy of pension payment order
      Income tax returns
      Photographs
      Passport size photographs

       

      Know More About: Personal Loan Eligibility Criteria

      Personal Loan Chandrapur Eligibility Criteria

      Particulars Salaried Self-Employed
      Age 21 - 60 years 21 - 65 years
      Minimum Income Rs.15,000* Rs.5 Lakh p.a.
      Co-applicant Not mandatory Not mandatory
      Loan Tenure 12 – 60 months 12 – 60 months
      Maximum Loan Amount Rs.40 Lakh Rs.40 Lakh
      Employment Type Employees of private limited companies and public sector undertakings
      Self-employed individuals
      Employment/Business Continuity At least 2 years; minimum 1 year with current employer
      4 years Post Qualification experience for Doctors/ Chartered Accountants.
      5 years Post Qualification experience for Company Secretary / Architect.
      CIBIL Score 750 and above 750 and above
      Residential Status
      Resident Indian staying in own house or a rented house

       

      *In cities such as Kochi, Kolkata, Ahmedabad, Pune, Hyderabad, Mumbai, Chennai, Bengaluru, and Delhi the net monthly income required is Rs.20,000

      Click here to know more about - Salaried Applicant
      Click here to know more about - Self-employed Applicant

      *Note: The eligibility criteria vary from lender to lender.

      Check Personal Loan Eligibility with Top Lenders in 2021

      Bank Age Limit Minimum Work Experience
      Minimum Income (Per Month)
      SBI Up to 76 years NA** Rs.15,000
      HDFC 21 to 60 years 2 years Rs. 20,000
      ICICI 23 to 58 years 2 to 5 years Rs.17,500
      Axis 21 to 60 years NA** Rs.15,000
      Kotak Mahindra 22 to 55 years 1 year Rs.25,000
      Tata Capital 21 to 58 years 1 year Rs.15,000
      IndusInd 21 to 60 years 2 to 5 years Rs.25,000
      Ujjivan Small Finance 22 to 58 years NA**
      Above the minimum wage limit
      India Infoline Finance Limited 25 to 60 years 6 months to 2 years Rs.35,000
      HDBFS 21 to 65 years 1 year to 3 years
      Rs.15,000 for salaried
      Rs.1 lakh p.a. for self-employed
      Indian Overseas Bank Up to 58 years NA* Rs.5,000
      IDFC First Bank 23 to 68 years 3 years NA*
      Federal Bank 21 - 55 Years 3 years Rs.25,000
      Punjab National Bank 21 – 58 years 2 years for doctors Rs.15,000
      Andhra Bank 21 - 55 years NA** NA*
      Canara Bank NA** NA**
      Salaried: Rs.6,000 & above
      Self-employed - Rs. 1.5 lakh
      IDBI Bank Up to 75 years for Pensioners NA** Rs.1.5 lakh p.a.
      Fullerton India 21 to 55 years 1 to 2 years Rs.15,000
      RBL Bank 25 to 60 years 1 to 3 years Rs.25,000
      Bank of Baroda 21 to 60 years 1 year to 2 years
      60% of gross monthly income
      Deutsche Bank 25 to 60 years NA** Rs.25,000
      Karnataka Bank NA** 3 years NA*
      United Bank of India up to 75 Years 2 years NA*
      UCO Bank 21 to 65 years 1 year to 5 years Rs.20,000

       

      *Personal loan disbursal is solely at the bank’s discretion and as per the bank’s terms and conditions

      Learn More about Personal Loan: Click Here

      The personal loan eligibility criteria are based on the bank, which has to approve the request of the applicant regarding the credit. There are two broad divisions of employed applicants:

      1. Salaried
      2. Self-employed

      Salaried Applicants:

      1. Age limit: 21 to 60 years.
      2. Three years of work experience.
      3. The applicants must have a satisfactory credit history.
      4. The job location of the applicant should be specifically mentioned.

      Click here to know more about- Salaried Applicant

      Self-Employed Applicants:

      1. The minimum age requirement for an individual is 25 years.
      2. 2.5 lakh and above income is essential.
      3. A good Creditworthiness is determined by a CIBIL score.
      4. Should own a house or business office.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Why Apply for a Personal Loan in Chandrapur?

      1. The loans are processed as quickly as possible.
      2. Easy Installments: The applicant can choose the number and amount of the instalments for this loan according to his affordability.
      3. The securities for these loans are based on the monthly or annual income of the applicants.

      How to apply for Personal Loan Chandrapur?

      Applying for a personal loan in Chandrapur is quicker with us.

      1. Visit our website Dialabank.
      2. Go to the loan section and select the personal loan link from the options.
      3. The applicant has to fill in the details of themselves to aid better assistance.
      4. Click on Request a quote and wait for our relationship manager will soon get in touch with you.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Chandrapur

      Every Bank and NBFC charges broadly two kinds of fees for Personal Loans in the Chandrapur application.

      1. The preparing expense charges are compulsory for every single bank/NBFC. The personal loan Chandrapur processing fee is 1% of the endorsed credit sum. 
      2. The other is pre-conclusion charges which are pertinent if you wish to abandon your advance before the concurred credit residency in the type of punishment that can be somewhere in the range of 2% and 4% as indicated by the residency left.

      Personal Loan Chandrapur EMI Calculator

      EMI is the fixed amount that the customer or applicant has to pay to the bank as the loan amount every month regularly. The applicant is termed as the borrower in such cases, and the bank is the lender. EMI varies completely according to your loan amount and tenure of the application. You can find the Personal loan EMI calculator on Dialabanks website for free.

      Paying EMI is easy and hassle-free. You only have to pay a small amount of the loan every month and can enjoy the loan.

      Click to know more about EMI Calculator: Personal Loan EMI Calculator.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      CIBIL Score required for Personal Loan Chandrapur

      CIBIL Score is the record of all the loan repayments that you have done in the past. 

      1. A CIBIL score of 750 or more is viewed as acceptable by each bank while applying for individual credit. 
      2. The better the CIBIL score, the simpler it becomes to profit the advance in Chandrapur.

      Personal Loan Chandrapur Agents/Broker

      Dialabank is the leading agent for availing Instant Personal Loan in Satara. You can apply online or give us a call at 9878981166.

      Dialabank is related to different banks and NBFCs in Chandrapur that give individual credits at low-loan costs. Consequently, DialaBank is the main operator for profiting Personal Loan in Chandrapur

      1. We do not charge any extra fee from our customers for our services.
      2. We are always present to help our applicants and are available 24/7 for guidance.
      3. The approval process is time-saving if you apply through us. The loan will be approved in a matter of a few hours only.
      4. The Loan gets disbursed within 24 hours.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Chandrapur Contact Number

       Call 9878981166 and get instant help for getting approval for a Personal Loan in Chandrapur.

      Pre Calculated EMI Table for Personal Loan Chandrapur

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      About Chandrapur

      Chandrapur is a city situated in the Chandrapur district in the state of Maharashtra, India. This city has the presence of old temples of the goddess Mahakali and Anchaleshwar for which it is popular. The region is very rich in its mineral wealth such as iron ore, limestone, and coal that in-houses various factories.

      Other Cities For Personal Loan 

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      Personal Loan Kannad Personal Loan Gondia

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

       

      FAQs on Personal Loan Chandrapur

      ✅ Who can apply for Personal Loan Chandrapur?

      People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Chandrapur.

      ✅ Can my personal loan application get rejected due to my CIBIL score?

      Since Personal Loan Chandrapur is an unsecured loan, one of the most important decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections happen due to a low CIBIL Score.

      ✅ What aspects does a lender scrutinize before sanctioning a loan?

      A lender always checks your CIBIL score and credit history to determine your credit worthiness. A bad credit history could lead to a high chance of your loan getting rejected. 

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