Major Personal Loan Providers in Chandrapur
1% - 2.5% of the Loan Amt
Personal Loan Chandrapur Features
|
Personal Loan Details
|
|
| Interest Rate |
10.75% to 24% p.a.
|
| Processing Fees | 0.5-2.5% |
| Loan Tenure |
1 year to 5 years
|
| Pre-closure Charges | 2% - 5% |
| Guarantor Requirement |
No guarantor required
|
Are you looking for any external financial help to meet your 
personal financial requirements? It is tough to fulfil all the demands of a family on a limited income of a common man so procuring a loan has become mandatory in such a scenario.
A Personal Loan in Chandrapur gives monetary aid to the people for fulfilling their requirements. This loan constitutes no form of security as collateral to be deposited.
To get a Personal Loan in Chandrapur, the applicant needs to have a good source of income regularly and good credit history as per the requirement. Furthermore, there is no restriction on the end usage of the personal loan amount.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Chandrapur Interest Rates – Apr 19 2024
| Name of the Bank | Interest Rate Range | Processing Fee Range | Loan Amount | Tenure |
| Private Bank | 11.59% - 18.49% (Fixed) | 2.25% (min. Rs.1149) One time fee | Rs.20 lakh (Max) | 1-5 Years |
| CitiBank | 10.99% - 15.99% (Fixed) | 1% to 2.5% | Rs.30 lakh (Max) | 1-5 Years |
| Kotak Mahindra Bank | 10.99% to 24% p.a. | Up to 2.5% of the loan amount along with GST or service tax | Rs.50,000 to Rs.15 lakh | 1 to 5 Years |
| Fullerton India | 11.99% to 23.99 p.a. | Information not provided. | Up to Rs.20 lakh for salaried and up to Rs.30 lakh for self-employed individuals | 1 to 4 Years |
| Bank of Baroda | 11.35% - 14.35%Fixed | Rs.1,000 to Rs.10,000 (One time fee) | Rs.20,000 - Rs.2 lakh | 4 Years (Max) |
| State Bank of India | 12.90% - 14.90% (Fixed) | 1% (One time fee) | Rs.24,000 - 15 lakh | 5 Years |
| Aditya Birla | 11.5% - 13.25% (Fixed) | Nil | Rs.30 lakh (Max) | 1-5 Years |
| Allahabad Bank | Information not provided | 1.06% of loan amount | Information not provided. | 1 to 5 Years |
| Yes Bank | 14% p.a. | Up to 2% (One-time fee) | Rs.2 lakh to Rs.20 lakh | 1 to 5 Years |
| Corporation Bank | 12.75% to 13.75% p.a. | Up to 1.5% Minimum amount of Rs.500 | Up to Rs.3.50 lakh | Up to 5 Years |
Personal Loan Satara Fees & Charges – Apr 19 2024
| Bank | Processing Fee |
Prepayment Charges
|
| HDFC Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months
|
| Axis Bank Personal Loan | 0.50% to 1.50% | Nil |
| Private Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months
|
| SBI Personal Loan | 500/- to 0.50% | Nil |
| Kotak Personal Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
| IIFL Personal Loan | Nil | Nil |
| Muthoot Personal Loan | Nil | Nil |
| Manappauram Personal Loan | Nil | Nil |
| PNB Personal Loan | 0.70% to 1% | Nil |
| Canara Bank Personal Loan | 0.01 | Nil |
| Andhra Bank Personal Loan | Nil | Nil |
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
PERSONAL LOAN
Interest Rate 9.99%
Documents Required for Personal Loan in Chandrapur
List of Documents Required for Salaried Applicants
Salaried individuals must submit the following documents in addition to a completed personal loan application form:
| Photo Identity Proof (Any one) | Passport PAN Card Voter’s ID Aadhar Card Driving License |
| Address Proof (Any one) |
Passport
Utility Bill (telephone, electricity, water, gas) – less than 2 months old Aadhaar Card Driving License Ration Card |
| Income Proof |
Salary slips (Last 3 months)
Bank statements for the last 3 to 6 months (showing salary credit) |
| Tax Paid (Any one |
IT returns (for 2 years)
Form 16 |
| Residence Ownership Proof (Any one) |
Property documents
Maintenance bill Electricity bill |
| Proof of Job Continuity (Any one) |
Current employment certificate
Current job appointment letter (if more than 2 years have been spent in the same organisation) Experience certificate (previous employer’s relieving or appointment letter along with job certificate) |
| Proof of Investment (if any) |
Fixed assets, fixed deposit, shares, etc.
|
| Existing Loans (if any) |
Payment Track Record & Sanction letter
|
| Photograph |
One coloured passport size photograph
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List of Documents Required for Self-employed Applicants
Self-employed personal loan applicants must submit the following documents in addition to a fully completed loan application form:
| Photo Identity Proof (Any one) | Passport PAN Card Voter’s ID Aadhaar Card Driving License |
| Address Proof (Any one) |
Passport
Aadhaar Card Driving License Utility Bill (telephone, water, electricity, gas) – less than 2 months old Ration Card |
| Proof of Residence Ownership (Any one) |
Property documents
Maintenance bill Electricity bill |
| Proof of Office Address and Ownership (Any one) |
Maintenance bill
Property documents Electricity bill |
| Proof of Business Existence (Any one) |
Copy of GST registration
Company registration license Shop establishment proof |
| Income Proof |
Last 2 years Income tax returns of the applicant along with computation of income duly attested by a Chartered Accountant
Audited balance sheet and Profit & Loss accounts, including tax audit report, if applicable |
| Bank statement |
Savings/current account bank statement/ bank passbook for the past one year
|
| Proof of Investment (in case any) |
Investments such as fixed deposit, fixed assets, shares, etc.
|
| Existing Loans (in case any) |
Payment Track Record and sanction letter
|
| Professional Degree Certificate |
In case of professionals
|
| Photograph |
One coloured passport size photograph
|
List of Documents Required for NRI Applicants
When applying for a personal loan, NRI candidates are typically required to submit the following documents:
| Identity Proof | Copy of the passport Copy of the visa |
| Employment Proof | Letter of Appointment Job contract Labour/ Identity card (if applicable) Official email ID or the HR’s email ID |
| Income Proof | Last 6 months’ bank statements Last 6 months’ salary slips or salary certificate |
| Photograph | Passport size photographs |
List of Documents Required for Pensioners
When applying for a personal loan, a pensioner must submit the following documents:
| Identity/Age Proof (Any one) |
Ration card
Passport PAN card Aadhar card Voter ID card Driving licence Birth certificate School leaving certificate |
| Address Proof (Any one) | Passport Aadhaar card Utility bills Ration card Driving licence |
| Income Proof (Any one) |
Last 6 months’ bank statements/salary slips
Bank passbook Form 16 Copy of pension payment order Income tax returns |
| Photographs |
Passport size photographs
|
Know More About: Personal Loan Eligibility Criteria
Personal Loan Chandrapur Eligibility Criteria
| Particulars | Salaried | Self-Employed |
| Age | 21 - 60 years | 21 - 65 years |
| Minimum Income | Rs.15,000* | Rs.5 Lakh p.a. |
| Co-applicant | Not mandatory | Not mandatory |
| Loan Tenure | 12 – 60 months | 12 – 60 months |
| Maximum Loan Amount | Rs.40 Lakh | Rs.40 Lakh |
| Employment Type | Employees of private limited companies and public sector undertakings |
Self-employed individuals
|
| Employment/Business Continuity | At least 2 years; minimum 1 year with current employer |
4 years Post Qualification experience for Doctors/ Chartered Accountants.
5 years Post Qualification experience for Company Secretary / Architect. |
| CIBIL Score | 750 and above | 750 and above |
| Residential Status |
Resident Indian staying in own house or a rented house
|
|
*In cities such as Kochi, Kolkata, Ahmedabad, Pune, Hyderabad, Mumbai, Chennai, Bengaluru, and Delhi the net monthly income required is Rs.20,000
Click here to know more about - Salaried Applicant
Click here to know more about - Self-employed Applicant
*Note: The eligibility criteria vary from lender to lender.
Check Personal Loan Eligibility with Top Lenders in 2021
| Bank | Age Limit | Minimum Work Experience |
Minimum Income (Per Month)
|
| SBI | Up to 76 years | NA** | Rs.15,000 |
| HDFC | 21 to 60 years | 2 years | Rs. 20,000 |
| Private | 23 to 58 years | 2 to 5 years | Rs.17,500 |
| Axis | 21 to 60 years | NA** | Rs.15,000 |
| Kotak Mahindra | 22 to 55 years | 1 year | Rs.25,000 |
| Tata Capital | 21 to 58 years | 1 year | Rs.15,000 |
| IndusInd | 21 to 60 years | 2 to 5 years | Rs.25,000 |
| Ujjivan Small Finance | 22 to 58 years | NA** |
Above the minimum wage limit
|
| India Infoline Finance Limited | 25 to 60 years | 6 months to 2 years | Rs.35,000 |
| HDBFS | 21 to 65 years | 1 year to 3 years |
Rs.15,000 for salaried
Rs.1 lakh p.a. for self-employed |
| Indian Overseas Bank | Up to 58 years | NA* | Rs.5,000 |
| IDFC First Bank | 23 to 68 years | 3 years | NA* |
| Federal Bank | 21 - 55 Years | 3 years | Rs.25,000 |
| Punjab National Bank | 21 – 58 years | 2 years for doctors | Rs.15,000 |
| Andhra Bank | 21 - 55 years | NA** | NA* |
| Canara Bank | NA** | NA** |
Salaried: Rs.6,000 & above
Self-employed - Rs. 1.5 lakh |
| IDBI Bank | Up to 75 years for Pensioners | NA** | Rs.1.5 lakh p.a. |
| Fullerton India | 21 to 55 years | 1 to 2 years | Rs.15,000 |
| RBL Bank | 25 to 60 years | 1 to 3 years | Rs.25,000 |
| Bank of Baroda | 21 to 60 years | 1 year to 2 years |
60% of gross monthly income
|
| Deutsche Bank | 25 to 60 years | NA** | Rs.25,000 |
| Karnataka Bank | NA** | 3 years | NA* |
| United Bank of India | up to 75 Years | 2 years | NA* |
| UCO Bank | 21 to 65 years | 1 year to 5 years | Rs.20,000 |
*Personal loan disbursal is solely at the bank’s discretion and as per the bank’s terms and conditions
Learn More about Personal Loan: Click Here
The personal loan eligibility criteria are based on the bank, which has to approve the request of the applicant regarding the credit. There are two broad divisions of employed applicants:
- Salaried
- Self-employed
Salaried Applicants:
- Age limit: 21 to 60 years.
- Three years of work experience.
- The applicants must have a satisfactory credit history.
- The job location of the applicant should be specifically mentioned.
Click here to know more about- Salaried Applicant
Self-Employed Applicants:
- The minimum age requirement for an individual is 25 years.
- 2.5 lakh and above income is essential.
- A good Creditworthiness is determined by a CIBIL score.
- Should own a house or business office.
PERSONAL LOAN
Interest Rate 9.99%
Why Apply for a Personal Loan in Chandrapur?
- The loans are processed as quickly as possible.
- Easy Installments: The applicant can choose the number and amount of the instalments for this loan according to his affordability.
- The securities for these loans are based on the monthly or annual income of the applicants.
How to apply for Personal Loan Chandrapur?
Applying for a personal loan in Chandrapur is quicker with us.
- Visit our website Dialabank.
- Go to the loan section and select the personal loan link from the options.
- The applicant has to fill in the details of themselves to aid better assistance.
- Click on Request a quote and wait for our relationship manager will soon get in touch with you.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Chandrapur
Every Bank and NBFC charges broadly two kinds of fees for Personal Loans in the Chandrapur application.
- The preparing expense charges are compulsory for every single bank/NBFC. The personal loan Chandrapur processing fee is 1% of the endorsed credit sum.
- The other is pre-conclusion charges which are pertinent if you wish to abandon your advance before the concurred credit residency in the type of punishment that can be somewhere in the range of 2% and 4% as indicated by the residency left.
Personal Loan Chandrapur EMI Calculator
EMI is the fixed amount that the customer or applicant has to pay to the bank as the loan amount every month regularly. The applicant is termed as the borrower in such cases, and the bank is the lender. EMI varies completely according to your loan amount and tenure of the application. You can find the Personal loan EMI calculator on Dialabanks website for free.
Paying EMI is easy and hassle-free. You only have to pay a small amount of the loan every month and can enjoy the loan.
Click to know more about EMI Calculator: Personal Loan EMI Calculator.
PERSONAL LOAN
Interest Rate 9.99%
CIBIL Score required for Personal Loan Chandrapur
CIBIL Score is the record of all the loan repayments that you have done in the past.
- A CIBIL score of 750 or more is viewed as acceptable by each bank while applying for individual credit.
- The better the CIBIL score, the simpler it becomes to profit the advance in Chandrapur.
Personal Loan Chandrapur Agents/Broker
Dialabank is the leading agent for availing Instant Personal Loan in Satara. You can apply online or give us a call at 9878981166.
Dialabank is related to different banks and NBFCs in Chandrapur that give individual credits at low-loan costs. Consequently, DialaBank is the main operator for profiting Personal Loan in Chandrapur
- We do not charge any extra fee from our customers for our services.
- We are always present to help our applicants and are available 24/7 for guidance.
- The approval process is time-saving if you apply through us. The loan will be approved in a matter of a few hours only.
- The Loan gets disbursed within 24 hours.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Chandrapur Contact Number
Call 9878981166 and get instant help for getting approval for a Personal Loan in Chandrapur.
Pre Calculated EMI Table for Personal Loan Chandrapur
PERSONAL LOAN
Interest Rate 9.99%
About Chandrapur
Chandrapur is a city situated in the Chandrapur district in the state of Maharashtra, India. This city has the presence of old temples of the goddess Mahakali and Anchaleshwar for which it is popular. The region is very rich in its mineral wealth such as iron ore, limestone, and coal that in-houses various factories.
Other Cities For Personal Loan
| Personal Loan Lonavala | Personal Loan Jalgaon |
| Personal Loan Kolhapur | Personal Loan Hupari |
| Personal Loan Karjat | Personal Loan Hingoli |
| Personal Loan Kannad | Personal Loan Gondia |
PERSONAL LOAN
Interest Rate 9.99%
FAQs on Personal Loan Chandrapur
✅ Who can apply for Personal Loan Chandrapur?
People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Chandrapur.
✅ Can my personal loan application get rejected due to my CIBIL score?
Since Personal Loan Chandrapur is an unsecured loan, one of the most important decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections happen due to a low CIBIL Score.
✅ What aspects does a lender scrutinize before sanctioning a loan?
A lender always checks your CIBIL score and credit history to determine your credit worthiness. A bad credit history could lead to a high chance of your loan getting rejected.
