Personal Loan Chatra

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Chatra

      Best Banks for Personal Loan in Chatra

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Chatra Features

      personal loan chatraUncertainty in the future for managing funds?

      A Personal Loan can cover every bit of your problems and can help you achieve your future dreams.

      If we talk about a Personal Loan Chatra – It is a sum of funds which is offered by the banks and the NBFCs with a very affordable EMIs and low rate of interest, helping you to resolve any financial crunch you are facing.

      This loan type is unsecured and is with minimal documentation and paperwork. With the proper paperwork and verification process, you can get a loan approval within 48 hours.

      While all other loans are specific, like a car loan for a car and a home loan for any property, a personal loan has no end-use restrictions. Meaning you can use the loan the way you like. For example, paying bills, funding a vacation, a wedding, etc.

      A full detailed eligibility and documentation criteria are listed below that you have to follow for a personal loan.

      Personal Loan Chatra Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan Chatra

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Salary slips of the last three months.
      3. Bank statements for the last 6 months.
      4. PAN Card.
      5. Residence Proof (Owned/Rented apartment (rent agreement needs to be attached)/Company provided)
      6. Two Passport-sized photographs.

      Self-Employed Customers: 

      1. All financials books are required (Balance Sheet, P&L Statement as well as ITR files)
      2. Residence Proof (and rental agreement, if required)
      3. Two passport-sized photographs
      4. PAN Card
      5. Aadhar Card

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Chatra Eligibility Criteria

      The personal loan eligibility requirements are as followed:

      Salaried Applicants 

      1. The applicant should be between the age group of  (minimum) 21 to 60 (maximum).
      2. The applicants must have the work experience of the three years and the salary should be received in their accounts only.
      3. The applicants must have an excellent credit history.
      4. The job location of the applicant should be mentioned.
      5.  A borrower should have a minimum income of INR 25,000 per month

      Self-Employed Applicants

      1. The applicant should be between the age group of  (minimum) 25 to 60 (maximum).
      2. The applicant should file ITR for the last three years.
      3. If the applicant is a businessman, then the business should be open and running for the past three years.
      4. The applicants must have an excellent credit history.
      5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      6. The applicants must submit financial and bank statements for the previous three months.

      Why Apply for Personal Loan Chatra?

      1. There is no need to deposit any mortgage and collateral security to the bank.
      2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
      3. The amount of personal loan depends upon the repayment of individual income and capacity.
      4. Personal Loan does not require any guarantor or nominee.

      How to apply for Personal Loan in Chatra?

      To apply for an Instant Personal Loan Chatra, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com.

      1. Visit www.dialabank.com.
      2. Go to the loan section and click on the personal loan link.
      3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
      4. For more information and free guidance, you may call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan in Chatra

      Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the loan amount.

      In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan EMI Calculator Chatra

      Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

      To calculate your EMI: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Chatra

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan Chatra application. Most institutions require a minimum score of 750 to process your loan application.

      The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Chatra Agents

      Dialabank is the leading agent for availing Instant Personal Loan in Chatra.

      You can apply online at www.dialabank.com or give a call at 9878981166.

      Personal Loan Chatra Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan in Chatra.

      Pre Calculated EMI Table for Personal Loan Chatra

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Chatra

      Chatra is the headquarters of Chatra district in the Jharkhand state, India. According to the 2011 census of India, it had a population of 49,985.

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