Personal Loan Chengalpattu

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Chengalpattu

      Major Personal Loan Providers in Chengalpattu

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Chengalpattu Features

      Worrying for credit? The loan that sums up with your problem is a personal loan. The personal loan is not only an unprotective loan with very little need for verification and document procedure.

      Personal Loan Chengalpattu provides manageable rates of EMI with very low-interest rates and affordable.  The loans are easy to get with a good credit score and also the elaborated previous loan allowance.

      Also, there exists no stated end-use restriction on the use of the personal loan amount. This loan amount can be used in whatever way wanted.

      In order to apply for a personal loan, Chengalpattu click on Personal Loan

      Personal Loan Chengalpattu Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Chengalpattu

      Salaried Customers:

      1.  Identity proof (Aadhar card/driving license)
      2. Statements for the salary of the past three months.
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Proof for Residence (Own/Rent/Company provided)
      6. Passport-size photograph – 2

      *NOTE: If one lives in rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Passport-sized photographs- 2
      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Chengalpattu

      Click here to know more about personal loan eligibility

      Salaried Applicants

      1. The minimum age should be 21 and the maximum should be 65 years of age.
      2. The candidate must have a working understanding of in any event 3 years. The loan amount should be transferred only to the account
      3. The applicant should have an outstanding credit history.
      4. The job location of the applicant should be mentioned.
      5. The borrower must have a minimum income of at least INR 25,000 p.m.

      Click here to know more about a personal loan for- Salaried Applicant

      Self-Employed Applicants

      1. The age of an independent person applying should be at least 25 years.
      2. The applicant applying for a personal loan should have been filing ITR for the past three years.I\ case the applicant is a businessman, then the business is required to be running well for the last 3 years.
      3. The credit score of the applicant should be good and there must not be any debt or any dues pending.
      4. The yearly income of the applicant should be no less than Rs 2.5 lakh.
      5. The entire document verification process for the personal loan approval requires the applicants to submit their financial statements and their bank statement of the past three months.

      Click here to know more about the personal loan for– Self-employed Applicant

      Why Apply for Personal Loan Chengalpattu?

      1. There is no hard and fast rule for the requirement of depositing any mortgage or collateral as a security to the bank.
      2. A personal loan is a kind of multidimensional loan, so it can be put to use for any kind of issue.
      3. The amount of personal loans is entirely based on the repayment capacity of the applicant.
      4. A Personal Loan does not require any nominee or guarantor.

      How to apply for Personal Loan Chengalpattu?

      1. Visit this website: www.dialabank.com.
      2. Then, go to the loan section and go to the personal loan link. It will direct you to the detailed information of the personal loan where you can pick your city. For more information and free guidance, please call 9878981166.
      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Chengalpattu

      All Banks and NBFCs cost a certain fee to process a Personal Loan application. This cost varies between 1% of the sanctioned loan amount.

      The loan could be closed before the decided tenure after a year. The penalty is charged as the number of years altered. This charge varies from 4% of the remaining loan amount in the second year to 2% in the fourth year of the loan.

      To know about the interest rate click on personal loan interest rate

      Personal Loan Chengalpattu EMI Calculator

      Equated Monthly Installments or EMI implies a monthly fixed rate that you are needed to pay to the bank as monthly repayment for the loan amount which is secured. According to your profile, the rate of interest on your loan is set. The EMI on your loan is calculated depending upon the Rate the bank charges you with and the loan amount you have to take and the period for which you take the loan.

      CIBIL Score required for Personal Loan Chengalpattu

      All the lending institutions have their own criteria for a minimal CIBIL score that is needed to process a Personal Loan application in Chengalpattu. Mostly, the institutions need a minimum score of at least 750 to further process an application.

      No institution only looks at the overall score. They also look at an elaborated view of the previous loans. The details include the type of loans and the amount of money that was borrowed. If there exists any delay in the payments of the previous loans, it may hinder the approval of the present loan.

      personal loan at 10.75%*

      Personal Loan Chengalpattu Agents

      Dialabank is one of the leading agents for availing Personal Loan in Chengalpattu. You can easily apply online at www.dialabank.com or give a call at 9878981166

      Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website www.dialabank.com and fill out a simple form with the details of personal and employment data. Our customer relationship managers will be in touch with you shortly.

      Personal Loan Chengalpattu Contact Number

      Call 9878981166 and get timely assistance and approval for a Personal Loan in Chengalpattu.

      Pre Calculated EMI Table for Personal Loan Chengalpattu

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About ChengalpattuPersonal Loan Chengalpattu

      Chengalpattu, previously known as Chingleput, is a town and the headquarters of the Chengalpattu district of the state Tamil Nadu, India. It was split up from the Kanchipuram district.