Personal Loan Chengalpattu

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Chengalpattu

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Chengalpattu Features

Worrying for credit? The loan that sums up with your problem is a personal loan. The personal loan is not only an unprotective loan with very little need for verification and document procedure.

Personal Loan Chengalpattu provides manageable rates of EMI with very low-interest rates and affordable.  The loans are easy to get with a good credit score and also the elaborated previous loan allowance.

Also, there exists no stated end-use restriction on the use of the personal loan amount. This loan amount can be used in whatever way wanted.

In order to apply for a personal loan, Chengalpattu click on Personal Loan

Personal Loan Chengalpattu Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Chengalpattu

Salaried Customers:

  1.  Identity proof (Aadhar card/driving license)
  2. Statements for the salary of the past three months.
  3. Bank statements for the last 6 months
  4. PAN Card
  5. Proof for Residence (Own/Rent/Company provided)
  6. Passport-size photograph – 2

*NOTE: If one lives in rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Passport-sized photographs- 2
personal loan at 10.75%*

Eligibility Criteria for Personal Loan Chengalpattu

Click here to know more about personal loan eligibility

Salaried Applicants

  1. The minimum age should be 21 and the maximum should be 65 years of age.
  2. The candidate must have a working understanding of in any event 3 years. The loan amount should be transferred only to the account
  3. The applicant should have an outstanding credit history.
  4. The job location of the applicant should be mentioned.
  5. The borrower must have a minimum income of at least INR 25,000 p.m.

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants

  1. The age of an independent person applying should be at least 25 years.
  2. The applicant applying for a personal loan should have been filing ITR for the past three years.I\ case the applicant is a businessman, then the business is required to be running well for the last 3 years.
  3. The credit score of the applicant should be good and there must not be any debt or any dues pending.
  4. The yearly income of the applicant should be no less than Rs 2.5 lakh.
  5. The entire document verification process for the personal loan approval requires the applicants to submit their financial statements and their bank statement of the past three months.

Click here to know more about the personal loan for– Self-employed Applicant

Why Apply for Personal Loan Chengalpattu?

  1. There is no hard and fast rule for the requirement of depositing any mortgage or collateral as a security to the bank.
  2. A personal loan is a kind of multidimensional loan, so it can be put to use for any kind of issue.
  3. The amount of personal loans is entirely based on the repayment capacity of the applicant.
  4. A Personal Loan does not require any nominee or guarantor.

How to apply for Personal Loan Chengalpattu?

  1. Visit this website: www.dialabank.com.
  2. Then, go to the loan section and go to the personal loan link. It will direct you to the detailed information of the personal loan where you can pick your city. For more information and free guidance, please call 9878981166.
personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Chengalpattu

All Banks and NBFCs cost a certain fee to process a Personal Loan application. This cost varies between 1% of the sanctioned loan amount.

The loan could be closed before the decided tenure after a year. The penalty is charged as the number of years altered. This charge varies from 4% of the remaining loan amount in the second year to 2% in the fourth year of the loan.

To know about the interest rate click on personal loan interest rate

Personal Loan Chengalpattu EMI Calculator

Equated Monthly Installments or EMI implies a monthly fixed rate that you are needed to pay to the bank as monthly repayment for the loan amount which is secured. According to your profile, the rate of interest on your loan is set. The EMI on your loan is calculated depending upon the Rate the bank charges you with and the loan amount you have to take and the period for which you take the loan.

CIBIL Score required for Personal Loan Chengalpattu

All the lending institutions have their own criteria for a minimal CIBIL score that is needed to process a Personal Loan application in Chengalpattu. Mostly, the institutions need a minimum score of at least 750 to further process an application.

No institution only looks at the overall score. They also look at an elaborated view of the previous loans. The details include the type of loans and the amount of money that was borrowed. If there exists any delay in the payments of the previous loans, it may hinder the approval of the present loan.

personal loan at 10.75%*

Personal Loan Chengalpattu Agents

Dialabank is one of the leading agents for availing Personal Loan in Chengalpattu. You can easily apply online at www.dialabank.com or give a call at 9878981166

Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website www.dialabank.com and fill out a simple form with the details of personal and employment data. Our customer relationship managers will be in touch with you shortly.

Personal Loan Chengalpattu Contact Number

Call 9878981166 and get timely assistance and approval for a Personal Loan in Chengalpattu.

Pre Calculated EMI Table for Personal Loan Chengalpattu

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About ChengalpattuPersonal Loan Chengalpattu

Chengalpattu, previously known as Chingleput, is a town and the headquarters of the Chengalpattu district of the state Tamil Nadu, India. It was split up from the Kanchipuram district.
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