Personal Loan Chhatarpur

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Major Personal Loan Providers in Chhatarpur

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Chhatarpur Features

       There are times when you think you have a very little amount of cash in your pockets. Dialabank is here to discover clarifications for you!

      A personal loan is an unsecured loan that will achieve all your goals. This loan requires the rarest reports and paperwork. Your credit will be sanctioned within 48 hours after the document verifications.

      It is a loan holding the lowest interest rates as per your satisfaction. The underlying condition for this credit is secured income and enough creditworthiness.

      The most critical thing associated with this credit is that there are no obligations on the purpose of using this pecuniary compensation. You can utilize your loan amount wheresoever you want.

      Click here to get an Instant Personal Loan

      Personal loan chhatarpur

      Personal Loan Chhatarpur Interest Rates 

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Chhatarpur

      Salaried Customers:

      1.  Your identity proof is required.  Aadhar card or driving license can be submitted for your identity verification.
      2. Wage slips for the preceding three months are obligated to be submitted.
      3. Bank records for the last 6 months have to be tendered.
      4. A photocopy of your PAN Card
      5.  You have to relinquish your residence proof (Owned/Rented/Company provided)
      6. Two latest passport-sized photographs have to be submitted.

      *NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financial statements of your business are expected to be appended. (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card is a requirement.
      3. Aadhar Card (for identity confirmation)
      4. Residence Proof (owned/rented)
      5. You ought to attach two recent passport-sized photographs.

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Chhatarpur

      Salaried Applicants

      1. The merest age of an individual should be 21 years and a peak of up to 60 years in order to apply for a private loan.
      2. It is mandatory for the aspirant to have at least 3 years of experience and you should be getting a salary in your own bank account.
      3. The applicant’s credit memoir should be fine.
      4. You should state your job location.
      5. The applicant should earn the least income of INR 25,000 per month.

      Self-Employed Applicants

      1. The minimum age of an individual should be 25 years.
      2. You should file your ITR for the last 3 years if you applying for a personal loan.
      3. If you are a businessman, then your business should be active for the past 3 years.
      4. Your credit score should be good. Make sure that all your dues are clear.
      5. You should be earning a minimum annual income of Rs.2.5 lakhs.
      6. The applicant has to submit his financial and bank statement for the past 3 months.

      Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

      Why Apply for Personal Loan Chhatarpur?

      1. You do not need to mortgage your property.
      2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
      3. The amount of personal loans totally depends on your creditworthiness.
      4. In Personal Loan, you need not mention any nominee or guarantor.

      How to apply for Personal Loan Chhatarpur?

      1. Visit our website Dialabank.
      2. On our website you will see a Loan section, go there and click on the personal loan link to apply for it.
      3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
      4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Chhatarpur

      Every monetary institution such as banks or NBFCs charges a supplication fee for a personal loan. The range of payments alternates between 1.5% – 2.5% of the licensed loan amount.

      If you are confiscating your loan amount before the scheduled date, then you have to pay a fine for prepayment. You cannot close your loan before 12 months in most circumstances. The prepayment penalty charges depend on the number of years for which loan has been used.

      To gain more knowledge about the interest rate click on the Personal Loan Interest Rate

      Personal Loan Chhatarpur EMI Calculator

      EMI (Equated Monthly Installments) are the rigged costs that you are responsible to pay periodically to the bank as repayment of the loan amount. The interest rate is not decided. It will be determined on the basis of your financial status. And consequently, your EMI will be estimated on the basis of interest rate and the tenure of the loan.

      CIBIL Score required for Personal Loan Chhatarpur

      Lending institution constructs its own benchmark standards for CIBIL score which are further required for proceedings of application of Personal Loan. A CIBIL score of 750 is mostly favored by all the lending establishments.

      Banks want to know your behavior in previous loans that you have taken. Through the CIBIL score, they determine whether you are punctual in making payments or not.

      personal loan at 10.75%*

      Personal Loan Chhatarpur agents

      Dialabank is the foremost advocate for taking Personal Loan in Chhatarpur. You can apply online at Dialabank or give a call at 9878981166.

      Dialabank is operating for providing pecuniary help to those in need by presenting a parallel interpretation of several banks so that you can pick whichever satisfies your needs.

      Personal Loan Kangra Contact Number

      Call 9878981166 and to get fast help from us and favor for Personal Loan in Chhatarpur.

      Pre Calculated EMI Table for Personal Loan Chhatarpur

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      Click here for Personal Loan EMI Calculator

      About Chhatarpur

      Chhatarpur is a town in Madhya Pradesh. It has a population of around 17,00,000 people.

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