Personal Loan Chidambaram

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Personal Loan Chidambaram

      Major Personal Loan Providers in Chidambaram

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Chidambaram Features

      personal loan chidambaram

      Personal Loan isn’t just of an unstable nature with the least required documentation and significantly lesser administrative work. This credit may take as long as 48 hours to get endorsed following the cycle of the check.

      Personal Loan Chidambaram is a credit that gives budgetary help to clients at moderate and financially savvy financing costs.

      Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

      Personal Loan Chidambaram Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Chidambaram

      Salaried Customers:

      1.  ID proof (Aadhar card/driving license)
      2. Salary Slips for the last three months 
      3. The Bank’s accounts for the last months
      4. PAN Card
      5. Proof of Residence (Own/Rent/Company provided)
      6. Two Passport-size photograph
      NOTE: It is important to insert lease agreement in the case of leased apartments.

      Self-Employed Customers:

      1. All financial statements (Balance Sheet, P&L Statement, and ITR files) are necessary.
      2. PAN Card
      3. Aadhar
      4. Proof of residence
      5. Two passport-sized photographs

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Chidambaram

      Click here to know more personal loan eligibility

      Salaried Applicants

      1. The applicant’s minimum age should not be less than 21 years or more than 60 years old. 
      2. The applicant must have at least three years of work experience. The income was just allocated to their accounts. 
      3. There should be an excellent credit background for the applicant. 
      4. It is important to state the location of the applicant‘s work. 
      5. The creditor must have an INR 25,000 p.m. minimum income.

      Click here to know more Salaried Applicant

      Self-Employed Applicants

      1. The age of an adult person should be minimum of 25 years. 
      2. For the past three years, the borrower seeking personal loan could have filed an ITR. 
      3. If the applicant is businessman, then the organization must be working efficiently for the last years.
      4. The applicant’s credit score should be strong and there must be no outstanding debt or dues. 
      5. The applicant’s annual income should be minimum of Rs 2.5 lakh. 
      6. The whole process of checking the personal loan document includes the borrowers to apply their financial statements and their bank statements for the preceding three months.

      Click here to know more Self-employed Applicant

      How to apply for Personal Loan Chidambaram?

      1. Visit this website: www.dialabank.com.
      2. Then navigate to the section of the loan and go to the page for personal loans. 
      3. You will be guided to comprehensive personal loan details where you can select your city. 
      4. Feel free to call 9878981166 for more information and free guidance.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Chidambaram

      Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the loan amount.

      In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      To know about the interest rate click on personal loan interest rate

      Personal Loan Chidambaram EMI Calculator

      EMI calculator for personal loan

      CIBIL Score required for Personal Loan Chidambaram

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Chidambaram. Most institutions require a minimum score of 750 to process your loan application.

      The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Chidambaram Agents

      You can easily apply online atwww.dialabank.com or give a call at 9878981166

      Personal Loan Chidambaram Contact Number

      Call 9878981166 and get timely assistance and approval for Personal Loan in Chidambaram.

      Pre Calculated EMI Table for Personal Loan Chidambaram

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Chidambaram

      In the Indian state of Tamil Nadu, Chidambaram is town and municipality in the Cuddalore district. It is the headquarters of the taluk of Chidambaram.

      FAQs About Personal Loan Chidambaram

      Who can apply for a Personal Loan in Chidambaram?

      Individuals who have a critical requirement for money and have a standard wellspring of salary (from work or business) can apply for a Personal Loan in Chidambaram.

      What is the tenure of Personal Loan in Chidambaram?

      The vast majority of the Banks and NBFCs give a Personal Loan to a min time of 1 Yr and a Max time of 5 Years. There are a few Banks that stretch out the greatest period to 7 Years too. The residency is fixed and can’t be broadened. The reimbursement must be done in equivalent regularly scheduled payments inside the concurred residency of the credit.

      Can my application for Personal Loan Chidambaram get rejected due to my CIBIL score?

      Since Personal Loan is an unstable advance, one of the most significant choice rules for getting your Personal Loan application endorsed is your CIBIL Score. Having a High CIBIL score turns out to be critical on the off chance that you wish to benefit from a Personal Loan later on. Ensure you don’t skirt any of your advances EMI installments or any Mastercard installments as that will bring about diminishing your CIBIL score. The vast majority of the Personal Loan dismissals occur because of a low CIBIL Score.

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