Personal Loan Chidambaram

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Chidambaram

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Chidambaram

Personal Loan Chidambaram Features

Personal Loan isn’t just of an unstable nature with the least required documentation and significantly lesser administrative work. This credit may take as long as 48 hours to get endorsed following the cycle of check.

Personal Loan Chidambaram is a credit that gives budgetary help to clients at moderate and financially savvy financing costs.

Personal Loan Chidambaram Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Chidambaram

Salaried Customers:

  1.  ID proof (Aadhar card/driving license)
  2. Salary Slips for the last three months 
  3. The Bank’s accounts for the last months
  4. PAN Card
  5. Proof of Residence (Own/Rent/Company provided)
  6. Two Passport-size photograph
NOTE: It is important to insert lease agreement in the case of leased apartments.

Self-Employed Customers:

  1. All financial statements (Balance Sheet, P&L Statement and ITR files) are necessary.
  2. PAN Card
  3. Aadhar
  4. Proof of residence
  5. Two passport-sized photographs
personal loan at 10.75%*

Eligibility Criteria for Personal Loan Chidambaram

click here to know more personal loan eligibility

Salaried Applicants

  1. The applicant’s minimum age should not be less than 21 years or more than 60 years old. 
  2. The applicant must have at least three years of work experience. The income was just allocated to their accounts. 
  3. There should be an excellent credit background for the applicant. 
  4. It is important to state the location of the applicant ‘s work. 
  5. The creditor must have an INR 25,000 p.m. minimum income.

Click here to know more Salaried Applicant

Self-Employed Applicants

  1. The age of an adult person should be minimum of 25 years. 
  2. For the past three years, the borrower seeking personal loan could have filed an ITR. 
  3. If the applicant is businessman, then the organisation must be working efficiently for the last years.
  4. The applicant’s credit score should be strong and there must be no outstanding debt or dues. 
  5. The applicant’s annual income should be minimum of Rs 2.5 lakh. 
  6. The whole process of checking the personal loan document includes the borrowers to apply their financial statements and their bank statements for the preceding three months.

Click here to know more Self-employed Applicant

How to apply for Personal Loan Chidambaram?

  1. Visit this website: www.dialabank.com.
  2. Then navigate to the section of the loan and go to the page for personal loans. 
  3. You will be guided to comprehensive personal loan details where you can select your city. 
  4. Feel free to call 9878981166 for more information and free guidance.
personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Chidambaram

For the processing of Personal Loan application, both banks and NBFCs charge certain amount. This fee can range from 1.5 percent to 2.5 percent of the amount of the authorised loan .

To know about the interest rate click onpersonal loan interest rate

Personal Loan Chidambaram EMI Calculator

CIBIL Score required for Personal Loan Chidambaram

All lending institutions have their own requirements for minimum CIBIL score that is required in Chidambaram to process Personal Loan request. Often, in order to further process an application, entities need minimum score of at least 750.
personal loan at 10.75%*

Personal Loan Chidambaram Agents

You can easily apply online atwww.dialabank.com or give a call at 9878981166

Personal Loan Chidambaram Contact Number

Call 9878981166 and get timely assistance and approval for Personal Loan in Chidambaram.

Pre Calculated EMI Table for Personal Loan Chidambaram

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Chidambaram

In the Indian state of Tamil Nadu, Chidambaram is town and municipality in the Cuddalore district. It is the headquarters of the taluk of Chidambaram.

FAQs About Personal Loan Chidambaram

Who can apply for a Personal Loan in Chidambaram?

Individuals who have a critical requirement for money and have a standard wellspring of salary (from work or business) can apply for a Personal Loan in Chidambaram.

What is the tenure of Personal Loan in Chidambaram?

The vast majority of the Banks and NBFCs give a Personal Loan to a min time of 1 Yr and a Max time of 5 Years. There are a few Banks which stretch out the greatest period to 7 Years too. The residency is fixed and can’t be broadened. The reimbursement must be done in equivalent regularly scheduled payments inside the concurred residency of the credit.

Can my application for Personal Loan Chidambaram get rejected due to my CIBIL score?

Since Personal Loan is an unstable advance, one of the most significant choice rules for getting your Personal Loan application endorsed is your CIBIL Score. Having a High CIBIL score turns out to be critical on the off chance that you wish to benefit of a Personal Loan later on. Ensure you don’t skirt any of your advance EMI installments or any Mastercard installments as that will bring about diminishing your CIBIL score. The vast majority of the Personal Loan dismissals occur because of a low CIBIL Score.

 

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