Personal Loan Chikballapura

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Personal Loan Chikballapura

If you face a sudden need immediate cash and financial emergency or Need Money for weddings, home renovation, education, travel or even medical needs.

Personal loan Moradabad is the best solutions for you because a personal loan is an unsecured loan doesn’t require any kind of security. A personal loan is provided on the basis of your Company profile, net monthly income, CIBIL and your working experience.

There is no restriction on the utility of the loan amount. you can utilise this loan amount anywhere you want.

Personal Loan Chikballapura Features

Loan Period:

You can choose the tenure as per your repayment strength. When you choose a personal loan, you can repay it easily within the tenure of 12 to 60 months.

Fast disbursal:

To ensure Fast disbursal of the loan amount to your account, the banks ask for min. documentation process and once all the information is verified, the loan is disbursed within 3-4 working days

Online Process:

All you need to do is to fill the application form and upload/submit necessary documents to process your loan applications. To get a personal loan, you don’t have to visit the bank as the whole process can be processed online.

Funding:

To ensure Fast disbursal of the loan amount to your account, the banks ask for min. documentation process and once all the information is verified, the loan is disbursed within 3-4 working days

Personal Loan Chikballapura Interest Rates 

The interest rates in Personal Loan Chikballapura depends upon the company’s profile and salary of a person. The interest rate of personal Loan starting from 10.75% per year.

Bank Interest Rates
HDFC Bank 10.99% to 18%
ICICI Bank 13.99% to 18%
Fullerton India 17.25% to 32%
Bajaj Finserv 13.99% to 16.75%
Axis Bank 15.50% to 24%
Standard Chartered Bank 15.75% to 22%
Kotak Mahindra Bank 13.75% to 19%
Andhra Bank 13.50% to 22%
Bank of Baroda 13.50% to 19%
Vijaya Bank 13.75% to 22%
Corporation Bank 14.50% to 20%

Personal Loan Chikballapura Documents Required:

Basic KYC Documents:

Every applicant has to provide his pan card, which is an essential document.

Address proof:

The documents required for the residence proof includes (ID card /Passport / Voter ID Card / Aadhaar card / Ration card / DL), and if the loan applicants are living in rental accommodations then they have to provide their Agreement, Electricity bill on his name and address of the owner.

Income Proof:

  1. Salaried applicants:- The loan applicants have to show his salary slip of last three months and bank statement of last six months.
  2. Self-Employed applicants:- The loan applicants of personal loan should file ITR for the last three years, and his business should be registered.

Photograph:

Two coloured passport size photos ( loan applicants should not wear any glasses).

Personal Loan Chikballapura in Eligibility Criteria 

The eligibility criteria for both Self-Employed and Salaried are not the same:

Salaried applicants

  1. Minimum age requirements of individuals should be 21 years and maximum up to 60 years.
  2. The loan applicants must have the work experience of the three years. And the salary should be coming in their accounts only.
  3. The loan applicants must have an excellent credit history.
  4. Job location of the loan applicant should be mentioned.
  5. A borrower should have min. income in metro city RS 20,000 and in non -metro city RS 18,000

Self-Employed applicants

  1. Minimum age requirement for a person should be 25 yrs.
  2. The loan applicants applying for the personal loan should file ITR for the last three years.
  3. If the applicants are businessmen, then the business should be running at least from the past 3 yrs.
  4. The CIBIL score of the loan applicants should be good. There should not be any dues or debt pending.
  5. The yearly income of the applicants should be min. of Rs 2.5 lakh.
  6. The whole documentation process for a personal loan is the applicant has to provide his all financial and bank statement of the previous 6 months.

How To Apply for Personal Loan Chikballapura 

  • Visit www.dialabank.com.
  • Go to the loan section and click on the personal loan link.
  • The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  • For more information and free guidance, you may call on 9878981166.

Process Fee/ Prepayment Charges on Personal Loan Chikballapura 

Prepayment Charges:

Salaried

  • 13-24 Months – 4% of Principal Outstanding
  • 25-36 Months – 3% of Principal Outstanding
  • >36 Months – 2% of Principal Outstanding

Processing Fee ( 0.5 % – 2.5% ):

The processing charges for a personal loan will vary from bank to bank. At the moment of processing a loan, a bank will be bearing some cost related to services and administration. This amount is quite negligible and often ranging between 0.5% and 2.50%.

About Chikballapura 

Chikballapura city is a dist. in the Karnataka State, India. In August 2007, it was carved out of the pre-existing Kolar district which was the fourth largest district of Karnataka by moving the talukas of Gauribidanur, Gudibanda, Bagepalli, Chikballapur, Sidlaghatta and Chintamani into the new district. Kannada is the official language and widely spoken.

Other Cities For Personal Loan In Karnataka

Personal Loan Kolar Personal Loan Gokak
Personal Loan Hubli Personal Loan Gangawati
Personal Loan Hoskote Personal Loan Devanahalli
Personal Loan Hospet Personal Loan Davanagere
Menu