Personal Loan Chindwara

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
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      Table of Contents

      Personal Loan Chindwara

      Major Personal Loan Providers in Chindwara

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Chindwara FeaturesPersonal Loan Chindwara

      Want to purchase a new house but not financially strong? Seeking financial help without any burden? Then you have disembarked in a perfect place. Dialabank provides you with an opportunity to acquire a personal loan in which there is no hustle for repayment. This loan requires very fewer testimonies and paperwork. It will be approved instantly within 48 hours after successful authentication. It is an unsecured credit with beneficial interest rates as per your ease. The essentials for this loan are guaranteed income and good credibility. The most important thing associated with this loan is that there are no restrictions on the purpose of using this financial aid. You can use it anywhere you want.

      Personal Loan Chindwara Interest Rates 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Chindwara

      Salaried Customers:

      1. You have to submit your identity proof. It can be anyone with an Aadhar card or driving license.
      2. You have to submit the salary slips for the past three months.
      3. Bank statements for the last 6 months have to be submitted.
      4. You have to submit a copy of your PAN Card.
      5.  You have to submit your residence proof (Owned/Rented/Company provided)
      6. Two recent passport-sized photographs have to be submitted.

      *NOTE: If you live in a rented apartment, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card is a must.
      3. Aadhar Card (for identity proof)
      4. Residence Proof (owned/rented)
      5. You have to attach two recent passport-sized photographs.

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Chindwara

      The Personal loan eligibility criteria vary for both Salaried and Self-Employed customers:

      Salaried Applicants

      1. The minimum age should be 21 years and a maximum of up to 60 years to apply for a personal loan.
      2. The applicant must have a minimum of 3 years of experience, and you should be receiving a salary in your own account.
      3. The applicant’s credit history should be accomplished.
      4. You should mention your job location.
      5. The applicant should earn a minimum income of INR 25,000 per month.

      Self-Employed Applicants

      1. The minimum age of an individual should be 25 years.
      2. You should file your ITR for the last 3 years if you are applying for a personal loan.
      3. If you are a businessman, then your business should be active for the past 3 years.
      4. Your credit score should be good. Make sure that all your dues are clear.
      5. You should be earning a minimum annual income of Rs.2.5 lakhs.
      6. The applicant has to submit his financial and bank statement for the past 3 months.

      Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

      Why Apply for Personal Loan Chindwara?

      1. You do not need to mortgage your property.
      2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
      3. The amount of personal loans totally depends on your creditworthiness.
      4. In Personal Loan, you need not mention any nominee or guarantor.

      How to apply for Personal Loan Chindwara?

      1. Visit our website Dialabank.
      2. You will see a Loan section on our website, go there, and click on the personal loan link to apply for it.
      3. The applicant will be directed to all personal loan details where you can choose your preferred city.
      4. For more information and free assistance, you can get in touch with us by calling on  9878981166

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Chindwara

      Banks or NBFCs charge an application fee for a personal loan application to proceed. The Personal Loan in Chindwara processing fee is 1% of the permitted loan amount.

      If you are willing to foreclose a part of your loan amount before the due date, you have to pay the penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which the loan has been used.

      To gain more knowledge about the interest rate, click on the Personal Loan interest rate.

      Personal Loan Chindwara EMI Calculator

      EMI (Equated Monthly Installments) are the fixed payments you are obligated to pay to the bank per month to repay the loan amount. The interest rate is not fixed. It will be discovered based on your financial status. And accordingly, your EMI will be calculated using a personal loan EMI calculator after considering the interest rate and the tenure of the loan.

      CIBIL Score required for Personal Loan Chindwara

      Every lending institution has its own stipulations for the minimal CIBIL score required for approving personal loan applications. Mostly, banks prefer a CIBIL score of 750 to endorse your personal loan application process.

      Through the CIBIL score, banks want to recognize whether you are a person who makes withheld payments or you are regular.

      personal loan at 10.75%*

      Personal Loan Chindwara Agents

      Dialabank is the prominent agent for taking a Personal Loan in Chindwara. You can apply online at Dialabank or give a call at 9878981166.

      Dialabank works as your assistant in finding the best financial institute out of many Banks and NBFCs by presenting you with a brief market comparison of different banks so that you can make a good choice. Visit our website Dialabank and fill a simple form with all necessary details. Our best customer relationship managers will soon get in touch with you and provide you with great service.

      Personal Loan Chindwara Contact Number

      Call 9878981166 and to get instant remedy from our specialists and approval for a Personal Loan in Chindwara.

      Pre Calculated EMI Table for Personal Loan Chindwara

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Chindwara

      It is a city in the Chindwara district of Madhya Pradesh. The city has a population of around 2,00,000 people.