Personal Loan Chitoor

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Chitoor

        Major Personal Loan Providers in Chitoor

        Feature HDFC Bank Private Bank Bajaj Finance
        Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
        Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
        Max Loan Amt 50 Lacs 50 Lacs 1 Cr
        Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
        Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
        0.5% - 2% of the Loan Amt
        Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
        Overdraft Facility No No Yes

        Personal Loan Chitoor Features

        Personal Loan Chitoor

        Need money for your personal work? Well, you do not have to worry. A personal loan is available for you. The documentation process is straightforward and quick. This type of loan may be approved in up to 48 hours. To get a personal loan, the applicant must have a stronger and dependable source of income.

        Personal Loan Chitoor provides financial aid assistance to all customers at an affordable as well as cost-effective interest rates. The main advantage of getting a personal loan is that there are no restrictions on the use of the personal loan amount. The applicants can use the amount as per their needs.

        To apply for a personal loan, Chitoor click on Personal Loan

        Personal Loan Chitoor Interest Rates

        Check the table below to know about the Personal Loan Interest Rates of major banks:

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Documents for Personal Loan Chitoor

        Essential documents required for availing Personal Loan Anupgarh:

        Salaried Customers:

        1.  Identity proof (Aadhar card/driving license)
        2. Statements for the salary of the past three months.
        3. Bank statements for the last 6 months
        4. PAN
        5. Proof for Residence (Own/Rent/Company provided)
        6. Passport-size photograph – 2

        *NOTE: If one lives in rented apartments, rent agreement needs to be attached.

        Self-Employed Customers:

        1. All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
        2. PAN Card
        3. Aadhar
        4. Residence Proof
        5. Passport-sized photographs- 2

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Eligibility Criteria for Personal Loan Chitoor

        Click here to know more about personal loan eligibility

        Salaried Applicants

        1. The base age of the candidate ought not to be under 21 years or over 60 years.
        2. The candidate must have a working understanding of in any event three years. The compensation ought to have been moved in their records as it were.
        3. The applicant should have an outstanding credit history.
        4. The job location of the applicant should be mentioned.
        5. The borrower must have a minimum income of at least INR 25,000 p.m.

        Click here to know more about a personal loan for- Salaried Applicant

        Self-Employed Applicants

        1. The age of an independent person applying should be at least 25 years.
        2. The applicant applying for a personal loan should have been filing ITR for the past three years.I\ case the applicant is a businessman, then the business is required to be running well from the last 3 years.
        3. The credit score of the applicant should be good, and there must not be any debt or any dues pending.
        4. The yearly income of the applicant should be no less than Rs 2.5 lakh.
        5. The entire document verification process for the personal loan approval requires the applicants to submit their financial statements and their bank statement of the past three months.

        Click here to know more about the personal loan for– Self-employed Applicant

        Why Apply for Personal Loan Chitoor?

        1. There is no hard and fast rule for the requirement of depositing any mortgage or collateral as a security to the bank.
        2. A personal loan is a kind of multidimensional loan, so it can be put to use for any issue.
        3. The amount of personal loans is entirely based on the repayment capacity of the applicant.
        4. A Personal Loan does not require any nominee or guarantor.

        How to apply for Personal Loan Chitoor?

        1. Visit this website: Dialabank
        2. \hen, go to the loan section and go to the personal loan online link. It will direct you to the detailed information of the personal loan where you can pick your city. For more information and free guidance, please call 9878981166.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Processing Fee / Prepayment Charges on Personal Loan Chitoor

        All Banks and NBFCs cost a certain fee to process a Personal Loan application. The Personal Loan Chitoor processing fee is 1% of the sanctioned loan amount.

        If you wish to close your loan before the decided loan tenure, all lending institutions will be charging you a penalty as a prepayment fee. Usually, you will not be allowed to close your loan before a period of 12 months. Post that, the charges differ based on the number of years the loan has completed. This charge varies from 4% of the remaining loan amount in the second year to 2% in the fourth year of the loan.

        To know about the interest rate click on the personal loan interest rate

        Personal Loan Chitoor EMI Calculator

        Equated Monthly Installments or EMI implies a monthly fixed rate that you are needed to pay to the bank as monthly repayment for the loan amount, which is secured. According to your profile, the rate of interest on your loan is set. The EMI on your loan is calculated depending upon the Rate the bank charges you with and the loan amount you have to take and the period for which you take the loan.

        CIBIL Score required for Personal Loan Chitoor

        All the lending institutions have their own criteria for a minimal CIBIL score that is needed to process a Personal Loan application in Chitoor. Mostly, the institutions need a minimum score of at least 750 to process an application further.

        No institution only looks at the overall score. They also look at an elaborated view of the previous loans. The details include the type of loans and the amount of money that was borrowed. If there exists any delay in the payments of the previous loans, it may hinder the approval of the present loan.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Chitoor Agents

        Dialabank is one of the leading agents for availing Personal Loan in Chitoor. You can easily apply online at Dialabank or give a call at 9878981166

        Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website Dialabank and fill out a simple form with the details of personal and employment data. Our customer relationship managers will be in touch with you shortly.

        Personal Loan Chitoor Contact Number

        Call 9878981166 and get timely assistance and approval for a Personal Loan in Chitoor.

        Pre Calculated EMI Table for Personal Loan Chitoor

        Click here for a personal loan EMI calculator

        Rate
        5 Yrs
        4 Yrs
        3 Yrs
        10.50%
        2149
        2560
        3250
        11.00%
        2174
        2584
        3273
        11.50%
        2199
        2608
        3297
        12.00%
        2224
        2633
        3321
        12.50%
        2249
        2658
        3345
        13.00%
        2275
        2682
        3369
        13.50%
        2300
        2707
        3393
        14.00%
        2326
        2732
        3417
        14.50%
        2352
        2757
        3442
        15.00%
        2378
        2783
        3466

        About Chitoor

        Chittoor is a city and district headquarters in the Chittoor district of the Indian state of Andhra Pradesh. It is also the Mandal and divisional headquarters of Chittoor Mandal and Chittoor revenue division, respectively. The city has a population of 153,756, and that of the agglomeration is 175,647.

        FAQs About Personal Loan Chitoor

        Who can apply for a Personal Loan in Chitoor?

        People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Chittoor.

        What is the tenure of Personal Loan in Chitoor?

        Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.

        Are there any other charges involved in Personal Loan Chitoor?

        Yes, there are 2 types of charges that one needs to pay to avail a personal loan in Chittoor:

        Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The Personal Loan Chitoor processing fee is 1% of the loan amount.

        Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

        Can my application for Personal Loan Chitoor get rejected due to my CIBIL score?

        Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.