Personal Loan Chittoor

⋆ Interest Rate 9.99% ⋆

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      Table of Contents

      Personal Loan Chittoor

      Best Banks for Personal Loan in Chittoor

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Chittoor Features

      Personal Loan Chittoor

      Personal loans Chittoor are the unsecured loan provided for the immediate personal needs of individuals. These personal loans of Chittoor can be provided to those who have a good CIBIL score and sound credit history. The financial needs may arise uncertainly for various purposes like renovation of house, marriage arrangements, holiday tour, down payment of car loan, jewelry purchase, etc.

      This Personal loan Chittoor provides flexibility in the use of funds as per your needs. You can spend whenever or wherever you want to spend.

      Personal Loan of Chittoor is an unsecured loan that provides financial aid to customers at affordable interest rates. Furthermore, there is no end-use restriction on the use of the personal loan Chittoor amount. Therefore, you can use this Personal loan Chittoor amount anywhere you want to do.

      Personal Loan in Chittoor Interest Rates and Charges

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Chittoor Documents Required

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Salary slips of last three months
      3. Bank statements for the last six months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided)
      6. Passport-sized photographs – 2

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs

      personal loan at 10.75%*

      Personal Loan in Chittoor Eligibility Criteria

      The Personal Loan Eligibility criteria for both Salaried and Self-Employed individuals are different:

      Salaried Applicants

      1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
      2. The applicants should have work experience of three years. And the salary should be received in their self accounts only.
      3. The applicants must have the best credit history.
      4. The job location of the applicant should be mentioned.
      5.  A borrower should have a minimum income of INR 25,000 per month.

      Click here to know more about- Personal Loan Salaried Applicant.

      Self-Employed Applicants

      1. The minimum age requirement for an independent person should be 25 years.
      2. The applicants applying for the personal loan Chittoor should file ITR for the last about three years.
      3. If the applicants are businessmen, the business should be running for about three years.
      4. The credit score of the individual applicants should be good, and there should not be any outstanding debt or dues left.
      5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      6. The whole documentation process of the personal loan Chittoor is that the applicants have to submit their financial and bank statements of the previous three months.

      Click here to know more –Personal loan Self-employed Applicant.

      Why Apply for Personal Loan Chittoor?

      1. There is no need to pledge or deposit any mortgage and collateral security to the bank.
      2. A personal loan Chittoor is a multi-purpose offer loan. It can be used for all the needs related to finance.
      3. The amount of personal loan Chittoor depends upon the repayment of individual income and capacity.
      4. A Personal Loan Chittoor does not require any guarantor or nominee.

      How to apply for Personal Loan Chittoor?

      1. Visit Dialabank
      2. Go to the loan section and then click on the personal loan link.
      3. The applicant will be directed or shown all personal loan details where they can choose their preferred city.
      4. For more information and to ask for queries, you may call on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Chittoor

      Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges vary from 1% of the sanctioned Personal loan of the Chittoor amount.

      If you wish to foreclose your Personal loan Chittoor before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close or end your loan before 12 months. Post that, the charges vary depending on how many years the Personal loan of Chittoor has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the Personal loan.

      Personal Loan Chittoor EMI Calculator

      Equated Monthly Installments, also known as EMI, are the monthly fixed charges you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your personal loan Chittoor is determined. Your EMI is calculated using the Personal Loan EMI Calculator basis. The Interest Rate you are charged by the bank, the amount of personal loan Chittoor you have to take, and the period for which you enjoy the loan.

      CIBIL Score required for Personal Loan Chittoor

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Chittoor. However, most institutions require a minimum score of 750 to process your personal loan Chittoor application.

      The institutions don’t just look at the overall score but also the detailed behavior of the previous personal loans. This includes details on the type of loan taken and the Personal loan amount borrowed. Any delayed payments for previous Personal loans can act as a barrier to your availing of a fresh loan.

      personal loan at 10.75%*

      Personal Loan in Chittoor Agent and Contact Number

      Dialabank is the leading agent for availing of Personal Loan Chittoor. Dialabank helps you find the best option of Personal Loan Chittoor Banks and NBFCs by providing you with a detailed market comparison of different banks to make the right choice. Kindly visit this website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you and help you get the best offers on personal loans.

      Call 9878981166 and get instant help and approval for Personal Loan Chittoor.

      Pre Calculated EMI Table for Personal Loan Chittoor

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Chittoor

      Chittoor is a city and district headquarters in the Chittoor district of the Indian state of Andhra Pradesh. It is also recognized as the Mandal and divisional headquarters of Chittoor Mandal and Chittoor revenue division. The city has a population of 153,756, and that of the agglomeration is 175,647.

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