Personal Loan Chittorgarh

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Chittorgarh

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Chittorgarh Features

Personal Loan ChittorgarhAre you looking for external financial help to meet your personal use? If yes, then you can avail personal borrowing. It is a loan that can be used for different purposes like paying debts, going for a holiday, paying tuition fees and many more.

A personal loan can be availed based on your credit history. It is an unsecured loan that can be availed without mortgaging any collateral. A personal loan can be utilized for meeting any of your immediate needs. A personal loan is an instant borrowing option that a person can avail within 48 hours with minimal documents.

As the name suggests, a Personal Loan may be opted by a borrower due to an urgent requirement of cash, for example, any medical issue, education purpose, or wedding or to fulfil any of your other personal needs. This is a life-saver option.

To get a Personal Loan, the borrower needs to have a rigid and good source of income and a good credit history. Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

Personal Loan Chittorgarh Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Chittorgarh

The documents required for a personal loan varies from a salaried customer to a self-employed borrower in the following manner:

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. PAN Card
  3. Residence Proof (Owned/Rented/Company provided)
  4. Salary slips of last three months
  5. Bank statements for the last 6 months
  6. Passport-sized photographs – 2
  7. In the case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Chittorgarh

The personal loan eligibility criteria for both Salaried and Self-Employed are different. It is based on the bank which has to approve the request of the borrower regarding the credit. There are two categories of applicants:

  1. Salaried
  2. Self-employed

There are various eligibility criteria for both borrowers:

Salaried Applicants

  1. Minimum age requirements of the borrower should be 21 years and maximum up to 60 years.
  2. The borrower must have the work experience of the three years. And the salary should be received in their accounts only.
  3. The borrower must have an excellent credit history.
  4. Job location of the borrower should be mentioned.

Self-Employed Applicants

  1. The minimum age requirement for an independent borrower should be 25 years.
  2. The borrower applying for the personal loan should file ITR for the last three years.
  3. The whole documentation process of the personal loan is the borrower has to submit his financial and his bank statement of the previous three months.
  4. If the borrower is the businessman, then the business should be running from the past three years.
  5. The credit score of the individual borrower should be good .there should not be any debt or dues left.
  6. The annual income of the borrower should be a minimum of Rs 2.5 lakh.

Why Apply for Personal Loan Chittorgarh?

  1. No Securities: The securities for these loans don’t seem to be required. These loans are supported by the monthly or annual income of the borrower.
  2. Interest Rates: These loans have a really competitive rate of interest. A number of the banks offer the most affordable of loans during this category.
  3. Tenure: The period of those loans may be extended to five years. There are a number of the exceptions too.
  4. Quick Processing: The loans are processed in no time after the verification of the documents.
  5. EasyInstallments: the borrower may choose the amount and amount of the instalments for this loan consistent with his affordability.
  6. Minimum Documentation: The documents needed by the banks to avail of those loans are basic documents.
  7. Credit Score: a number of the borrower apply for these loans to boost their credit score.

How to apply for Personal Loan Chittorgarh?

Applying for a personal loan is easy with DialaBank. Get an instant personal loan on applying online with DialaBank. Just follow the steps below to enjoy a hassle-free experience:

  1. Visit our website Dialabank
  2. Go to the loan section and click on the personal loan link.
  3. The borrower will be required to fill in all the details of themselves.
  4. Click on Request a quote and our relationship manager will soon get in touch with you.
  5. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Chittorgarh

Every Bank and NBFC charges two kinds of fee for on Personal Loan application.

  1. The processing fee charges are mandatory for every NBFC or bank. The Personal Loan Chittorgarh processing fee is 1% of the sanctioned loan amount.
  2. The other is pre-closure charges which are applicable in case you wish to foreclose your loan before the agreed loan tenure. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Chittorgarh EMI Calculator

Equated Monthly Installments also know as EMI is the monthly fixed amount that the borrower or applicant has to pay to the bank as the loan amount. The borrower is the borrower in such cases, and the bank is the lender. EMI varies according to your loan amount and tenure. You can find the Personal loan EMI calculator on DialaBank’s website.

CIBIL Score required for Personal Loan Chittorgarh

CIBIL Score is the history of your payments that you have done in the past. The CIR (Credit Information Report) is the history of your credit score which checks your account’s history for different loans that you have taken (if any) and the credit card history (if you have).

  1. Mostly a CIBIL score of 750 and above is considered good while applying for a personal loan.
  2. The better the CIBIL score, the easier it becomes to avail the loan.

personal loan at 10.75%*

Personal Loan Chittorgarh Agents

Dialabank is associated with various banks and NBFCs in Chittorgarh that provide personal loans at low-interest rates. Thus, DialaBank is the leading agent for availing Personal Loan in Chittorgarh. You can also apply online at Dialabank or give a call at 9878981166.

  1. We don’t charge any extra fees from our borrower.
  2. We are always able to help our borrower and are available 24/7.
  3. The approval process is time-saving if you apply through DialaBank.
  4. The Loan gets disbursed within 24 hours.
  5. Our experts will assist you, and our relationship managers will provide guidance.

Personal Loan Chittorgarh Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Chittorgarh.

Pre Calculated EMI Table for Personal Loan Chittorgarh

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Chittorgarh

Chittorgarh is located in the state of Rajasthan. It has a population of about 116,406. It is famous for the Chittor fort.

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