Personal Loan Chomu

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Chomu

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Chomu Features

personal loan chomuDemands are never-ending, but the salary is restricted, so in such situations, what must an individual make out meet his needs? the solution is to require credit. A Personal Loan is easy to urge nowadays as there are financial institutions and banks that are able to help those that are in must take the loan. it’s the most effective among all because the feature of not mortgaging any property against it’s beneficial for those that don’t have one.

This loan is unsecured in nature with minimal documentation and fewer paperwork. This loan can get approved within 48 hours after the verification process. a personal loan will facilitate you to beat your financial crisis.

As the name suggests, a Loan is also opted by a personal thanks to an urgent requirement of money, as an example, any medical issue, education purpose, or wedding or to satisfy any of your other personal needs. this can be a life-saver option.

Personal Loan in Chomu Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Chomu Documents Required 

The documents required for a loan varies from a salaried customer to a self-employed customer within the following manner:

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. PAN Card
  3. Residence Proof (Owned/Rented/Company provided)
  4. Salary slips of last three months
  5. Bank statements for the last 6 months
  6. Passport-sized photographs – 2
  7. In the case of rented apartments, rent agreement has to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Chomu Eligibility Criteria

The personal loan eligibility criteria for both Salaried and Self-Employed are different. Eligibility for Loan depends upon several factors like your credit score, monthly income, and a number of other ongoing EMIs, etc. There are two categories of applicants:

  1. Salaried
  2. Self-employed

There are various eligibility criteria for both applicants:

Salaried Applicants

  1. The minimum age requirements of individuals should be 21 years and maximum up to 60 years.
  2. The applicant must have three years of work experience, and the salary should be received in their account only.
  3. An applicant applying for the Personal Loan must have a good credit history.
  4. An applicant has to submit his bank statement of last three months and salary slip of the last 6 months.

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. The applicant applying for a Personal Loan should file ITR for the last three years.
  3. The credit score of the applicant must be good.
  4. The minimum amount should be of Rs 2.5 lakhs per annum at least.
  5. If the applicant is a businessman, then his business should be running at least from last three years.
  6. The whole documentation process is straightforward; the applicant has to submit his financials and his bank statement of the previous three months.

How to apply for Personal Loan Chomu?

Applying for a personal loan is easy with DialaBank. Get an instant personal loan on applying online with DialaBank. Just follow the steps below to enjoy a hassle-free experience:

  1. Visit our website dialabank.
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be required to fill in all the details of themselves.
  4. Click on Request a quote and our relationship manager will soon get in touch with you.
  5. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Chomu

Every Bank and NBFC charges two styles of fee for on consumer loan application. The processing fee charges are mandatory for each ban/NBFC. These charges vary between 1% of the sanctioned loan amount. The other is pre-closure charges which are applicable just in case you would like to foreclose your loan before the agreed loan tenure. In most cases, you can’t close your loan before 12 months. Post that the fees vary betting on what percentage years the loan has done. These charges vary from 4% of the outstanding loan amount within the 2nd year to twenty-eight within the 4th year of the loan.

Personal Loan Chomu EMI Calculator

Equated Monthly Installments also know as EMI is that the monthly fixed amount that the customer or applicant must pay to the bank because of the loan amount. The applicant is that the borrower in such cases and also the bank is that the lender. EMI varies in line with your loan amount and tenure. you’ll find the Personal loan EMI calculator on DialaBank’s website.

CIBIL Score required for Personal Loan Chomu

CIBIL Score is that the history of your payments that you just have drained the past. The CIR (Credit Information Report) is that the history of your credit score which checks your account’s history for various loans that you just have taken (if any) and also the MasterCard history (if you have).

  1. Mostly a CIBIL score of 750 and above is taken into account while applying for a personal loan.
  2. The better the CIBIL score the easier it becomes to avail the loan.

personal loan at 10.75%*

Personal Loan Chomu Agents

Dialabank is related to various banks and NBFCs in Chomu that provide personal loans at low-interest rates. Thus, DialaBank is the leading agent for availing loans in Chomu. You’ll be able to also at dialabank or give a call at 9878981166.

  1. We do not charge any extra fees from our customers.
  2. We are always ready to help our applicants and are available 24/7.
  3. The approval process is time-saving if you apply through DialaBank.
  4. The Loan gets disbursed within 24 hours.
  5. Our experts will assist you, and our relationship managers will provide guidance.

Personal Loan Chomu Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Chomu.

Pre Calculated EMI Table for Personal Loan Chomu

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Chomu

Chomu a village and also a municipality in Jaipur district within the state of Rajasthan, India. it had been established under the reign of Samod dynasty by Thakur Karan Singh in 1595.

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