About Personal Loan Chuda
Prices will never go down, nor will your expenditure, so now the question arises how are you going to cover these necessities on your own? We have a solution for you that is Personal Loan, a life-changing potion which will help you to raise your standard of living, not only this you can use it according to your requirements. Even if you want to go for a trip, or want to make your child study in the best educational institution, etc. you got it all. You can use it according to your requirement.
What is Personal Loan?
A Personal loan is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history. Furthermore, there is no end use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.
Why Personal Loan Chuda?
The processing fee is up to 2% of the loan amount.
Personal Loan tenure ranges up to 5 years.
The lowest EMI per lakh is Rs 2,162.
The prepayment charges are NIL up to 5 percent.
Personal Loan Chuda Eligibility Criteria
Eligibility for Loan depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:
1. Salaried Applicant
2. Self-employed Applicant
There are various eligibility criteria for both applicants:
Click here to know more about- EMI Calculator
1. Salary: Rs 18,000 (Monthly).
2. Minimum Age: 21 Years.
3. Maximum Age: 60 Years.
4. Work Experience: Should be Overall, three years and must have 1-year experience in the ongoing job.
5. CIBIL Score must be more than 700.
6. A person who gets his/her salary in cash is not eligible for availing Loan
Click here to know more about- Salaried Applicant
Self Employed Individuals:
1. Minimum Age: 25 Years.
2. Maximum Age: 65 Years.
3. Should be filing for an annual ITR of 2.5 to 3 lakh.
4. Residence: Must be having an Office or Home.
5. The business should be running for the last three years.
6. CIBIL Score must be more than 700.
Click here to know more – Self-employed Applicant
Personal Loan Chuda Interest Rates
The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of personal Loan starts from 10.75% per year.
More About: Interest Rates on Personal Loan
Personal Loan Chuda Tenure
The tenure of the Personal Loan is from 1 year to 5 years. If you want to close your loan before the tenure of the loan to get rid of the interest rates than you can do so.
Personal Loan Chuda Documents
Identity proof: One should have these following documents with him(Passport/Id card/voter card/driving license/Aadhar Card) any one of them will work.
Residence proof: The documents needed as proof of residence are: (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card). And if the applicant is living in a rented apartment, then he has to submit, electricity bill on his name and the address of the owner and his rental agreement.
KYC formality: The applicant has to provide his PAN card.
Salaried applicant: The applicant has to submit his bank statements of the last six months and the salary slip of the previous three months.
Self-employed: The person applying for a personal loan should file ITR for the last three years, and the business should be registered.
Colored photograph: applicant must have two passport size photograph
How to Apply for Personal Loan Chuda?
- Visit www.dialabank.com
- Fill all the required details like name, monthly income, phone no.
- Apply for a Personal Loan
Chuda is a town and Taluka headquarter of Chuda Taluka in Surendranagar district, Gujarat, India. It was formerly a Rajput princely state.
Personal Loan Interest Rates: Updated 2020
10.99% to 18%
13.99% to 18%
17.25% to 32%
13.99% to 16.75%
15.50% to 24%
15.75% to 22%
13.75% to 19%
13.50% to 22%
13.50% to 19%
13.75% to 22%
14.50% to 20%
13.70% to 20%
Table of Contents
- 1 About Personal Loan Chuda
- 1.1 What is Personal Loan?
- 1.2 Why Personal Loan Chuda?
- 1.3 Personal Loan Chuda Eligibility Criteria
- 1.4 Personal Loan Chuda Interest Rates
- 1.5 Personal Loan Chuda Tenure
- 1.6 Personal Loan Chuda Documents
- 1.7 How to Apply for Personal Loan Chuda?
- 1.8 About Chuda
- 1.9 Personal Loan Interest Rates: Updated 2020