Personal Loan Churu

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Churu

      Best Banks for Personal Loan in Churu

      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Overdraft Facility

      Personal Loan in Churu FeaturesPersonal Loan Churu

      Personal Loans are the best way to meet your financial needs without any limitations. These loans are mostly unsecured. That means applicants need not have to give any security or collateral. These loans depend on the monthly income of the individual.

      Personal Loan Churu is a type of unsecured loan that provides monetary support to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a good and stable source of income along with decent credit history

      Avail Personal through DialaBank in a hassle-free process.

      Personal Loan in Churu Interest Rates and Charges

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Churu Documents Required

      Salaried Customers:

      1. Proof of address such as Telephone Bill/ Agreement/ Electricity bill
      2. ID Proof such as Aadhar card/ Passport Copy/ Driving License, etc.
      3. PAN Card
      4. 2 passport-sized photographs (colored)
      5. Bank statements for the last six months
      6. Salary slips of last three months

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. Proof of address such as Telephone Bill/ Agreement/ Electricity bill
      3. ID Proof such as Aadhar card/ Passport Copy/ Driving License, etc.
      4. PAN Card
      5. 2 passport-sized photographs (colored


      Interest Rate 9.99%


      Personal Loan in Churu Eligibility Criteria

      The eligibility criteria for both Salaried and Self-Employed are as follows:

      Salaried Applicants

      1. The applicant should be between 21 to 60 years of age.
      2. The applicants must have a good credit history and CIBIL score.
      3. The applicants must have the work experience of the three years, and their salary should be incoming to their account.
      4. The applicant should mention the location of the job.

      Self-Employed Applicants

      1. A self-employed individual has to submit his financial and his bank statement of the previous three months.
      2. The minimum age of the applicant must be25 years.
      3. If the applicant is a businessman, then the business should be functional from the past three years.
      4. The credit score of the individual applicants should be good, and there should not be any debt or dues left.
      5. The borrower should file ITR for the last three years.
      6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

      Click to know more about Eligibility: Personal Loan Eligibility.

      Why Apply for Personal Loan Churu?

      1. A personal loan can be used for various purposes and has no restrictions.
      2. Banks do not require collateral or any sort of security deposit.
      3. The amount of personal loan depends upon the repayment of individual income and capacity.
      4. No third party is involved in the deal.

      How to apply for Personal Loan Churu?

      1. Visit to apply for a personal loan online in a convenient process
      2.  Go to the loan section and click on the personal loan link.
      3. The applicant will be directed to a page where all the details regarding personal loan can be found.
      4. Fill in all the necessary details and provide all the documents.
      5. Our relationship managers will then get in touch with you soon.
      6. For more information and free guidance, you may call on 9878981166.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Churu

      Every Bank and NBFC charges an amount which is around 1.5%-2.5% of the loan amount that has been sanctioned by the bank for processing your Loan application.

       Every lender charges you a penal prepayment fee for foreclosing your loan before the agreed tenure, i.e. 12 months(generally). Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan Churu EMI Calculator

      Equated Monthly Installments also know as EMI are the fixed charges that borrower needs to pay to the bank as a repayment for the loan every month. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the personal loan Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

      Get to know more about EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Churu

      Every bank and NBFC providing personal loan has its parameters for the minimum CIBIL score requirement. Most institutions require a minimum score of 750 to process your loan application.

      The banks and NBFCs do not only look at the score but also your credit history, and analyse the repayment and lending behavior of yours which affects the process of availing any new loan.


      Interest Rate 9.99%


      Personal Loan in Churu Agent and Contact Number

      Dialabank is the leading agent for availing Instant Personal Loan in Churu. You can apply online at or give a call at 9878981166

      Call 9878981166 and get instant help and approval for a Personal Loan in Churu. After that, our relationship managers will assist you.

      Pre Calculated EMI Table for Personal Loan Churu

      5 Yrs
      4 Yrs
      3 Yrs

      About Churu

      Also known as “The Gateway to the Thar Desert”, Churu is a city situated in the state of Rajasthan. It is famous for its historic architecture, and grand palaces and forts can be found all around the city.

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