Personal Loan Cudappah

⋆ Interest Rate 9.99% ⋆

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      Table of Contents

      Personal Loan Cudappah

      Best Banks for Personal Loan Cudappah

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Cudappah Features

      Personal Loan Details
      Interest Rate
      10.75% to 24% p.a.
      Processing Fees 0.5-2.5%
      Loan Tenure
      1 year to 5 years
      Pre-closure Charges 2% - 5%
      Guarantor Requirement
      No guarantor required

      Personal Loan Cudappah Interest Rates –

      Name of the Bank Interest Rate Range Processing Fee Range Loan Amount Tenure
      ICICI Bank 11.59% - 18.49% (Fixed) 2.25% (min. Rs.1149) One time fee Rs.20 lakh (Max) 1-5 Years
      CitiBank 10.99% - 15.99% (Fixed) 1% to 2.5% Rs.30 lakh (Max) 1-5 Years
      Kotak Mahindra Bank 10.99% to 24% p.a. Up to 2.5% of the loan amount along with GST or service tax Rs.50,000 to Rs.15 lakh 1 to 5 Years
      Fullerton India 11.99% to 23.99 p.a. Information not provided. Up to Rs.20 lakh for salaried and up to Rs.30 lakh for self-employed individuals 1 to 4 Years
      Bank of Baroda 11.35% - 14.35%Fixed Rs.1,000 to Rs.10,000 (One time fee) Rs.20,000 - Rs.2 lakh 4 Years (Max)
      State Bank of India 12.90% - 14.90% (Fixed) 1% (One time fee) Rs.24,000 - 15 lakh 5 Years
      Aditya Birla 11.5% - 13.25% (Fixed) Nil Rs.30 lakh (Max) 1-5 Years
      Allahabad Bank Information not provided 1.06% of loan amount Information not provided. 1 to 5 Years
      Yes Bank 14% p.a. Up to 2% (One-time fee) Rs.2 lakh to Rs.20 lakh 1 to 5 Years
      Corporation Bank 12.75% to 13.75% p.a. Up to 1.5% Minimum amount of Rs.500 Up to Rs.3.50 lakh Up to 5 Years

      Personal Loan Cudappah Fees and charges – Jan 22 2022

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents required for Personal Loan Cudappah

      1. Identity proof: there would be a requirement of identity proof like an Aadhaar card, Passport, PAN card, voter ID card etc.
      2. Residence proof: Passport, PAN card, driving license, Aadhar card etc., can be used. In case of a rented apartment, use electricity bill and rental agreement.
      3. KYC formality: the Candidate is required to provide a PAN card
      4. Salaried Candidate: bank statements of the last 3 to 6 months would be asked to bring in.
      5. Self-employed: an ITR previously three years would be required.
      6. Coloured photograph: Candidate must have two passport size photograph

      Personal Loan Cudappah Eligibility Criteria

      The eligibility criteria are aforementioned below:-

      Salaried Candidates:-

      • The minimum age requirements of a Person should be 21 years and a maximum of up to 60 years.
      • The Candidates must have worked for three years, and the salary must be received in their accounts only.
      • The Candidates must have an outstanding credit history.
      • The job location of the Candidate should be cited.
      • A minimum monthly income of 18,000 for urban citizens and 15,000 for rural citizens is mandatory most of the time.

      Self-employed Candidate:-

      1. The age of the Candidate is 25 years.
      2. ITR for the last three years is required.
      3. The credit count of the Candidate must be promising.
      4. The minimum amount offered would be Rs 2.5 lakhs per annum in most cases.
      5. If the Candidate is a businessperson, then his business should be running for at least the last three years.
      6. The whole documentation process is quite straightforward; the Candidate has to submit her documents and her bank statement for the previous three months.Personal Loan Cudappah

      Why Apply for a Personal Loan in Cudappah?

      1. There is no need to Submit any mortgage and collateral security to the bank.
      2. A personal loan can be used for varied purposes such as paying hospital bills, family vacations, buying new home furniture, home repair etc.
      3. The amount of personal loans relies upon the person’s income and repayment capacity.

      How to apply for Personal Loan Cudappah?

      1. Visit www.dialabank.com.
      2. Go to the loan category and click on the personal loan link.
      3. The Candidate will reach the personal loan details page.
      4. For more knowledge and free advice, you may call on 9878981166.

      Personal Loan Cudappah Agents/Broker

      Choosing a good agent is one of the essential tasks as it would affect your decision considerably.

      Dialabank gives you a free consultation on various financial matters. Dialabank has lists of several loan lenders, their loan products, their charges etc. You can contact Dialabank on 9878981166.

      Personal Loan Cudappah contact number

      For instant help and approval, call 9878981166, Personal Loan Cudappah.

      Pre calculated EMI table for personal loan Cudappah

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Cudappah

      Kadapa, formerly known as Cudappah, is a city in lower Andhra Pradesh, India. It is famous for its Kadapa stone. The city is surrounded by Penneru River and hills.

      FAQs on Personal Loan Cudappah

      What Is a moratorium In Personal Loans?

      A moratorium is a break from EMI payments for a few months. For the moratorium period, you do not require to pay the EMIs, but your interest for all those months would keep on accumulating.

      ✅What is a CIBIL Score made up of?

      A CIBIL Score is built with composes such as credit utilisation ratio, timely EMI payments, non-payment of EMIs, duration etc.

      What Is Foreclosure?

      Paying back your whole outstanding loan liability before the maturity date is called foreclosure.