Personal Loan Cudappah

⋆ Interest Rate 9.99% ⋆

Best Banks for Personal Loan Cudappah

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	12%
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Cudappah Features

Personal Loan Details
Interest Rate	10.75% to 24% p.a.
Processing Fees	0.5-2.5%
Loan Tenure	1 year to 5 years
Pre-closure Charges	2% - 5%
Guarantor Requirement	No guarantor required

Personal Loan Cudappah Interest Rates –

Name of the Bank	Interest Rate Range	Processing Fee Range	Loan Amount	Tenure
Private Bank	11.59% - 18.49% (Fixed)	2.25% (min. Rs.1149) One time fee	Rs.20 lakh (Max)	1-5 Years
CitiBank	10.99% - 15.99% (Fixed)	1% to 2.5%	Rs.30 lakh (Max)	1-5 Years
Kotak Mahindra Bank	10.99% to 24% p.a.	Up to 2.5% of the loan amount along with GST or service tax	Rs.50,000 to Rs.15 lakh	1 to 5 Years
Fullerton India	11.99% to 23.99 p.a.	Information not provided.	Up to Rs.20 lakh for salaried and up to Rs.30 lakh for self-employed individuals	1 to 4 Years
Bank of Baroda	11.35% - 14.35%Fixed	Rs.1,000 to Rs.10,000 (One time fee)	Rs.20,000 - Rs.2 lakh	4 Years (Max)
State Bank of India	12.90% - 14.90% (Fixed)	1% (One time fee)	Rs.24,000 - 15 lakh	5 Years
Aditya Birla	11.5% - 13.25% (Fixed)	Nil	Rs.30 lakh (Max)	1-5 Years
Allahabad Bank	Information not provided	1.06% of loan amount	Information not provided.	1 to 5 Years
Yes Bank	14% p.a.	Up to 2% (One-time fee)	Rs.2 lakh to Rs.20 lakh	1 to 5 Years
Corporation Bank	12.75% to 13.75% p.a.	Up to 1.5% Minimum amount of Rs.500	Up to Rs.3.50 lakh	Up to 5 Years

Personal Loan Cudappah Fees and charges – Apr 25 2024

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents required for Personal Loan Cudappah

Identity proof: there would be a requirement of identity proof like an Aadhaar card, Passport, PAN card, voter ID card etc.
Residence proof: Passport, PAN card, driving license, Aadhar card etc., can be used. In case of a rented apartment, use electricity bill and rental agreement.
KYC formality: the Candidate is required to provide a PAN card
Salaried Candidate: bank statements of the last 3 to 6 months would be asked to bring in.
Self-employed: an ITR previously three years would be required.
Coloured photograph: Candidate must have two passport size photograph

Personal Loan Cudappah Eligibility Criteria

The eligibility criteria are aforementioned below:-

Salaried Candidates:-

The minimum age requirements of a Person should be 21 years and a maximum of up to 60 years.
The Candidates must have worked for three years, and the salary must be received in their accounts only.
The Candidates must have an outstanding credit history.
The job location of the Candidate should be cited.
A minimum monthly income of 18,000 for urban citizens and 15,000 for rural citizens is mandatory most of the time.

Self-employed Candidate:-

The age of the Candidate is 25 years.
ITR for the last three years is required.
The credit count of the Candidate must be promising.
The minimum amount offered would be Rs 2.5 lakhs per annum in most cases.
If the Candidate is a businessperson, then his business should be running for at least the last three years.
The whole documentation process is quite straightforward; the Candidate has to submit her documents and her bank statement for the previous three months.

Why Apply for a Personal Loan in Cudappah?

There is no need to Submit any mortgage and collateral security to the bank.
A personal loan can be used for varied purposes such as paying hospital bills, family vacations, buying new home furniture, home repair etc.
The amount of personal loans relies upon the person’s income and repayment capacity.

How to apply for Personal Loan Cudappah?

Visit www.dialabank.com.
Go to the loan category and click on the personal loan link.
The Candidate will reach the personal loan details page.
For more knowledge and free advice, you may call on 9878981166.

Personal Loan Cudappah Agents/Broker

Choosing a good agent is one of the essential tasks as it would affect your decision considerably.

Dialabank gives you a free consultation on various financial matters. Dialabank has lists of several loan lenders, their loan products, their charges etc. You can contact Dialabank on 9878981166.

Personal Loan Cudappah contact number

For instant help and approval, call 9878981166, Personal Loan Cudappah.

Pre calculated EMI table for personal loan Cudappah

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Cudappah

Kadapa, formerly known as Cudappah, is a city in lower Andhra Pradesh, India. It is famous for its Kadapa stone. The city is surrounded by Penneru River and hills.

FAQs on Personal Loan Cudappah

✅What Is a moratorium In Personal Loans?

A moratorium is a break from EMI payments for a few months. For the moratorium period, you do not require to pay the EMIs, but your interest for all those months would keep on accumulating.