Personal Loan Dabra

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Why us?

Rates as low as 10.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

All about Personal Loan Dabra

Personal Loan Dabra

Are you planning to fund a wedding function or you want to start a new business, or you are planning your holidays abroad, or you want to invest in your dream project? For everything, you need funds or financial support. For financial aid, you can apply for a Personal Loan.

 What is Personal Loan?

A personal loan is a multipurpose loan. It comes with an affordable rate of interest. It gives financial aid to customers at times of need. You can use personal loan for consolidation, paying medical bills, invest in your dreams project, etc. There is no limit to use of loan amount. You only have to show your salary slip to your banker and some other documents, and you can apply for a personal loan.

Interest Rate determinants

Bank Offers – Different banks give different offers based on their strategies. You can compare these offers and find the best offer for you — schemes based on the lowest interest rates, EMIs, etc.
Company Profile – profile of the company, affects the interest rate of personal loan. Banks have listed various company profiles with different categories. Banks offer personal loans based on the category of the company.
Co-Borrower – if your credit score is low or your income is low then you can merge the income of spouse/father/mother to improve the loan eligibility.
Negotiation With Bank – If you are an existing customer of the bank, then there are more chances that you may get Personal loan on a lower interest rate.

Personal Loan Dabra Eligibility Criteria

Salaried

  1. Minimum age limit is 21 years
  2. You must be working in government, private or MNC companies.
  3. You must have a minimum experience of 6 months
  4. Applicant must be earning a minimum salary of Rs 18000
  5. CIBIL score must be minimum 700

Self-employed

  1. Minimum age limit is 25 years
  2. Applicant must be running your own business
  3. Applicant must be filing ITR from past 3 years
  4. Minimum Amount of ITR is 2.5 lakh
  5. CIBIL score must be minimum 700
Perks of getting a Personal Loan Dabra
Variety Of Usage – Funds received through a Personal loan can be utilized for a variety of purposes. You can buy a home, a car, invest in some business, etc.
Creation of Emergency Funds – Emergencies never comes with prior information. A personal loan is the best way to avail emergency funds as it does not have limitations of usage.
Low-Rate of Interest – Personal Loans comes with lower interest rates as compared to credit card loan when you apply for a larger amount of personal loan.
Improve Credit Score – Personal Loans serves as a helping tool for improving your credit scores.
Debt Consolidation – Personal Loans can be used to consolidate your existing debts. It’s best suitable for consolidation of debt with higher interest rates.

Documentation For Personal Loan Dabra

  1. Identification proof – Adhar Card/Voter ID/Driving License
  2. Residence Proof – Electricity Bill/Water Bill/Domicile
  3. Income Proof
  4. Salaried – Salary Slip Of Last 3 months
  5. Self Employed – ITR record of last 3 years
  6. Bank Statement of the previous 6 months

Why Personal Loan Is Better Than Gold Loan?

No Collateral Security – The most significant advantage of a Personal loan is that it doesn’t require any collateral securities; therefore, you don’t need to submit your important assets as collateral security.
Quick Transfer Of Loan – Personal Loan takes hardly 48 hours to transfer into your account after approval.
Versatile Nature – Personal Loan can be utilized for various purposes. You can take a Personal loan for wedding, purchase of a vehicle, education, holiday visit, etc.
Minimum Paperwork – Personal Loan requires very less paperwork. It requires some primary documents like ID Proof, Residence Proof, Income Statement, Bank Statement.

How To Apply For Personal Loan Dabra Online

  1. Type URL  www.dialabank.com
  2. Visit loan section and click on Personal loan
  3. You will be directed to the detailed section of personal loan.
  4. For more information feel free to call us at 9878981166

About Dabra

Dabra is a small town situated in the Indian state of Madhya Pradesh. It is the biggest nagarpalika in the state. Dabra is famous for its temples. It located on the border of Madhya Pradesh and Uttar Pradesh.

Personal Loan Interest Rates: Updated

Bank

Interest Rates

Processing Fees

HDFC Bank

10.99% to 18%

2% to 2.5%

ICICI Bank

13.99% to 18%

2%

Fullerton India

17.25% to 32%

2% to 3%

Bajaj Finserv

13.99% to 16.75%

2% to 3%

Axis Bank

15.50% to 24%

1.5% to 2%

Standard Chartered Bank

15.75% to 22%

2% to 3%

Kotak Mahindra Bank

13.75% to 19%

2%

Andhra Bank

13.50% to 22%

0.5% to 1.5%

Bank of Baroda

13.50% to 19%

2%

Vijaya Bank

13.75% to 22%

1.5% to 2%

Corporation Bank

14.50% to 20%

1.5% to 3%

Allahabad Bank

13.70% to 20%

1.5% to 2%

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