Personal Loan Daman

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Daman

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Daman Features

personal loan damanA personal loan is an unsecured mortgage that provides financial resources and helps the customers at less costly hobby costs. To get a non-public mortgage, the applicant needs to have a high-quality and amazing source of income and has a great credit history.

There stands no cease-use restriction on the usage of the personal loan amount. You may use this loan quantity anywhere you wish to do. These loans are short, activate, and without difficulty accessible.

These loans are certainly a blessing for all the ones, who’re dealing with economic crises and are not getting a manner to fulfill their private needs. these debts are unsecured in nature and require less office work.

Personal Loan in Daman Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Daman Documents Required 

Documents required to avail a non-public loan vary for salaried customers and self-employed ones. Following are the essential documents for both varieties of customers:

Salaried Customers:

  1. financial institution statements for the ultimate 6 months
  2. In the case of rented flats, lease settlement desires to be attached.
  3. PAN Card
  4. Residence evidence (Owned/Rented/company provided)
  5. Passport-sized images – 2
  6. Identification proof (Aadhar card/driving license)
  7. Salary slips of 3 months

Self-Employed Customers:

  1. Passport-sized pictures
  2. All financials are required (Balance Sheet, P&L assertion in addition to ITR files)
  3. PAN Card
  4. Aadhar Card
  5. Residence evidence

personal loan at 10.75%*

Personal Loan in Daman Eligibility Criteria

The Personal loan eligibility criteria vary for both Salaried and Self-Employed customers in Daman:

Salaried Applicants

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum Age: 21 Years.
  3. Maximum Age: 60 Years.
  4. Work Experience: Total 3 years and 1-year experience in the ongoing job.
  5. CIBIL Score must be more than 700.

Self-Employed Applicants

  1. Residence: Must be having an Office or Home.
  2. A business should be running for the last 3 years.
  3. CIBIL Score must be more than 700.
  4. Minimum Age: 25 Years.
  5. Maximum Age: 65 Years.
  6. Should be filing for an annual ITR of 2.5 to 3 lakh.

Why Apply for Personal Loan Daman?

  1. There is no want to deposit any loan and collateral protection to the financial institution.
  2. A personal loan is a multi-cause provide the mortgage. it could be used for all of the problems associated with finance.
  3. The amount of personal mortgage relies upon the reimbursement of man or woman earnings and capability.
  4. A Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Daman?

Anybody can apply for Personal Loan Daman online only in 2 minutes. The process of application is straightforward and quick.

  1. Visit dialabank.
  2. Go to the mortgage phase and click on on the non-public loan hyperlink.
  3. The applicant may be directed to all information on the private loan where they are able to pick their favoured metropolis.
  4. For more facts and unfastened steerage, you could call on 9878981166.
  5. About Personal Loan

We can be reached at 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Daman

Availing a personal loan incurs some kinds of charges for a personal loan in Daman. Every Bank and NBFC charges mainly two kinds of fees from its customers. The first is a fee for processing your Loan application. The charges vary between 1% of the sanctioned total loan amount.

The second being Pre-closure charges for a situation when you want to close your loan before your fixed tenure. In most cases, you cannot for-close your loan before the tenure of 12 months. Post that the charges also vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan and are only applicable if you do not complete your loan repayment in the fixed tenure.

Personal Loan Daman EMI Calculator

The  Personal loan EMI Calculator can be used anytime freely to know your EMI value on your loan amount. Equated Monthly Installments also know as EMI are the monthly charges that you pay to the bank as monthly repayment for the loan amount borrowed for financial needs.  Based on your profile, income, loan amount, and tenure the interest rate on your loan is determined accordingly. Your EMI is calculated basis the Interest Rate you are charged by the specific bank which is required to be paid every month till completion of the tenure. EMI is easy to pay and does not put any kind of burden on you financially.

CIBIL Score required for Personal Loan Daman

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Daman.

  1. The institutions don’t just check the overall score but also the detailed behavior on the previous loans taken.
  2. Most institutions want a CIBIL score of 750 and above to process your loan application.
  3. Some might look into other factors like income and job stability to process the personal loan.
  4. This includes details on the type of loan taken previously by you and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your getting a new loan.

personal loan at 10.75%*

Personal Loan Daman Agents

Dialabank is your best agent in Daman for availing any kind of loan. It helps you in comparing deals from various banks and NBFCs so that you can avail the best offers available according to your capability and requirement. DialaBank is your best agent available for a personal loan in Daman. Our relationship manager will ensure you get the best loan at the lowest possible interest rate with hassle-free and minimal documentation. The reason behind choosing DialaBank as your agent for a personal loan is:

  1. We do not charge you for our services rendered.
  2. The loan gets disbursed within a few hours of applying with us.
  3. Our relationship manager guides you through the entire process of personal loans.

For any assistance or guidance kindly contact on 9878981166.

Personal Loan Daman Contact Number

Call9878981166 and get instant help and approval for Instant Personal Loan in Daman.

Pre Calculated EMI Table for Personal Loan Daman

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Daman

Daman is a town within the union territory of Daman and Diu, on India’s west coast. within the north, St. Jerome citadel, additionally referred to as Nani Daman castle.

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