Personal Loan Daman

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Personal Loan Daman

      Best Banks for Personal Loan in Daman

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan in Daman Features

      personal loan daman

      A personal loan is an unsecured mortgage that provides financial resources and helps the customers at less costly hobby costs. To get a non-public mortgage, the applicant needs to have a high-quality and amazing income source and has a great credit history.

      There stands no cease-use restriction on the usage of the personal loan amount. You may use this loan quantity anywhere you wish to do. These loans are short, activate, and without difficulty accessible.

      These loans are certainly a blessing for all those dealing with economic crises and are not getting a manner to fulfil their private needs. These debts are unsecured in nature and require less office work.

      Personal Loan in Daman Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Daman Documents Required 

      Documents required to avail a non-public loan vary for salaried customers and self-employed ones. Following are the essential documents for both varieties of customers:

      Salaried Customers:

      1. financial institution statements for the ultimate 6 months
      2. In the case of rented flats, lease settlement desires to be attached.
      3. PAN Card
      4. Residence evidence (Owned/Rented/company provided)
      5. Passport-sized images – 2
      6. Identification proof (Aadhar card/driving license)
      7. Salary slips of 3 months

      Self-Employed Customers:

      1. Passport-sized pictures
      2. All financials are required (Balance Sheet, P&L assertion in addition to ITR files)
      3. PAN Card
      4. Aadhar Card
      5. Residence evidence

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan in Daman Eligibility Criteria

      The Personal loan eligibility criteria vary for both Salaried and Self-Employed customers in Daman:

      Salaried Applicants

      1. Salary: Rs 18,000 (Monthly).
      2. Minimum Age: 21 Years.
      3. Maximum Age: 60 Years.
      4. Work Experience: Total 3 years and 1-year experience in the ongoing job.
      5. CIBIL Score must be more than 700.

      Self-Employed Applicants

      1. Residence: Must be having an Office or Home.
      2. A business should be running for the last 3 years.
      3. CIBIL Score must be more than 700.
      4. Minimum Age: 25 Years.
      5. Maximum Age: 65 Years.
      6. Should be filing for an annual ITR of 2.5 to 3 lakh.

      Why Apply for Personal Loan Daman?

      1. There is no want to deposit any loan and collateral protection to the financial institution.
      2. A personal loan is a multi-cause provide the mortgage. It could be used for all of the problems associated with finance.
      3. The amount of personal mortgage relies upon the reimbursement of man or woman earnings and capability.
      4. A Personal Loan does not require any guarantor or nominee.

      How to apply for Personal Loan Daman?

      Anybody can apply for Personal Loan Daman online only in 2 minutes. The process of application is straightforward and quick.

      1. Visit Dialabank.
      2. Go to the mortgage phase and click on on the non-public loan hyperlink.
      3. The applicant may be directed to all private loan information where they can pick their favoured metropolis.
      4. For more facts and unfastened steerage, you could call on 9878981166.
      5. About Personal Loan

      We can be reached at 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Daman

      Availing a personal loan incurs some kinds of charges for a personal loan in Daman. Every Bank and NBFC charges mainly two kinds of fees from its customers. The first is a fee for processing your Loan application. The charges vary between 1% of the sanctioned total loan amount.

      The second being Pre-closure charges for a situation when you want to close your loan before your fixed tenure. In most cases, you cannot for-close your loan before the tenure of 12 months. Post that the charges also vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan and are only applicable if you do not complete your loan repayment in the fixed tenure.

      Personal Loan Daman EMI Calculator

      The  Personal loan EMI Calculator can be used anytime freely to know your EMI value on your loan amount. Equated Monthly Installments, also known as EMI are the monthly charges you pay to the bank as monthly repayment for the loan amount borrowed for financial needs.  Based on your profile, income, loan amount, and tenure, your loan’s interest rate is determined accordingly. Your EMI is calculated basis the Interest Rate of the specific bank charges you, which must be paid every month until completion of the tenure. EMI is easy to pay and does not put any burden on you financially.

      CIBIL Score required for Personal Loan Daman

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Daman.

      1. The institutions don’t just check the overall score and the detailed behaviour on the previous loans taken.
      2. Most institutions want a CIBIL score of 750 and above to process your loan application.
      3. Some might look into other factors like income and job stability to process the personal loan.
      4. This includes details on the type of loan taken previously by you and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your getting a new loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Daman Agents

      Dialabank is your best agent in Daman for availing of any kind of loan. It helps you in comparing deals from various banks and NBFCs so that you can avail the best offers available according to your capability and requirement. DialaBank is your best agent available for a personal loan in Daman. Our relationship manager will ensure you get the best loan at the lowest possible interest rate with hassle-free and minimal documentation. The reason behind choosing DialaBank as your agent for a personal loan is:

      1. We do not charge you for our services rendered.
      2. The loan gets disbursed within a few hours of applying with us.
      3. Our relationship manager guides you through the entire process of personal loans.

      For any assistance or guidance kindly contact on 9878981166.

      Personal Loan Daman Contact Number

      Call9878981166 and get instant help and approval for Instant Personal Loan in Daman.

      Pre Calculated EMI Table for Personal Loan Daman

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Daman

      Daman is a town within the union territory of Daman and Diu, on India’s west coast. Within the north, St. Jerome citadel, additionally referred to as Nani Daman castle.

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