Personal Loan Degana

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
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      Table of Contents

      Personal Loan Degana

      All about Personal Loan Degana

      personal loan degana

      Need funds for your personal use?  We have a solution for you that is a Personal Loan, this loan will help you to raise the funds for your necessities. You can use it according to your requirements. 

      Almost all major banks and NBFCs provide personal loans in Degana. The personal loan is available at affordable rate of interest. The documentation process is also quick and easy.

      What is Personal Loan ?

      Personal loan is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a good source of income and has a good credit history. Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

      Why should apply for Personal Loan in Degana?

      • The processing fee is up to 2% of the loan amount.
      • Personal Loan Degana tenure ranges up to 5 years.
      • The lowest EMI per lakh is Rs 2,162.
      • The prepayment charges are NIL up to 5 percent.

      Personal Loan Degana Eligibility Criteria

      Personal loan Eligibility for Loan depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:

      1.    Salaried Applicant

      2.    Self-employed Applicant  

      There are various eligibility criteria for both applicants:

      Click here to know more about- Personal Loan EMI Calculator

      Salaried Individuals:

      1.    Salary: Rs 18,000 (Monthly).

      2.    Minimum Age: 21 Years.

      3.    Maximum Age: 60 Years.

      4.    Work Experience: Should be Overall, three years and must have 1-year experience in the ongoing job.

      5.    CIBIL Score must be more than 700.

      6.    A person who gets his/her salary in cash is not eligible for availing Loan

      Click here to know more about- Salaried Applicant

      Self Employed Individuals:

      • Minimum Age: 25 Years.
      • Maximum Age: 65 Years.
      • Should be filing for an annual ITR of 2.5 to 3 lakh.
      • Residence: Must be having an Office or Home.
      • The business should be running for the last three years.
      • CIBIL Score must be more than 700.

      Click here to know more – Self-employed Applicant

      Personal Loan Degana Documents

      • Identity proof: One should have these following documents with him(Passport/Id card/voter card/driving license/Aadhar Card) any one of them will work.
      • Residence proof: The documents needed as proof of residence are:  (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card).  And if the applicant is living in a rented apartment, then he has to submit, electricity bill on his name and the address of the owner and his rental agreement.
      • KYC formality: The applicant has to provide his PAN card.
      • Salaried applicant: The applicant has to submit his bank statements for the last six months and the salary slip of the previous three months.
      • Self-employed: The person applying for a personal loan should file ITR for the last three years, and the business should be registered.
      • Colored photograph: applicant must have two passport size photograph

      Personal Loan Degana Interest Rates

      The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of Personal Loan Degana starts from 10.75% per year.

      More About: Interest Rates on Personal Loan

      Personal Loan Degana Tenure

      The tenure of Personal Loan Degana is from 1 year to 5 years. If you want to close your loan before the tenure of the loan to get rid of the interest rates than you can do so.

      Personal Loan Degana Apply Online

      1. Visit Dialabank
      2. Go to the loan section and select a personal loan link.
      3. By clicking this link, you will be directed to all details of the personal loan where you can select your preferred city.

      About Degana

      Degana is a town municipality and headquarters to Sub-Division and Tehsil located in Nagaur district of Rajasthan, India.

      Personal Loan Interest Rates: Updated 2020

      Bank Interest Rates

      HDFC Bank

       10.99% to 18%

      ICICI Bank

      13.99% to 18%

      Fullerton India

      17.25% to 32%

      Bajaj Finserv

      13.99% to 16.75%

      Axis Bank

      15.50% to 24%

      Standard Chartered Bank

      15.75% to 22%

      Kotak Mahindra Bank

      13.75% to 19%

      Andhra Bank

      13.50% to 22%

      Bank of Baroda

      13.50% to 19%

      Vijaya Bank

      13.75% to 22%

      Corporation Bank

      14.50% to 20%

      Allahabad Bank

      13.70% to 20%

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