Personal Loan Deoghar

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Deoghar

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Deoghar Features

personal loan deoghar

A personal loan can help you to get some money for many of your financial needs. This loan is unsecured with minimal documentation and less paperwork. This loan can get approved within just 2 days after all the verification process.

Personal Loan Deoghar is an unsecured loan that provides financial aid to the customers at affordable interest rates, which can be paid easily.

Any of your requirements can be fulfilled by personal loan Deoghar at very low and affordable interest rates.

Personal Loan in Deoghar Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Deoghar Documents Required 

Salaried Customers:

  1. PAN Card of the person applying.
  2. Residence Proof required (Owned/Rented/Company provided) for loans.
  3. Passport-sized photographs – 2 of the person for applying.
  4. Identity proof required for the personal loan Mumbai (Aadhar card/driving license/Voter Id)
  5. Salary slips of the last three months of the applicant are also required.
  6. Bank statements for the last 6 months of the person applying for a loan.

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. Aadhar Card is required to avail of the loan.
  2. Residence Proof( Current and Permanent) is needed for applying.
  3. Two passport-sized photographs of the person applying for a loan.
  4. All financials are required of the customer(Balance Sheet, P&L Statement as well as ITR files) to apply.
  5. PAN Card is mandatory for applying.

personal loan at 10.75%*

Personal Loan in Deoghar Eligibility Criteria

Salaried Applicants

  1. The job location of the applicant should also be mentioned.
  2.  A borrower should also have a minimum income of INR 25,000 per month
  3. The minimum age of the individual should be 21 years and a maximum of 60 years.
  4. Work experience of the three years and the salary should also be received in their accounts only.
  5. Applicants must have an excellent credit history.

Click here to know more about: personal loan for Salaried Applicant

Self-Employed Applicants

  1. The minimum age for an independent person should be 25 years.
  2. The applicants applying for the personal loan should need to have a file of ITR for the last three years.
  3. If the applicants are the businessman, then the business should be running from the past three years constantly.
  4. The credit score of the individual applicants should be good and there should not be any debt or dues left of the individual.
  5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan is that the applicants have to submit their financial and bank statements of the previous three months.

Click here to know more about: personal loan for self-employed Applicant

Why Apply for Personal Loan Deoghar?

  1. The amount of personal loan given also depends upon the repayment of individual income and capacity.
  2. A Personal Loan does not require any guarantor or nominee to avail it.
  3. No need to deposit any mortgage and collateral security to the bank is a very good advantage.
  4. A personal loan is a multi-purpose offer loan and it can be used for all the problems related to finance.

How to apply for Personal Loan Deoghar?

  1. Visit our website Dialabank.
  2. Go to the loan section on the page and click on the personal loan link.
  3. The applicant will be directed to all the details of the personal loan where they can choose their preferred city, according to their needs.
  4. For more information on personal loans and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Deoghar

Every Bank and NBFC charges a fee for processing your Loan application. These charges are 1% of the sanctioned loan amount.

If you close your loan before the agreed loan tenure in the documents, every lending institution charges you a penal prepayment fee for the loan period agreed earlier. In most cases, you cannot close your loan before 12 months from the date of availing the loan. Post that the charges also vary depending on how many years the loan has done. These charges can vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Deoghar EMI Calculator

Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the personal loan.

CIBIL Score required for Personal Loan Deoghar

Every lending institution has its criteria for the minimum CIBIL score required for processing Personal Loan application in Deoghar. Most institutions require a minimum score of CIBIL of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan Deoghar Agents

Dialabank is the best agent for availing Personal Loan in Deoghar.

You can easily apply online at Dialabank or give a call at 9878981166.

Dialabank helps you find the best option of Banks and NBFCs by providing you with a detailed market comparison of different kinds of banks so that you can make the right choice. Visit our website www.dialabank.com and fill a very simple form with your personal and employment details. Our customer relationship managers will get in touch with you very soon.

Personal Loan Deoghar Contact Number

Call 9878981166 and get instant help and approval for availing Personal Loan Deoghar.

Pre-Calculated EMI Table for Personal Loan Deoghar

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Deoghar

Deoghar is a holy city beside the Mayurakshi River, in the east Indian state of Jharkhand. The ancient Baba Baidyanath Temple complex is a significant Hindu pilgrimage site. Nearby, Shiv Ganga is a sacred pool where devotees of Shiva bathe. There is a shrine to Krishna in the ornate, stone-carved Naulakha Mandir temple. Northeast of town, Harila Jori is the site of a whitewashed Shiva temple and a sacred water tank.

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