Personal Loan Deoria

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Deoria

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Deoria Features

Personal Loan Deoriapersonal loan deoriaAre you short out of cash? Don’t worry. Personal Loans are here to sail you through. This loan is unsecured with minimal documentation and less paperwork. It takes but 48 hours after the verification process for the loan to urge approved.

Personal Loan Deoria is an unsecured sort of loan that has aid at affordable rates. Applicants have to have a stable source of income together with excellent credit history for availing a private loan.

Also, there’s no end-use restriction on the employment of the non-public loan amount.
 

Personal Loan in Deoria Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Deoria Documents Required 

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. Aadhar Card/ PAN Card/ Voter ID/ Passport
  4. Residence Proof (Owned/Rented/Company provided)
  5. Bank statements for the last 6 months
  6. Passport-sized photographs – 2

Self-Employed Customers:

  1. P&L Statement, Balance Sheet, as well as Tax Return files
  2. Aadhar Card/ PAN Card/ Voter ID/ Passport
  3. Residence Proof
  4. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Deoria Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1. The minimum age of eligibility is 21 years, and a maximum of up to 60 years.
  2. Work experience of the three years. The work location should be mentioned.
  3. A borrower should have a minimum income of INR 25,000 per month.
  4. The applicants must have a superb credit history.

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. For a businessman, the business should be running from the past 3 years.
  3. Good credit score with none debt or dues.
  4. The applicants have to file ITR for the last 3 years.
  5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  6. Submit his financial and his financial statement for the previous 3 months.

How to apply for Personal Loan Deoria?

  1. Visit our website at dialabank
  2. Navigate to the loan section and click on on the private loan link.
  3. You will be directed to any or all details of the private loan where you’ll choose your preferred city.
  4. Call 9878981166 for further assistance.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Deoria

Every Bank and NBFC charges a fee for processing your consumer loan application. the fees vary between 1% of the loan amount.

In case you wish to discontinue the loan before the agreed loan tenure, you may be charged a penal prepayment fee. In most cases, you can’t discontinue or foreclose your loan before 12 months. Post that the fees vary reckoning on the number of years the loan has done. These charges vary from 4% of the outstanding loan amount within the 2nd year to twenty-eight within the 4th year of the loan.

Personal Loan Deoria EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you just pay to the bank as monthly repayment for the loan amount borrowed.  The rate on your loan is set supported by the credit rating you’ve got. Your EMI is charged on the idea of rate, the loan amount of loan and therefore the tenure of the loan.

CIBIL Score required for Personal Loan Deoria

Every financial organization has its own set of criteria for the minimum CIBIL score required for processing a private application in Deoria. Most institutions demand a minimum score of 750 to process your application.

The institutions don’t just take a look at the score but also the detailed behavior on the previous loans taken. This includes details on the kind of loan taken and also the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan Deoria Agents

Dialabank is the leading agent for availing loan in Deoria. Apply online at dialabank or call us at 9878981166

Personal Loan Deoria Contact Number

Call9878981166 for assistance on Personal Loan in Deoria.

Pre Calculated EMI Table for Personal Loan Deoria

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Deoria

Personal Loan DeoriaDeoria could be a town within the state state in India. it’s one in every of 5 tehsils of Deoria district. it’s located 50 km to the south-east of Gorakhpur. The closest tourism destination to Deoria is Rupnarayanpur.

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