Personal Loan Dharampur

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
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      Personal Loan Dharampur

      Major Personal Loan Providers in Dharampur

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Dharampur FeaturesPersonal Loan Dharampur

      Struck in a monetary crunch? A Personal Loan is best suited to the loan seekers seeking the most flexibility for the optimum utilization of a non-heritable amount of the loan. Without pledging any asset, one can acquire this type of unsecured loan to meet all the expenses.

      A personal loan is on the market at simply cheap personal loan interest rates. Most banks give possible EMIs to reduce the burden on their customers. For all the used personals, this sort of loan is available for those going to incur further expenses on house designing, weddings, medical emergencies or for other purposes.

      If you’re seeking a personal loan, all you need could be a sensible credit score and credit history to point out lenders that you will meet your credit obligations on time. If your credit isn’t good in history, hold off on applying for a loan; in the meantime, work to enhance your believability to avoid wasting yourself probably thousands of greenbacks. Also, you need proof of financial gain for your application and the employer’s contact data at the side of a positive internet price.

      Personal Loan Dharampur Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan Dharampur

      Salaried Candidates:

      • Residence Proof: Owned/ Rented/ Company provided/ Rental Agreement.
      • Identity proof: Aadhar card/ Driving License
      • Salary slips for the last 3 months.
      • Bank statements for the last 6 months.
      • 2 Passport-sized photographs.
      • PAN Card.

      Self-Employed Candidates:

      • All financials are required: Balance Sheet, P&L Statement and ITR files.
      • PAN Card.
      • Aadhar Card.
      • Residence Proof.
      • 2 Passport-sized photographs.


      Interest Rate 9.99%


      Eligibility Criteria for Personal Loan Dharampur

      Salaried Candidates:

      • Age Limit: 21-60 years.
      • Candidates should have work expertise of a minimum of 3 years.
      • Regular salary ought to be received in their bank accounts solely.
      • The applicant should have a reliable credit history.
      • The job location ought to be mentioned.
      • The receiver should have a minimum financial gain of Rs.25,000 per month.

      Self-Employed candidates:

      • Age Limit: 21-60 years.
      • Minimum Income: Rs 2.5 lakh.
      • A file ITR for the last 3 years.
      • Reliable credit history with no dues.
      • Submit money and financial statement for the previous 3 months.
      • If the applicant’s area unit the bourgeois, then the business ought to be running for the past 3 years.

      CIBIL Score required for Personal Loan Dharampur

      A good CIBIL score is a prerequisite to apply for a loan. Each financial organisation has its criteria for the minimum needed CIBIL score for process an application. Generally, most establishments need a minimum CIBIL score of 750 to process your application.

      Additionally, some of the institutions consider the careful behaviour on the previously availed loans, including details on the sort of loan and therefore the loan quantity, payment schedules and if all deadlines along with compensation, if any. Ensuring your CIBIL score before applying for a loan could be a good observation!


      Interest Rate 9.99%


      Personal Loan Dharampur Agents and Contact Number

      Dialabank is India’s First Financial Helpline, expanding its roots all across the country. We tend to area units specialized in influencing every kind of loan all across the country. We aim to assist you to give the simplest deals appropriate for you as per your necessities. We tend to concentrate on lower rates of 9.99%, loans for 30 lakhs, same day disbursal, door-sill service, unbiased consultant’s recommendation and tons of additional exciting offers. Strive to meet your monthly payment obligations on time!

      You can visit our website Dialabank and fill a web-type form. Our trained client Relationship Manager can get in contact with you before long to guide and serve within the entire method of availing a private loan. We tend to also are accessible 24/7 to handle your queries on our helpline number 9878981166 or visit our website Dialabank. You’ll be able to either visit the close Dialabank branch for any details.

      Pre Calculated EMI Table for Personal Loan Dharampur

      5 Yrs
      4 Yrs
      3 Yrs

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