Personal Loan Dhekiajuli

⋆ Interest Rate 9.99% ⋆

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      Personal Loan Dhekiajuli

      Guide to Personal Loan Dhekiajuli

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Dhekiajuli Features

      Personal Loan Dhekiajuli

      The loan obtained for personal use is considered a personal loan. A personal loan is an unsecured loan where the borrower has no collateral to give to the creditor. A creditor can use the loan sum to satisfy their financial needs because it can be used for medical bills, wedding, or home repair.

      A flexible loan helps the creditor, as they choose, to use the capital. The creditor does not keep something in the bank as leverage. The safest choice for quick management of all spending is personal loaning. A personal loan allows you to satisfy all your needs and wishes.

      In Dhekiajuli, you can easily get a personal loan at an interest rate ranging from 10.99% to 32%, but this depends on many factors. Dialabank Personal Loan offers you the best benefits and options for Personal Loan in Dhekiajuli.

      Personal Loan Dhekiajuli Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan Dhekiajuli

      When the applicant applies for the personal loan after that, they have to submit some of the documents. These are:

        1. The claimant must have proof of identification which includes aadhaar card, visa, voting card, driving license.
        2. Two colorful pictures.
        3. They will show proof of residency that involves a modified passbook, aadhaar card, visa, voting card, etc. So if the claimant lives in a leased unit, they must apply a tenancy agreement, the utility bill that will be under the claimant ‘s name, and the owner’s address.
        4. They will apply their PAN card which is an important document in the formality of the KYC.
        5. If the applicant is a salaried person, then they have to submit their last three months’ payslip and last six months’ bank statements.
        6. And if the person is self-employed then they will apply the ITR over the last three years, then their company registration will be completed.
      Salaried Self-Employed
      Salary slips of last 3 months & bank statements of the last 6 months ITR of 2.5 lac minimum for last 3 years
      Identity Proof: Aadhaar Card/Pan Card/Voter Id/ Driving  License/ Passport
      Address Proof: Aadhaar Card/Pan Card/Voter Id /Passport/Driver License and if the person is living in a rented apartment then rental agreement, electricity & water bill and owner’s address
      Two colored photographs
      PAN Card

      A credit score above 600

      Personal Loan Dhekiajuli Eligibility Criteria

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      The eligibility criteria are specific for both salaried and self-employed workers.

      Click here to know more about personal loan eligibility

      Salaried Applicants

      1. The applicant’s age will be at least 21 years, with a maximum of 60 years.
      2. If the respondent lives in a metropolitan city then the minimum salary will be Rs 18,000. So if the respondent is from the non-metropolitan area then the minimum wage will be Rs 12,000
      3. The claimant should have the previous three years’ job experience and the compensation will only fall in their pocket.
      4. When a borrower is applying for a personal loan then a strong credit background is needed.
      5. Documentation method for Personal Loan Dhekiajuli is quick they only have to apply their last three months’ bank statement and last six months’ salary slip.

      Click here to know more about- Salaried Applicant

      Self-Employed Applicants

      1. If an applicant is self-employed then the applicant ‘s age, then a minimum of 25 years, and a maximum of 65 years will be needed.
      2. For the past three years, the claimant will have to register ITR.
      3. The applicant’s credit score would be fine, so there will be no debt remaining due.
      4. At least the ITR under which the respondent reports are to be Rs 2.5 lakhs per annum.
      5. And the claimant has a company that has been going over the last three years then his company would.

      Click here to know more – Self-employed Applicant

      Why Apply for Personal Loan Dhekiajuli?

      • Personal Loan Dhekiajuli is based upon the candidate’s income per annum and his credit score. No other requirement is there.
      • There is no need to put a precious asset as security to the lender for Personal Loan Dhekiajuli, as it is an unsecured loan.
      • Personal loans offer higher loan amounts to help you deal with any financial emergency.
      • Personal Loan Dhekiajuli is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.

      How to apply for Personal Loan Dhekiajuli?

      To apply for the best personal loan deals:

      • Visit Dialabank and click on the personal loan option on the menu of the homepage.
      • You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
      • After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend ou a personal loan
      • Our experts will give you a call and assist you in choosing the best deal for you.
      • In case of any queries, call us at 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Dhekiajuli

      The interest rates in Personal Loan depend on the profile and salary of an individual in the business. Personal Loan Dhekiajuli’s interest rate starts at 10.75 percent per year.

      If you wish to foreclose your loan before the agreed tenure of the loan, you will be charged a penal prepayment fee by every lending institution. Unable to close your loan before 12 months in most cases. Post that the charges vary according to how many years the loan has been made. Those penalties range from 4 percent of the unpaid debt balance in the second year to 2 percent in the borrower ‘s fourth year.

      To know about the interest rate click on personal loan interest rate

      Personal Loan Dhekiajuli EMI Calculator

      CIBIL Score required for Personal Loan Dhekiajuli

      Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Dhekiajuli. Most institutions need a minimum score of 650 to process your application for a loan.

      The institutions are not only looking at the overall score but also the detailed behavior of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Dhekiajuli Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan in Dhekiajuli.

      Pre Calculated EMI Table for Personal Loan Dhekiajuli

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Dhekiajuli

      The village of Dhekiajuli Gaon is situated in the Sonitpur district of Dhekiajuli Tehsil, Assam, India. It is situated 39 km from Dhekiajuli sub-district headquarters, and 39 km from Tezpur district headquarters. Bhotpara is the gram panchayat of the village of Dhekiajuli Gaon according to 2009 stats.

      The total population of the Dhekiajuli Gaon is 1,583 people. In the village of Dhekiajuli Gaon some 335 houses live. Dhekiajuli is the closest town about 1 km from Dhekiajuli Gaon.

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