Personal Loan Dibrugarh

⋆ Interest Rate 9.99% ⋆

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      Table of Contents

      Personal Loan Dibrugarh

      Best Banks for Personal Loan in Dibrugarh

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Dibrugarh Features

      Personal loan Dibrugarh

      A Personal Loan Dibrugarh can be taken for different needs. If you need finance, you can borrow from financial institutions. There are different rules and criteria to get a personal loan.

      One must check its eligibility for getting the loan amount. Personal loans are multipurpose finance options. There are various benefits of taking a personal loan online. You can avail of a good deal by comparing offers and finalizing the best one as per your needs.

      Personal Loan Dibrugarh is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

      Personal Loan in Dibrugarh Interest Rates and Charges 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Dibrugarh Documents Required 

      Personal loan documents requirement differ for different customers in the following manner:

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license) of the applicant.
      2. PAN Card of the applicant.
      3. Residence Proof (Owned/Rented/Company provided) of the applicant.
      4. Salary slips of the last three months of the applicant.
      5. Bank statements for the last 6 months of the applicant.
      6. Passport-sized photographs – 2 of the applicant.
      7. In the case of rented apartments, the rent agreement of the applicant.

      Self-Employed Customers:

      1. Residence Proof of the applicant.
      2. Two passport-sized photographs of the applicant.
      3. All financials are required (Balance Sheet, P&L Statement as well as ITR files) of the applicant.
      4. PAN Card of the applicant.
      5. Aadhar Card of the applicant.

      personal loan at 10.75%*

      Personal Loan in Dibrugarh Eligibility Criteria

      The personal loan eligibility differs according to 2 categories:

      1. Salaried
      2. Self-employed

      There are various eligibility criteria for both applicants:

      Salaried Applicants:

      1. The Individual applying for the Personal Loan must have a good credit history.
      2. The minimum age of the individual should be 21 years and a maximum of up to 60 years.
      3. The Individual must have three years of work experience, and the salary should be received in their account only.
      4. The Individual has to submit his bank statement for the last three months and salary slip for the previous 6 months.
      5. The Individual from the metropolitan city should have a minimum income of Rs 18,000. And for the non-metropolitan city, the minimum salary should be Rs 12,000.

      Self-Employed Applicants:

      1. The minimum amount should be Rs 2.5 lakhs per annum at least of the Individual.
      2. The Individual applying for a Personal Loan should file ITR for the last three years.
      3. If the Individual is a businessman, then his business should be running for at least for the last three years.
      4. The age of the Individual is 25 years.

      Why Apply for Personal Loan Dibrugarh?

      1. The Loan amount is based upon the income and the repayment capability of the person.
      2. There is no need to put any property or asset as collateral to the lender.
      3. It involves simple procedures and fast loan approvals.
      4. There is no need to provide a co-signer to avail of this loan.

      How to apply for Personal Loan Dibrugarh?

      Applying for a personal loan in Dibrugarh is easy with DialaBank. Get an Instant Personal Loan by applying online with DialaBank. For more information and free guidance, you may call on 9878981166. Just follow the steps below to enjoy a hassle-free experience:

      1. Visit Dialabank.
      2. Go to the loan section and click on the personal loan link.
      3. The applicant will be required to fill in all the details of themselves.
      4. Click on Request a quote and our relationship manager will soon get in touch with you.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Dibrugarh

      Every Bank and NBFC charges two kinds of fees for the Personal Loan Dibrugarh application. The processing fee charges are mandatory for every ban/NBFC. These charges are 1% of the loan amount.

      Personal Loan Dibrugarh EMI Calculator

      You can find the Personal loan EMI calculator on DialaBank’s website.

      Paying EMI is easy and hassle-free. You only have to pay a small amount of the loan every month and can enjoy the loan.

      CIBIL Score required for Personal Loan Dibrugarh

      CIBIL Score helps to expedite the loan process. The CIR (Credit Information Report) is the history of your credit score which checks your account’s history for different loans that you have taken (if any) and the credit card history (if you have).

      1. Mostly a CIBIL score of 750 and above is considered good while applying for Personal Loan.
      2. In the case of a 0 or -1 CIBIL score, the bank/NBFC will look into other factors like income, financial stability before providing you with the loan.

      personal loan at 10.75%*

      Personal Loan Dibrugarh Agents

      Dialabank is associated with various banks and NBFCs in Dibrugarh that provide personal loans at low interest rates. Thus, DialaBank is the leading agent for availing Personal Loan in Dibrugarh. You can also apply online at Dialabank or give a call at 9878981166.

      Our relationship manager will guide you in choosing the best option available in the market. You can also easily compare the banks/NBFCs available to make your choice.

      Personal Loan Dibrugarh Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Dibrugarh.

      Pre Calculated EMI Table for Personal Loan Dibrugarh

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Dibrugarh

      Dibrugarh is a city in the northern state of Assam in India. Dibrugarh is an essential town of Assam, along with Guwahati, Jorhat, and Silchar, and it is one of the major wealthy regions of Assam. It is the second-largest and fastest developing urban center of Assam after Guwahati in the name of commercial and infrastructural growth.

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