Best Banks for Personal Loan Durg
1% - 2.5% of the Loan Amt
Personal Loan Durg Features
Are you looking for a loan? Do not worry. A personal loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.
Don’t worry. Apply for a personal loan, and meet all your financial needs. A personal loan is a type of unsecured loan that a person can avail of based upon their monthly income and CIBIL score without submitting any collateral security with the moneylender. Dialabank helps you to get a loan real quick without any hassle. A personal loan is the best option available to the applicants whenever there is a need for urgent finances.
Personal Loan in Durg Interest Rates and Charges
- The starting 9.99% rate of interest is granted on Personal Loan Durg.
- The interest rates on these loans can be changed based on the loan amounts, the time period, and the applicant’s profile.
- The fee for processing is from 1% of the loan amount.
- The rate of interest can be changed with the help of the following.
- CIBIL/Credit History – The applicants with higher CIBIL scores can get lower interest rates.
- Nature of Employment – If the applicant is an employee of a reputed company or the government, he can get lower rates for these loans.
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Personal Loan in Durg Documents Required
Salaried Customers:
- Identity proof (Aadhar card/driving license)
- Salary slips of last three months
- Bank statements for the last six months
- PAN Card
- Residence Proof (Owned/Rented/Company provided)
- Passport-sized photographs – 2
*NOTE: In the case of rented apartments, a rent agreement needs to be attached.
Self-Employed Customers:
- All financials are required (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar Card
- Residence Proof
- Two passport-sized photographs
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan in Durg Eligibility Criteria
The personal loan eligibility criteria for both Salaried and Self-Employed are different:
Salaried Applicants
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
- The applicants must have work experience of three years. And the salary should be received in their accounts only.
- The applicants must have an excellent credit history.
- The job location of the applicant should be mentioned.
- A borrower should have a minimum income of INR 25,000 per month.
Click here to know more about- Salaried Applicant.
Self-Employed Applicants
- The minimum age requirement for an independent person should be 25 years.
- The applicants applying for the personal loan should file ITR for the last three years.
- If the applicants are the businessman, then the business should be running from the past three years.
- The credit score of the individual applicants should be good .there should not be any debt or dues left.
- The annual income of the applicants should be a minimum of Rs 2.5 lakh.
- The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
Click here to know more – Self-employed Applicant.
Why Apply for Personal Loan Durg?
- There is no need to deposit any mortgage and collateral security to the bank.
- A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
- The amount of a personal loan depends upon the repayment of individual income and capacity.
- A Personal Loan does not require any guarantor or nominee.
How to apply for Personal Loan Durg?
- Visit www.dialabank.com.
- Go to the loan section and click on the personal loan link.
- The applicant will be directed to all personal loan details where they can choose their preferred city.
- For more information and free guidance, you may call on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Durg
Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges vary between 1% of the sanctioned loan amount.
If you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that, the charges vary depending on how many years the loan has been done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.
Personal Loan Durg EMI Calculator
Equated Monthly Installments, also known as EMI, are the monthly fixed charges you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated using a personal loan EMI calculator basis the Interest Rate the bank charges you, the amount of loan you have to take, and the period for which you enjoy the loan.
CIBIL Score required for Personal Loan Durg
Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Durg. However, most institutions require a minimum score of 750 to process your loan application.
The institutions don’t just look at the overall score but also the detailed behavior of the previous loans. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan in Durg Agent and Contact Number
Dialabank is the leading agent for availing Personal Loan in Durg.
Dialabank helps you find the best option for Banks and NBFCs by providing you with a detailed market comparison of different banks to make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.
Call 9878981166 and get instant help and approval for a Personal Loan in Durg.
Pre Calculated EMI Table for Personal Loan Durg
About Durg
Durg is a city in the Durg district and is situated in the Indian state of Chhattisgarh. It is the district headquarters. It is the second-most populous state in Chhattisgarh. The district is home to two important religious sites. The principal Hindu temple, the Ganga Maiyaat Jhalmala, Jain shrine of Uwasaggaharam Parshwa Teerth at Nagpur (near Durg), attracts pilgrims from all over India.
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