Personal Loan East Delhi

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan East Delhi

      Major Personal Loan Providers in East Delhi

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan East Delhi Features

      Personal Loan East Delhi

      Personal Loan East Delhi is good for many of your financial hurts. Is it anytime you require discretionary assets for an emergency or a major professional accomplishment. That is where you get a lot of support from personal loans. Consider maintaining several accounts with varying principal balances and interest rates. A personal loan helps you to consolidate all such loans into one loan and minimize financial concerns.

      Dialabank Personal Loan gives you a trouble-free platform to get you, in quick time, the best personal loan offer on the market. Our specialist team is on hand to support you through any step of the way. Scroll down to find out details.

      In East Delhi, you can easily get a personal loan at an interest rate ranging from 9.5% to 37%, but this depends on many factors.

      Personal Loan East Delhi Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan East Delhi

      Salaried Customers:

      1. Identity proof such as driving license / Aadhar card.
      2. Pay Slips of the last three months’ pay.
      3. Bank declarations over the past 6 months.
      4. PAN Card.
      5. Residence Evidence (provided by Owned / Rented / Company), and leasing arrangement in the case of residences.
      6. 2 Applicant’s passport-style photos.

      Self-Employed Customers:

      1. All financials are needed (Balance Sheet and P&L Report ITR documents).
      2. PAN Card.
      3. Aadhar Stamp, as evidence of identification.
      4. Residence Evidence or leasing arrangement would an apartment be leased.
      5. The applicant requires two passport-size photos.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan East Delhi Eligibility Criteria

      Click to know more about the personal loan eligibility

      Salaried Applicants

      Salaried Persons include Salaried Physicians, CAs, the staff of various Public and Private limited corporations, State Sector workers, and public sector undertakings:

      1. Minimum required age of applicant: 21 years.
        Applicant ‘s maximum age when the loan matures: 60 years.
      2. Average jobs: Average 1 year of work and a 1-month pay allowance in the existing organization.
      3. The applicants must a credit history suitable for a personal loan.
      4. The job location of the applicant.
      5. Required Gross Monthly Income: ₹20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & ₹15,000 for All Other Locations.

      Self-Employed Professionals

      Self-employed (Professionals) involve self-employed Physicians, Chartered Accountants, Engineers, and Company Secretaries.

      1. Eligibility Age Criteria:
        Required Minimum age of Applicant: 22 years.
        The average age of the Candidate at loan maturity: 65 years.
      2. Years of business: Minimum 3 years.
      3. The applicants must a credit history suitable for a personal loan.
      4. The job location of the applicant.
      5. Average Annual Income: ₹100000/- p.a. for Metro Locations & ₹75,000/- p.a. for non-metro areas.

      Self-Employed Applicants

      Self-employed (Individuals) include Partners & Directors in the Business of Manufacturing, self-employed – Sole proprietors, and Trading or Services.

      1. Eligibility Age Criteria:
        Required Minimum age of Applicant: 22 years.
        The average age of Candidate at loan maturity: 65 years.
      2. Years of business: Minimum 4 years.
      3. The ITR file for the last three years will be required.
      4. The business of the applicant should be running from the past three years.
      5. The CIBIL score should be up to the mark
      6. The annual income of the applicant should be at least Rs 2.5 lakh.
      7. The whole personal loan reporting phase is where the borrowers have to apply their accounting records and their bank accounts from the past three months.

      Why Apply for Personal Loan East Delhi?

      • Personal Loan East Delhi is focused on the annual profits and credit score of the applicant. There is no other requirement.
      • There is no need to place a valued commodity to the lender as collateral for Personal Loan East Delhi, as this is an unsecured loan.
      • Personal loans offer higher loans to help you tackle any financial emergencies
      • Personal Loan East Delhi is a multi-purpose deal that can be used to tackle almost all life’s financial challenges, including debt restructuring.

      How to apply for Personal Loan East Delhi?

      To apply for the best personal loan deals:

      • Visit Dialabank and click on the personal loan option on the menu of the homepage.
      • You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
      • After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend ou a personal loan
      • Our experts will give you a call and assist you in choosing the best deal for you.
      • In case of any queries, call us at 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan East Delhi

      That bank and NBFC charges a fee to process a Personal Loan application. Such costs vary from 1.5 percent to 3 percent of the sum of the loan that has been approved.

      If you wish to foreclose your loan prior to the agreed holding of the loan, each lending institution will charge you a penal prepayment fee. In most cases, can not close your loan before 12 months. Note that the charges depend on how many years the loan was made.

      To know about the interest rate click on personal loan interest rate

      Personal Loan East Delhi EMI Calculator

      CIBIL Score required for Personal Loan East Delhi

      Any lending institution has its criteria for the minimum CIBIL score required to process an application for a Personal Loan in East Delhi. Most institutions must have a minimum score of 750 to process your loan application.

      In addition to looking at the overall score, the institutions also look at the detailed behaviour of previous loans. It provides information on the credit form obtained and the amount lent. Any unpaid previous loan balances would act as a barrier to opening up a fresh loan to you.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan East Delhi Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in East Delhi.

      Pre Calculated EMI Table for Personal Loan East Delhi

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About East Delhi

      East Delhi is an Indian urban district in the Delhi National Capital Region. It is bounded to the west by the Yamuna River, to the north by North East Delhi, to the east by Uttar Pradesh District Ghaziabad and to the south by Uttar Pradesh District Gautam Buddha Nagar.

      Located on the eastern banks of the Yamuna River, East Delhi has received a sleek and trendy feel with the posh residential areas and indulging restaurants. Visiting East Delhi one could make the most of the sightseeing tour which includes Akshardham Temple which is one of the world’s largest temples attracting a number of tourists all year round.

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