Personal Loan Eluru

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Eluru

      Major Personal Loan Providers in Eluru

      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Overdraft Facility

      Personal Loan Eluru Features

      Personal Loan Eluru

      Is it true that you are forcing short of leaving money? Try not to stress Personal Loan is accessible for you. This credit is unstable in nature with negligible documentation and less administrative work. This advance can get endorsed inside 48 hours after the confirmation procedure.

      Individual Loan Eluru is an unstable advance that gives a budgetary guide to the clients at moderate financing costs. To get a Personal Loan, the candidate needs to have an unbending and great wellspring of pay and has a decent record as a consumer.

      Moreover, there is no closure use limitation on the utilization of the individual advance sum. You can utilize this advance sum anyplace you need to do.

      Personal Loan Eluru Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Eluru

      Salaried Customers:

      1. ID confirmation (Aadhar card/driving permit)
      2. Compensation slips of most recent three months
      3. Bank statements throughout the previous half-year
      4. PAN Card
      5. Address Proof (Owned/Rented/Company gave)
      6. Visa measured photos – 2

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet,  ITR files)
      2. PAN Card and Adhaar Card is mandatory
      3. Proof of Residence
      4. 2 passport-sized photographs


      Interest Rate 9.99%


      Eligibility Criteria for Personal Loan Eluru

      The personal loan eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants: 

      1. The base age prerequisites of the individual ought to be 21 years and most extreme as long as 60 years.
      2. The candidates must have a working understanding of the three years. Furthermore, the compensation ought to be gotten in their records as it were.
      3. The candidates must have an incredible financial record.
      4. The activity area of the candidate ought to be referenced.
      5. A borrower ought to have a base salary of INR 25,000 every month

      Click here to know more about- Salaried Applicant

      Self-Employed Applicants: 

      1. The basic age necessity for a free individual ought to be 25 years.
      2. The candidates applying for the individual advance should record ITR throughout the previous three years.
      3. If the candidates are the representative, at that point, the business ought to be running from the previous three years.
      4. The loan credit rating of the individual candidates ought to be acceptable.
      5. The yearly salary of the candidates ought to be at least Rs 2.5 lakh.
      6. The entire documentation procedure of the individual advance is the candidates need to present his monetary and his bank proclamation of the past quarter of a year.

      Click here to know more – Self-employed Applicant

      Why Apply for Personal Loan Eluru?

      • There is no compelling reason to store any home loan and guarantee security to the bank.
      • An individual advance is a multi-reason offer advance. It very well may be utilized for all the issues identified with the account.
      • The measure of individual advance relies on the reimbursement of individual pay and limit.
      • A Personal Loan doesn’t require any underwriter or chosen one.

      How to apply for Personal Loan Eluru?

      • Visit Dialabank.
      • Go to the loan area and snap on the personal advance connection.
      • The candidate will be coordinated to all subtleties of the individual credit where they can pick their preferred city.
      • For more data and free direction, you may approach 9878981166.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Eluru

      Each Bank and NBFC charges an expense for handling your Personal Loan application. The Personal Loan Eluru processing fee is 1% of the authorized advance sum.

      On the off chance that you wish to dispossess your advance before the concurred advance residency, each loaning organization charges you a punitive prepayment expense. Much of the time, you can’t close your advance before a year. Post that the charges fluctuate contingent upon how long the credit has been done. These charges differ from 4% of the remarkable advance sum in the second year to 2% in the fourth year of the credit.

      Personal Loan Eluru EMI Calculator

      Compared Monthly Installments likewise know as EMI are the month to month fixed charges that you pay to the bank as a month to month reimbursement for the credit sum obtained. In light of your profile, the financing cost on your advance is resolved. Your EMI is determined using personal loan EMI calculator premise the Interest Rate you are charged by the bank and the measure of credit you need to take and the period for which you appreciate the advance.

      CIBIL Score required for Personal Loan Eluru

      Each loaning organization has its own models for the base CIBIL score required for preparing a Personal Loan application in Eluru. Most establishments require a base score of 750 to process your credit application.

      The organizations don’t simply take a gander at the general score yet, also, the point by point conduct on the past credits taken. This remembers subtleties for the kind of credit taken and the sum obtained. Any postponed instalments for past credits can go about as a boundary to your benefiting a new advance.


      Interest Rate 9.99%


      Personal Loan Eluru Agents

      Dialabank is the main specialist for profiting Personal Loans in Eluru. You can apply online at Dialabank or give a call at 9878981166

      Dialabank encourages you to locate the ideal alternative of Banks and NBFCs by furnishing you with the point by point advertise examination of various banks so you can settle on the correct decision. Visit our site Dialabank and fill a straightforward structure with your own and work subtleties. Our client relationship chiefs will before long connect with you.

      Personal Loan Eluru Contact Number

      Call 9878981166and get moment help and endorsement for a Personal Loan in Eluru.

      Pre Calculated EMI Table for Personal Loan Eluru

      5 Yrs
      4 Yrs
      3 Yrs

      About Eluru

      Eluru is a city and the area central command of West Godavari locale in the Indian territory of Andhra Pradesh. It is one of the 14 Municipal corporations in the state and the Mandal home office of Eluru Mandal in the Eluru income division. The city is on the Tammileru stream. The city is notable for its fleece heap covers and handwoven items. Starting at the 2011 Census of India, the city had a populace of 217,876. Its history goes back to the second century CE.