Personal Loan Faridkot

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Faridkot

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Faridkot Features

Personal Loan FaridkotA personal mortgage is an unsecured loan that offers monetary resources and assistance to the customers at low-priced interest charges. To get a non-public loan, the applicant wishes to have a high quality and accurate supply of earnings and has an excellent credit record. There stands no cease-use restriction on the usage of the private mortgage quantity. you can use this mortgage amount anywhere you wish to do.
personal loans are short, set off, and without difficulty reachable.

Personal Loan in Faridkot Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan Faridkot Documents Required 

Documents required to avail a personal loan vary for salaried customers and self-employed ones. Following are the important documents for both kinds of customers:

Salaried Customers:

  1. Bank statements for the last 6 months
  2. In the case of rented apartments, rent agreement needs to be attached.
  3. PAN Card
  4. Residence Proof (Owned/Rented/Company provided)
  5. Passport-sized photographs – 2
  6. Identity proof (Aadhar card/driving license)
  7. Salary slips of last three months

Self-Employed Customers:

  1. Two passport-sized photographs
  2. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  3. PAN Card
  4. Aadhar Card
  5. Residence Proof

personal loan at 10.75%*

Personal Loan in Faridkot Eligibility Criteria

The Personal loan eligibility criteria vary for both Salaried and Self-Employed customers in Faridkot:

Salaried Applicants

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum Age: 21 Years.
  3. Maximum Age: 60 Years.
  4. Work Experience: Total 3 years and 1-year experience in the ongoing job.
  5. CIBIL Score must be more than 700.

Self-Employed Applicants

  1. Residence: Must be having an Office or Home.
  2.  The business should be running for the last 3 years.
  3. CIBIL Score must be more than 700.
  4. Minimum Age: 25 Years.
  5. Maximum Age: 65 Years.
  6. Should be filing for an annual ITR of 2.5 to 3 lakh.

Why Apply for Personal Loan Faridkot?

  1. It is a simple and safe loan scheme for raising funds in times of need.
  2. It is easily available within 48 hours.
  3. It can solve any kind of financial issues.
  4. Free of any type of cost.

How to apply for Personal Loan Faridkot?

Anybody can apply for Personal Loan Faridkot online only in 2 minutes. The process of application is straightforward and quick.

  1. Visit dialabank.
  2. After that, apply for a Personal Loan online.
  3. Fill your details like name, income, location to assist us better in providing you offers.
  4. Our relationship manager will soon get back to you.
  5. Dialabank is the best platform available online to apply for a personal loan in Faridkot as you will get a loan at affordable rates of interest.

You may also call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Faridkot

Availing a personal loan incurs some kinds of charges for a personal loan in Faridkot. Every Bank and NBFC charges mainly two kinds of fees from its customers. The first is a fee for processing your Loan application. The charges vary between 1% of the sanctioned total loan amount.

The second being Pre-closure charges for a situation when you want to close your loan before your fixed tenure. In most cases, you cannot for-close your loan before the tenure of 12 months. Post that the charges also vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan and are only applicable if you do not complete your loan repayment in the fixed tenure.

Personal Loan Faridkot EMI Calculator

The  Personal loan EMI Calculator can be used anytime freely to know your EMI value on your loan amount. Equated Monthly Installments also know as EMI are the monthly charges that you pay to the bank as monthly repayment for the loan amount borrowed for financial needs.  Based on your profile, income, loan amount, and tenure the interest rate on your loan is determined accordingly. Your EMI is calculated basis the Interest Rate you are charged by the specific bank which is required to be paid every month till completion of the tenure. EMI is easy to pay and does not put any kind of burden on you financially.

CIBIL Score required for Personal Loan Faridkot

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Faridkot.

  1. The institutions don’t just check the overall score but also the detailed behavior on the previous loans taken.
  2. Most institutions want a CIBIL score of 750 and above to process your loan application.
  3. Some might look into other factors like income and job stability to process the personal loan.
  4. This includes details on the type of loan taken previously by you and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your getting a new loan.

personal loan at 10.75%*

Personal Loan Faridkot Agents

Dialabank is your best agent in Faridkot for availing any kind of loan. It helps you in comparing deals from various banks and NBFCs so that you can avail the best offers available according to your capability and requirement. DialaBank is your best agent available for a personal loan in Faridkot. Our relationship manager will ensure you get the best loan at the lowest possible interest rate with hassle-free and minimal documentation. The reason behind choosing DialaBank as your agent for a personal loan is:

  1. We do not charge you for our services rendered.
  2. The loan gets disbursed within a few hours of applying with us.
  3. Our relationship manager guides you through the entire process of personal loans.

Do reach us for guidance and contact on 9878981166.

Personal Loan Faridkot Contact Number

Call 9878981166 and come to a step closer to Instant Personal Loan in Faridkot.

Pre Calculated EMI Table for Personal Loan Faridkot

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Faridkot

Faridkot is a royal and historic town inside the nation of Punjab, India. it’s far the headquarters of the Faridkot district. The Faridkot department turned into established with a Divisional headquarter at Faridkot which includes Faridkot, Bathinda and Mansa districts.

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