Personal Loan Farrukhabad

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Farrukhabad

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Farrukhabad FeaturesPersonal Loan Farrukhabad

Prices will never go down, nor will your expenditure, so now the question arises how are you going to cover these necessities on your own? We have a solution for you that is Personal Loan in Farrukhabad, a life-changing potion which will help you to raise your standard of living, not only this you can use it according to your requirements. Even if you want to go for a trip, or want to make your child study in the best educational institution, etc. you got it all. You can use it according to your requirement. 

A Personal Loan Farrukhabad is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history. Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

Personal Loan in Farrukhabad Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Farrukhabad Documents Required 

Salaried Customers:

  1. Identity proof: One should have these following documents with him(Passport/Id card/voter card/driving license/Aadhar Card) any one of them will work.

  2. Residence proof: The documents needed as proof of residence are:  (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card).  And if the applicant is living in a rented apartment, then he has to submit, electricity bill on his name and the address of the owner and his rental agreement.

  3. KYC formality: The applicant has to provide his PAN card.

  4.  The applicant has to submit his bank statements of the last six months and the salary slip of the previous three months.

  5. Coloured photograph: applicant must have two passport size photograph

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. Identity proof: One should have these following documents with him(Passport/Id card/voter card/driving license/Aadhar Card) any one of them will work. 

  3. Residence proof: The documents needed as proof of residence are:  (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card).  And if the applicant is living in a rented apartment, then he has to submit, electricity bill on his name and the address of the owner and his rental agreement. 

  4. KYC formality: The applicant has to provide his PAN card. 

  5. Self-employed: The person applying for a personal loan should file ITR for the last three years, and the business should be registered. 

  6. Colored photograph: applicant must have two passport size photograph

personal loan at 10.75%*

Personal Loan in Farrukhabad Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1.  Minimum Age: 21 Years.
  2. Maximum Age: 60 Years.
  3. Work Experience: Should be Overall, three years and must have 1-year experience in the ongoing job.
  4. CIBIL Score must be more than 700.
  5. A person who gets his/her salary in cash is not eligible for availing Loan

Self-Employed Applicants

  1.  Minimum Age: 25 Years.
  2. Maximum Age: 65 Years.
  3. Should be filing for an annual ITR of 2.5 to 3 lakh.
  4. Residence: Must be having an Office or Home.
  5. The business should be running for the last three years.
  6. CIBIL Score must be more than 700.

Click here to know more about eligibility: Personal Loan Eligibility..

Why Apply for Personal Loan Farrukhabad?

  1. A Personal Loan Farrukhabad is a multi-purpose offer loan. It can be used for all the problems related to finance.
  2. A Personal Loan does not require any guarantor or nominee.
  3. There is no need to deposit any mortgage and collateral security to the bank.
  4. The amount of personal loan depends upon the repayment of individual income and capacity.

How to apply for Personal Loan Farrukhabad?

  1. Visit Dialabank.
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. Fill in all the necessary details and required documents..
  5. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Farrukhabad

Every Bank and NBFC charges a fee for processing your Personal Loan application. The Personal Loan Farrukhabad processing fee is 1% of the sanctioned loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Farrukhabad EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Farrukhabad

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Farrukhabad. Most institutions require a minimum score of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan Farrukhabad Agents

Dialabank is the leading agent for availing Instant Personal Loan in Farrukhabad. You can apply online at Dialabank or give a call at 9878981166.

Personal Loan Farrukhabad Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Farrukhabad.

Pre Calculated EMI Table for Personal Loan Farrukhabad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Farrukhabad

Farrukhabad is a city in the state of Uttar Pradesh famous for its cold storage units and the production of potatoes. It is popular for Beetle-nut, also known as Sweet supari.

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