Personal Loan Ferozepur

⋆ Interest Rate 9.99% ⋆

      I have read the Privacy Policy & Agree to Terms & Conditions

      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Ferozepur

      Best Banks for Personal Loan in Ferozepur

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Ferozepur Features

      Are you facing cash issues? Do not worry. A personal loan is a great option for you. A personal loan is an unsecured type of loan that demands minimum documentation and low paperwork. Also, this loan can get approved within 48 hours after the verification process.

      Personal Loan Ferozepur is an unsecured loan that provides financial aid to customers at affordable interest rates. To apply for a Personal Loan, the applicant needs to have a rigid and good income source and has a good credit history.

      To this extent, there is no restriction on the use of the amount of the personal loan. Users can use this loan amount anywhere you want to do.

      Personal Loan in Ferozepur Interest Rates and Charges

      To apply for a personal loan, Ferozepur click on Personal Loan

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Ferozepur Documents Required

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Salary slips of last three months
      3. Bank statements for the last six months
      4. PAN Card Copy
      5. Address Proof (Owned/Rented or Company provided)
      6. Passport-sized photographs X 2

      *NOTE: Rent agreement needs to be attached in case of rented apartments,

      Self-Employed Customers:

      1. Financials Like (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan in Ferozepur Eligibility Criteria

      Click to know further about personal loan eligibility.

      Salaried Applicants:

      1. Age Limit – 21 to 60 years.
      2. The applicants must have a minimum of three years of work experience, and the salary should be received in their personal accounts only.
      3. The applicants must be having an excellent credit history.
      4. The job location of the applicant needs to be mentioned.
      5.  Customers must have an income of at least INR 25,000 per month.

      Click to know further about a personal loan for Salaried Applicant.

      Self-Employed Applicants:

      1. The minimum age should be 25 years.
      2. The applicants should have filed ITR for the last three years.
      3. The business should be running from the last three years if the applicants are a businessman. 
      4. The individual applicants’ credit score needs to be good, and there should not be any debt or dues left.
      5. The annual income of the applicants must be at least Rs 2.5 lakh.
      6. The entire documentation process of the personal loan includes the applicant submitting his financial and copy of the past three months’ bank statements.

      Click to know more about the personal loan for– Self-employed Applicant.

      Why Apply for Personal Loan Ferozepur?

      1. There is no need to deposit any mortgage and collateral security to the bank.
      2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
      3. The amount of a personal loan depends upon the repayment of individual income and capacity.
      4. Personal Loan does not require any guarantor or nominee.

      How to apply for Personal Loan Ferozepur?

      1. Visit Dialabank.
      2. Go to the loan section and click on the personal loan link.
      3. The applicant will be directed to all personal loan details where they can choose their preferred city.
      4. For more information and free guidance, you may call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Ferozepur

      Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges vary between 1% of the sanctioned loan amount.

      In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has been done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the loan’s 4th year.

      Personal Loan Ferozepur EMI Calculator

      Equated Monthly Installments, also known as EMI are the monthly fixed charges you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

      CIBIL Score required for Personal Loan Ferozepur

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Ferozepur. Most institutions require a minimum score of 750 to process your loan application.

      The institutions don’t just look at the overall score and the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Ferozepur Agent and Contact Number

      Dialabank is one of the leading agents for availing Personal Loan in Ferozepur. You can apply online at Dialabank or give us a call at 9878981166

      Dialabank pledges to help you to find the best option among Banks and NBFCs, giving you a detailed market comparison from different banks so that your users can make the right choice. Visit our website and fill up a simple form, including your personal and employment details. Our customer relationship managers will try to get in touch with you.

      Call us at 9878981166 to get instant help and approval for a Personal Loan in Ferozepur.

      Pre Calculated EMI Table for Personal Loan Ferozepur

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Ferozepur

      Ferozepur, also known as Firojpur or Ferozepur, is a city on the Sutlej River banks in Firozpur District, Punjab, India. It was founded by Sultan Firoz Shah Tughluq (1351–88), a ruler of the Tughluq dynasty, who reigned over the Sultanate of Delhi from 1351 to 1388. As of the 2011 Indian Census, Firozpur had a total population of 110,313.

      Personal Loan in other Cities of Punjab

      Personal Loan Gahaur Personal Loan Garhshankar
      Personal Loan Ghallkhurd Personal Loan Ghana
      Personal Loan Ghogra Personal Loan Ghudda
      Personal Loan Ghuman Personal Loan Gidderbaha