Personal Loan Ganganagar

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Ganganagar

        Major Personal Loan Providers in Ganganagar

        Feature HDFC Bank Private Bank Bajaj Finance
        Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
        Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
        Max Loan Amt 50 Lacs 50 Lacs 1 Cr
        Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
        Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
        0.5% - 2% of the Loan Amt
        Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
        Overdraft Facility No No Yes

        Personal Loan Ganganagar Featurespersonal loan ganganagar

        You might have come across many situations in your life when you feel you don’t have enough money in your pockets. We have the prescription for your problem! A personal loan Ganganagar is the antidote to all your financial problems restraining your tranquility. This loan necessitates the least documentation and will be sanctioned within 48 hours for certified verification. It is an unsecured type loan with the affordability of interest rates as per your agreeableness. The prerequisite conditions for applying for this loan are a good source of livelihood and a sufficient credit score.

        Personal Loan Ganganagar Interest Rates 

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Documents for Personal Loan Ganganagar

        Salaried Customers:

        1. You should submit your identity proof (Aadhar Card/Driving License)
        2. You should submit the salary slips for the past three months.
        3. Bank statements for the last 6 months have to be submitted.
        4.  A copy of PAN Card should be there
        5.  You have to attach a copy of your residence proof (Owned/Rented/Company provided)
        6. Two recent passport-sized photographs have to be attached.

        *NOTE: If you live in a rented apartment, a rent agreement needs to be attached.

        Self-Employed Customers:

        1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
        2. PAN Card is a must.
        3. Aadhar Card (for identity proof)
        4. Residence Proof (owned/rented)
        5. You have to attach two recent passport-sized photographs.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Eligibility Criteria for Personal Loan Ganganagar

        Click here to know more about personal loan eligibility.

        Salaried Applicants

        1. The minimum age should be 21 years and a maximum of up to 60 years to apply for a personal loan.
        2. The applicant must have a minimum of 3 years of experience, and you should be receiving a salary in your own account.
        3. The applicant’s credit history should be accomplished
        4. Your job location should be specified.
        5. The applicant should earn a minimum income of INR 25,000 per month.

        Self-Employed Applicants

        1. The person should be having an age of at least 25 years.
        2. You should file your ITR for the last 3 years while applying for a personal loan.
        3. If you are a businessman, your business should have been actively working for the past 3 years.
        4. Your credit score should be good. Make sure that all your dues are clear.
        5. You should be earning a minimum annual income of Rs.2.5 lakhs.
        6. The applicant must submit his financial and bank statement for the past 3 months.

        Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

        Why Apply for Personal Loan Ganganagar?

        1. You do not need to mortgage your assets or submit any collateral agreement.
        2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
        3. The amount of personal loans totally depends on your creditworthiness.
        4. In Personal Loan, you need not mention any nominee or guarantor.

        How to apply for Personal Loan Ganganagar?

        1. Visit our website Dialabank.
        2. You will see a Loan section on our website, go there, and click on the personal loan link to apply for it.
        3. The applicant will be directed to all personal loan details where you can choose your preferred city.
        4. For more information and free assistance, you can get in touch with us by calling on  9878981166.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Processing Fee / Prepayment Charges on Personal Loan Ganganagar

        Every financial institution, such as banks or NBFCs, charges an application fee for a personal loan. The Personal Loan Ganganagar processing fees are 1% of the permitted loan amount.

        If you are forestalling your loan amount before the due date, you have to pay the penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which the loan has been used.

        To gain more knowledge about the interest rate, click on the Personal Loan interest rate.

        Personal Loan Ganganagar EMI Calculator

        EMI (Equated Monthly Installments) are the rigid charges you can pay monthly to the bank as repayment of the loan amount. The EMI is fixed, but the interest rate is not. It will be determined based on your profile status. And subsequently, your EMI will be calculated based on the interest rate and the tenure of the loan.

        CIBIL Score required for Personal Loan Ganganagar

        Lending institutions such as Banks and NBFCs have their own norms for CIBIL score Mostly. Lending institutions prefer a CIBIL score of 750 to permit your personal loan application process.

        Institutions look at your behavior in your previous loans whether you have repaid your loans on time or not. Therefore, any delayed payments of the past can affect your future.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Ganganagar Agents

        Dialabank is the preeminent agent for taking a Personal Loan in Ganganagar. You can apply online at Dialabank or give a call at 9878981166.

        Dialabank assists you in finding the perfect financial institute out of many Banks and NBFCs by providing you with a comprehensive market comparison of different banks to make a perfect choice. Visit our website Dialabank and fill a simple form with all necessary details. Our customer relationship managers will soon get in touch with you and will provide you with great service.

        Personal Loan Ganganagar Contact Number

        Call 9878981166 and to financial help from us promptly and endorsement for Personal Loan in Ganganagar.

        Pre Calculated EMI Table for Personal Loan Ganganagar

        Rate
        5 Yrs
        4 Yrs
        3 Yrs
        10.50%
        2149
        2560
        3250
        11.00%
        2174
        2584
        3273
        11.50%
        2199
        2608
        3297
        12.00%
        2224
        2633
        3321
        12.50%
        2249
        2658
        3345
        13.00%
        2275
        2682
        3369
        13.50%
        2300
        2707
        3393
        14.00%
        2326
        2732
        3417
        14.50%
        2352
        2757
        3442
        15.00%
        2378
        2783
        3466

        Click here for Personal Loan EMI Calculator

        About Ganganagar

        It is a city in Rajasthan having more than 2,00,000 people. It has the Indira Gandhi main canal, which is the largest canal in India.

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