Personal Loan Gannavaram

⋆ Interest Rate 9.99% ⋆

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        Personal Loan Gannavaram

         Personal Loan in Gannavaram

        Feature
        HDFC Bank
        Private Bank
        Bajaj Finance
        Interest Rate
        10.75% - 17%
        11.25% - 18.5%
        12%
        Min Loan Amt
        Metro : 75000 & Non Metro: 50000
        50000
        100000
        Max Loan Amt
        50 Lacs
        50 Lacs
        1 Cr
        Loan Tenure
        1 - 5 Years
        1 - 5 Years
        1 - 5 Years
        Processing Fee
        0.25% - 2% of the Loan Amt

        1% - 2.5% of the Loan Amt

        0.5% - 2% of the Loan Amt
        Preclosure Charges
        2%, Nil foreclosure charges after 12 months
        2%, Nil foreclosure charges after 24 months
        Nil
        Overdraft Facility
        No
        No
        Yes

        Personal Loan in Gannavaram Features

        Are you running short out of cash? Do not worry Personal Loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

        Personal Loan is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

        Personal Loan in Gannavaram Interest Rates and Charges

        Personal Loan Interest Rate Fees and Charges

        Personal Loan in Gannavaram Documents Required

        Salaried Customers:

        1. Identity proof (Aadhar card/driving license)
        2. Salary slips of last three months
        3. Bank statements for the last 6 months
        4. PAN Card
        5. Residence Proof (Owned/Rented/Company provided)
        6. Passport-sized photographs – 2

        Self-Employed Customers:

        1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
        2. PAN Card
        3. Aadhar Card
        4. Residence Proof
        5. Two passport-sized photographs

        Personal Loan Eligibility Criteria

        Salaried Applicants

        1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
        2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
        3. The applicants must have an excellent credit history.
        4. The job location of the applicant should be mentioned.
        5.  A borrower should have a minimum income of INR 25,000 per month

        Self-Employed Applicants

        1. The minimum age requirement for an independent person should be 25 years.
        2. The applicants applying for the personal loan should file ITR for the last three years.
        3. If the applicants are the businessman, then the business should be running from the past three years.
        4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
        5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
        6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

        Personal Loan EMI Calculator for personal loan

        Personal Loan Gannavaram Agents

        Dialabank is the leading agent for availing Personal Loan in Gannavaram. You can apply online at dialabank or give a call at 9878981166

        Personal Loan Gannavaram Contact Number

        Call 9878981166 and get instant help and approval for Personal Loan in Gannavaram.

        About Gannavaram

        Gannavaram is Vijayawada district in Krishna, Andhra Pradesh Indian state. In compliance with the G.O. No, not that. It became part of the metropolitan area of Vijayawada (M.S.104), the municipal government, and the urban development department.