Personal Loan Ghatampur

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Major Personal Loan Providers in Ghatampur

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Ghatampur Features

      Personal Loan Ghatampur

      Struck in a monetary crunch? Well, a Personal Loan is best suited to the loan seekers seeking most flexibility for the optimum utilization of non-heritable amount of the loan. Without pledging any asset or collateral, one can acquire this type of unsecured loan to meet all the expenses.

      A personal loan is on the market at simply cheap interest rates. Most banks give possible EMIs to reduce the burden of their customers. For all the used personals, this sort of loan is available for those going to incur further expenses on house designing, weddings, medical emergencies or for the other purposes.

      If you’re seeking a private loan, all you need could be a sensible credit score and credit history to point out lenders that you simply will meet your credit obligations on time. If your credit history isn’t good, hold off on applying for a loan, rather work to enhance your believability to avoid wasting yourself probably thousands of greenbacks. Also, you need proof of financial gain for your application and employer’s contact data at the side of a positive internet price.

      Personal Loan Ghatampur Interest Rates

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan Ghatampur

      Salaried Candidates:

      • Residence Proof: Owned/ Rented/ Company provided/ Rental Agreement.
      • Identity proof: Aadhar card/ Driving License
      • Salary slips of last 3 months.
      • Bank statements for the last 6 months.
      • 2 Passport-sized photographs.
      • PAN Card.

      Self-Employed Candidates:

      • All financials are required: Balance Sheet, P&L Statement and ITR files.
      • PAN Card.
      • Aadhar Card.
      • Residence Proof.
      • 2 Passport-sized photographs.

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Ghatampur

      Salaried Candidates:

      • Age Limit: 21-60 years.
      • Candidates should have work expertise of minimum of 3 years.
      • Regular salary ought to be received in their bank accounts solely.
      • The applicant should have a reliable credit history.
      • The job location should be mentioned.
      • The receiver should have a minimum financial gain of Rs.25,000 per month.

      Self-Employed candidates:

      • Age Limit: 21-60 years.
      • Minimum Income: Rs 2.5 lakh.
      • A file ITR for the last 3 years.
      • Reliable credit history with no dues.
      • Submit money and financial statement of the previous 3 months.
      • If the applicant’s area unit the bourgeois, the business should be running from the past 3 years.

      CIBIL Score required for Personal Loan Ghatampur

      A good CIBIL score is a prerequisite to apply for a loan. Each financial organisation has its criteria for the minimum needed CIBIL score for process an application. Generally, most of the establishments need a minimum CIBIL score of 750 to process your application.

      Additionally, some of the institutions consider the careful behaviour on the previously availed loans including details on the sort of loan and therefore the loan quantity, payment schedules and if all deadlines along with compensation if any. Ensuring your CIBIL score before applying for a loan could be a good observe!

      personal loan at 10.75%*

      Personal Loan Ghatampur Agents and Contact Number

      Dialabank is India’s First Financial Helpline, expanding its roots all across the country. We tend to area unit specialized to influence every kind of loans all across the country. We aim to assist you to give the simplest deals appropriate for you as per your necessities. We tend to concentrate on lower rates of 9.99%, loans for 30 lakhs, same day disbursal, door-sill service, unbiased consultant’s recommendation and tons additional exciting offers. Strive meeting your monthly payment obligations on time!

      You can visit our website Dialabank and fill a web-type form. Our trained client Relationship Manager can get in contact with you before long to guide and serve within the entire method of availing a private loan. We tend to also are accessible 24/7 to handle your queries on our helpline number 9878981166 or visit our website Dialabank. You’ll be able to either visit the close Dialabank branch for any details.