Personal Loan Gokak

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Gokak

        Best Banks for Personal Loan in Gokak

        HDFC Bank
        Private Bank
        Bajaj Finance
        Interest Rate
        10.75% - 17%
        11.25% - 18.5%
        Min Loan Amt
        Metro : 75000 & Non Metro: 50000
        Max Loan Amt
        50 Lacs
        50 Lacs
        1 Cr
        Loan Tenure
        1 - 5 Years
        1 - 5 Years
        1 - 5 Years
        Processing Fee
        0.25% - 2% of the Loan Amt

        1% - 2.5% of the Loan Amt

        0.5% - 2% of the Loan Amt
        Preclosure Charges
        2%, Nil foreclosure charges after 12 months
        2%, Nil foreclosure charges after 24 months
        Overdraft Facility

        Personal Loan Gokak Features

        Personal Loan Gokak

        Are you running short of cash reserves? Do you need extra money to do some of the important tasks? While personal loans might still be taboo for some traditional people, they are proven to be a helpful resource during difficult times. People may have different opinions on Personal loans but the truth is that they can be used for buying the things you want.

        Personal Loan Gokak aims to provide financial assistance at the best available interest rates. While taking a personal loan, you can consider the best banks and choose the one that provides the best deal. By taking a personal loan from a trustworthy lender, you can have to feel secure and stable enough to do your important tasks. There is a huge amount of banks that come under personal loan lenders in Gokak.

        The paperwork of personal loans might be a bit more than gold loans but once you’re eligible for it, you can compare and see how that personal loan can do wonders for you. You can consider Dialabank is one such platform to lead you in the journey of personal loan approval

        Personal Loan Gokak Interest Rates

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Documents Required for Personal Loan Gokak

        For Personal Loan Gokak, a document required is different for salaried and self-employed applicants.

        As a salaried employee, one needs to provide a recognized Driving License or Aaadhar Card as Identification proof. For address proof and financial situations, the applicant needs a PAN card, bank statements of the last six months, salary slips, rental agreement (if staying on rent), and two passport-sized photographs for the process. Please remember that one should not be wearing goggles in the given photographs.

        As a self-employed person, one needs to give their financial records like Balance sheets, ITR Files, Profit & Loss statements for signifying their financial situation. Also, an Aadhar card as ID proof, PAN card, Rental agreement( as residence proof, if requested), and two passport-sized photos are required.


        Interest Rate 9.99%


        Personal Loan Gokak Eligibility Criteria

        By clicking at personal loan eligibility criteria, you will know everything about eligibility for personal loans.

        If the applicant is a salaried employee, his or her age should be in between 21 and 60 years. To be eligible for a personal loan, one needs to have a minimum work experience of 3 years. If the applicant is earning 25,000 per monthly, he or she will have to show that the salary is a credit to their account only. If you don’t mention your job location, the loan application will not proceed further.

        If the applicant is self-employed, their age should be in between 25 years and 60 years. To be eligible for the personal loan, they have to show an Income Tax return record for the past three years. If they are a business owner whose organization is not working for the past three years, they are disqualified for the loan. If their minimum income is 2.5 lacs, providing bank statements for the last three months is necessary and this will help in getting low personal loan interest rate.

        Personal Loan Gokak Agent and Contact Number

        Dialabank is acknowledged as one of the leading personal loan agents in Gokak. For personal loans, Gokak applies online on our website. When you are registered, our representative will call you back to assist you in the entire journey of personal loans. If you feel that our claims are dubious, you can visit your nearest Dialabank branch or contact 9878981166.

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