Personal Loan Gokak

Best Banks for Personal Loan in Gokak

Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Overdraft Facility

Personal Loan Gokak Features

Personal Loan Gokak

Are you running short of cash reserves? Do you need extra money to do some of the important tasks? While personal loans might still be taboo for some traditional people, they are proven to be a helpful resource during difficult times. People may have different opinions on Personal loans but the truth is that they can be used for buying the things you want.

Personal Loan Gokak aims to provide financial assistance at the best available interest rates. While taking a personal loan, you can consider the best banks and choose the one that provides the best deal. By taking a personal loan from a trustworthy lender, you can have to feel secure and stable enough to do your important tasks. There is a huge amount of banks that come under personal loan lenders in Gokak.

The paperwork of personal loans might be a bit more than gold loans but once you’re eligible for it, you can compare and see how that personal loan can do wonders for you. You can consider Dialabank is one such platform to lead you in the journey of personal loan approval

Personal Loan Gokak Interest Rates

Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Muthoot Personal Loan
Manappauram Personal Loan
PNB Personal Loan
0.70% to 1%
Canara Bank Personal Loan
Andhra Bank Personal Loan

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Gokak

For Personal Loan Gokak, a document required is different for salaried and self-employed applicants.

As a salaried employee, one needs to provide a recognized Driving License or Aaadhar Card as Identification proof. For address proof and financial situations, the applicant needs a PAN card, bank statements of the last six months, salary slips, rental agreement (if staying on rent), and two passport-sized photographs for the process. Please remember that one should not be wearing goggles in the given photographs.

As a self-employed person, one needs to give their financial records like Balance sheets, ITR Files, Profit & Loss statements for signifying their financial situation. Also, an Aadhar card as ID proof, PAN card, Rental agreement( as residence proof, if requested), and two passport-sized photos are required.

personal loan at 10.75%*

Personal Loan Gokak Eligibility Criteria

By clicking at personal loan eligibility criteria, you will know everything about eligibility for personal loans.

If the applicant is a salaried employee, his or her age should be in between 21 and 60 years. To be eligible for a personal loan, one needs to have a minimum work experience of 3 years. If the applicant is earning 25,000 per monthly, he or she will have to show that the salary is a credit to their account only. If you don’t mention your job location, the loan application will not proceed further.

If the applicant is self-employed, their age should be in between 25 years and 60 years. To be eligible for the personal loan, they have to show an Income Tax return record for the past three years. If they are a business owner whose organization is not working for the past three years, they are disqualified for the loan. If their minimum income is 2.5 lacs, providing bank statements for the last three months is necessary and this will help in getting low personal loan interest rate.

Personal Loan Gokak Agent and Contact Number

Dialabank is acknowledged as one of the leading personal loan agents in Gokak. For personal loans, Gokak applies online on our website. When you are registered, our representative will call you back to assist you in the entire journey of personal loans. If you feel that our claims are dubious, you can visit your nearest Dialabank branch or contact 9878981166.

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