Best Banks for Personal Loan in Gopalganj
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Gopalganj Features
Are you in urgent need of money? Do you feel that some of your needs are not fulfilled with your current financial situation? If yes, a Personal loan Gopalganj is something you can consider for yourself. By comparison with different banks and NBFCs, we provide you with the best affordable interest rates on personal loans. Although people are often deviated by false claims that personal loans can make you bankrupt, there is much more to learn than fearing.
Why Personal Loan Gopalganj?
Personal Loan Gopalganj has an objective to provide the best affordable interest rates to its customers by giving the right information regarding personal loans. With a huge number of available banks, you can check every bank or finance company and choose the personal loan plan that suits your needs and capability. Please remember the fact that personal loans require strict paperwork or documentation for the loan approval process.
With viable options available for personal loans, one can select the bank that supports their needs and aspirations. Also, the digital intervention has led us to a platform where we could choose any bank while sitting at the comfort of our home. You can visit Dialabank and get instant personal loans just within a few clicks.
While other loans are different, like a home loan for any property, a car loan for a car. Personal loans can be availed of for anything like paying medical charges, funding a holiday, a wedding, etc. There are some basic eligibility and paperwork criteria that need to be followed for a personal loan.
Personal Loan Gopalganj Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents Required for Personal Loan Gopalganj
Documents required for Personal Loan Gopalganj is different for salaried as well as self-employed applicants.
For salaried candidates, proofs like an Aadhaar card or Driving license will be required. Salary slips from the last quarter, Bank statements from the last 6 months or 180 days, and a PAN card are required. If you own an apartment, show your residence proof. Otherwise, a rental agreement is needed. You should provide two photographs in passport size. Besides, the applicant should not be wearing spectacles in the photo.
For candidates who are self-employed, financial reports such as Balance sheets, Profit & Loss statements as well as income tax return files will be needed. Other than this, you will have to show your Aadhaar, PAN card, residence proof or rental agreement along with two passports sized images.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Gopalganj Eligibility Criteria
Personal Loan Eligibility Guide –
For the applicants who are salaried, the conditions are like this –
- The minimum age should be 21 years.
- The maximum age should be 60 years.
- The minimum salary required is 25,000 rupees per month. Also, the salary should be credited to their bank account only.
- The applicant needs to mention their job location.
For self-employed individuals, these are the norms to be followed –
- The minimum age of the individual should be 25 years.
- The maximum age of the individual should be 60 years.
- The applicant has to submit Income Tax Return File for the last three years.
- If the applicant is a businessman, he will provide proof of his company being operational from at least three years.
- The minimum income is 2.5 lacs, and they will have to submit their bank statements for the last three months.
Personal Loan Gopalganj Agent and Contact Number
Applying for a personal loan? You can find the best deals on a personal loan at Dialabank. Visit our website, click on the personal loan option on the homepage menu. Then, that all you have to do is register with your particulars for the research of our experts. Click on Apply now and our representative will revert and assist you in the entire process of a personal loan. To solve all your doubts, you can visit your nearest Dialabank branch or dial 9878981166.
Check out Personal Loan EMI Calculator online
