Personal Loan Gopalganj

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Personal Loan Gopalganj

      Best Banks for Personal Loan in Gopalganj

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Gopalganj Features

      Personal Loan Gopalganj

      Are you in urgent need of money? Do you feel that some of your needs are not fulfilled with your current financial situation? If yes, a Personal loan Gopalganj is something you can consider for yourself. By comparison with different banks and NBFCs, we provide you with the best affordable interest rates on personal loans. Although people are often deviated by false claims that personal loans can make you bankrupt, there is much more to learn than fearing.

      Why Personal Loan Gopalganj?

      Personal Loan Gopalganj has an objective to provide the best affordable interest rates to its customers by giving the right information regarding personal loans. With a huge number of available banks, you can check every bank or finance company and choose the personal loan plan that suits your needs and capability. Please remember the fact that personal loans require strict paperwork or documentation for the loan approval process.

      With viable options available for personal loans, one can select the bank that supports their needs and aspirations. Also, the digital intervention has led us to a platform where we could choose any bank while sitting at the comfort of our home. You can visit Dialabank and get instant personal loans just within a few clicks.

      While other loans are different, like a home loan for any property, a car loan for a car. Personal loans can be availed of for anything like paying medical charges, funding a holiday, a wedding, etc. There are some basic eligibility and paperwork criteria that need to be followed for a personal loan.

      Personal Loan Gopalganj Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan Gopalganj

      Documents required for Personal Loan Gopalganj is different for salaried as well as self-employed applicants.

      For salaried candidates, proofs like an Aadhaar card or Driving license will be required. Salary slips from the last quarter, Bank statements from the last 6 months or 180 days, and a PAN card are required.  If you own an apartment, show your residence proof. Otherwise, a rental agreement is needed. You should provide two photographs in passport size. Besides, the applicant should not be wearing spectacles in the photo.

      For candidates who are self-employed, financial reports such as Balance sheets, Profit & Loss statements as well as income tax return files will be needed. Other than this, you will have to show your Aadhaar, PAN card, residence proof or rental agreement along with two passports sized images.


      Interest Rate 9.99%


      Personal Loan Gopalganj Eligibility Criteria

      Personal Loan Eligibility Guide – 

      For the applicants who are salaried, the conditions are like this –

      • The minimum age should be 21 years.
      • The maximum age should be 60 years.
      • The minimum salary required is 25,000 rupees per month. Also, the salary should be credited to their bank account only.
      • The applicant needs to mention their job location.

      For self-employed individuals, these are the norms to be followed –

      • The minimum age of the individual should be 25 years.
      • The maximum age of the individual should be 60 years.
      • The applicant has to submit  Income Tax Return File for the last three years.
      • If the applicant is a businessman, he will provide proof of his company being operational from at least three years.
      • The minimum income is 2.5 lacs, and they will have to submit their bank statements for the last three months.

      Personal Loan Gopalganj Agent and Contact Number

      Applying for a personal loan? You can find the best deals on a personal loan at Dialabank. Visit our website, click on the personal loan option on the homepage menu. Then, that all you have to do is register with your particulars for the research of our experts. Click on Apply now and our representative will revert and assist you in the entire process of a personal loan. To solve all your doubts, you can visit your nearest Dialabank branch or dial 9878981166.

      Check out Personal Loan EMI Calculator online