Personal Loan Guna

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Guna

      Major Personal Loan Providers in Guna

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Guna Features

      Personal Loan GunaYou can come across an uncalled financial crisis at any point in time. A personal loan is a way to meet the constraints. You can do a lot of things, starting from getting your house renovated to going on a holiday with your family. There is no collateral mortgaging required. It is a simple and hassle-free process as only minimal documentation is required.

      Personal Loan Guna is a type of unsecured loan that provides financial support to the customers at low-interest rates. To get a Personal Loan, the applicant needs to have a stable source of income and a good CIBIL score.

      Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

      Personal Loan Guna Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Guna

      Salaried Customers:

      1. 2 recent passport size colour photographs
      2. Proof of Identity (Aadhar card/driving license/ Passport copy)
      3. Salary slips of the last three months  must be provided
      4. PAN Card
      5. Bank statements for the last 6 months to be submitted
      6. Address proof such as Aadhar Card/ Telephone bill/ Voters ID, etc.

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. 2 recent passport size colour photographs
      2. Proof of Identity (Aadhar card/driving license/ Passport copy)
      3. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      4. PAN Card
      5. Bank statements for the last 6 months to be submitted
      6. Address proof such as Aadhar Card/ Telephone bill/ Voters ID, etc.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Guna

      Personal Loan Eligibility Guide – 

      Salaried Applicants

      1. The applicants must have a decent credit score
      2. Borrower’s minimum age must be 21 years and maximum age must be 60 years
      3. Minimum 3 years of work experience with salary being received in the personal account
      4. The job location of the applicant should be mentioned.

      Self-Employed Applicants

      1. 25 years is the minimum age for a self-employed applicant
      2. The borrower should file ITR for the last three years.
      3. If the applicants are the businessman, then the business should be running from the past three years.
      4. The CIBIL score of the borrower should be good without any debt or dues left.
      5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      6. The applicants have to submit his financial and his bank statement for the previous three months.

      Click to know more about eligibility: Personal Loan Eligibility

      Why Apply for Personal Loan Guna?

      1. No collateral security or mortgage is needed to be deposited
      2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
      3. The amount of personal loan depends upon the repayment of borrowers income and capacity
      4. No guarantor or nominee is needed.

      How to apply for Personal Loan Guna?

      1. Visit dialabank
      2. Go to the loan section and click on the personal loan link and fill in your necessary details
      3. The applicant will be directed to all details of the personal loan where they can choose their preferred city and provide all documents
      4. For more information call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Guna

      Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges vary between 1.5% to 2.5% of the sanctioned loan amount.

      In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan Guna EMI Calculator

      Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as repayment every month for the loan amount borrowed.  Based on your profile, the rate of interest on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

      Click to know more about EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Guna

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Guna. Most institutions require a minimum score of 750 to process your loan application.

      The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Guna Agents

      Dialabank is the leading agent for availing Instant Personal Loan in Guna. You can apply online at Dialabank or give a call at 9878981166

      Personal Loan Guna Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Guna.

      Pre Calculated EMI Table for Personal Loan Guna

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Guna

      Guna is a district in the state of Madhya Pradesh. The language spoken is Hindi. It has a population of 1240938.