Personal Loan Haldwani

⋆ Interest Rate 9.99% ⋆

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        Rates as low as 9.99%*
        Loans Up to 30 Lacs
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        Personal Loan Haldwani

        Major Personal Loan Providers in Haldwani

        HDFC Bank
        Private Bank
        Bajaj Finance
        Interest Rate
        10.75% - 17%
        11.25% - 18.5%
        Min Loan Amt
        Metro : 75000 & Non Metro: 50000
        Max Loan Amt
        50 Lacs
        50 Lacs
        1 Cr
        Loan Tenure
        1 - 5 Years
        1 - 5 Years
        1 - 5 Years
        Processing Fee
        0.25% - 2% of the Loan Amt

        1% - 2.5% of the Loan Amt

        0.5% - 2% of the Loan Amt
        Preclosure Charges
        2%, Nil foreclosure charges after 12 months
        2%, Nil foreclosure charges after 24 months
        Overdraft Facility

        Personal Loan Haldwani Features

        Personal Loan HaldwaniAn emergency can come anytime, and a Personal Loan helps you cope with fiscal disasters without much hassle. With the help of received loan amount, the borrowers can meet any financial crisis, such as medical bills, school fees, grocery bills, credit card bills, debt consolidation, and some other expenses. It will be provided at the best possible low-interest rates, which varies according to the candidate’s credit profile.

        The loan offered to people without placing any collateral is termed as a Personal loan. This loan helps a person to meet any personal requirement without including any property. It can be used for wedding expenses, higher study, home renovations, debt consolidations, and many more. You can make a personal loan as it is easy to take and more manageable to repay. In addition to this to avail, this loan you don’t need to have any collateral as this loaning scheme is guarantee free facility.

        Personal Loan Haldwani Interest Rates

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Documents for Personal Loan Haldwani

        The documents required for a personal loan are as follows:

        Salaried Customers:

        1. PAN Card
        2. Salary slips of last three months
        3. Bank statements for the last 6 months
        4. Residence Proof (Owned/Rented/Company provided)
        5. Passport-sized photographs – 2
        6. Identity proof (Aadhar card/driving license)
        7. In the case of rented apartments, rent agreement needs to be attached.

        Self-Employed Customers:

        1. PAN Card
        2. Aadhar Card
        3. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
        4. Residence Proof
        5. Two passport-sized photographs


        Interest Rate 9.99%


        Eligibility Criteria for Personal Loan Haldwani

        The Personal loan eligibility criteria also are different for both Salaried and Self-Employed customers in the following manner:

        Salaried Applicants

        1.  Salary: Rs 18,000 (Monthly).
        2. Minimum and Maximum Age: 21 and 60 Years.
        3. Work Experience: Overall, 3 years and 1-year experience in the current job.
        4. CIBIL Score must be more than 700.
        5. The salary should be accredited to his account.

        Self-Employed Applicants

        1. Minimum and Maximum Age: 25 and 65 years.
        2. Should have filed for an annual ITR of 2.5 to 3 lakh.
        3. Residence: Should be owning an Office or Home.
        4. Your business should be operating for at least 3 years.
        5. CIBIL Score should be more than 700.

        Why Apply for Personal Loan Haldwani?

        1. Multipurpose loan: The money from a personal loan can be utilized for any personal purpose.
        2. All-purpose loan: It can be used for almost all purposes according to the requirement.
        3. Affordable Interest Rates: It is available at an affordable interest rate in the market.
        4. Simple procedure: It is a simple Loan scheme as there is no process to check the collateral

        How to apply for Personal Loan Haldwani?

        Anybody can apply for Personal Loan Haldwani online and get an instant personal loan only in a few minutes. The process of application is straightforward and quick.

        1. Visit Dialabank.
        2. After that, apply for a Personal Loan online.
        3. Please enter your contact number so that we can contact you back.

        Dialabank is one of the best platforms to apply for a personal loan as we provide you with all kinds of loans at a very affordable rate of interest. You can also call on 9878981166 for any assistance.

        Processing Fee / Prepayment Charges on Personal Loan Haldwani

        Every Bank and NBFC charges two kinds of fees from its customers.

        1. The first is mandatory for processing your Personal Loan application, i.e. Processing Fee. These charges vary between 1% to 2.5% of the sanctioned loan amount. These are charged on all personal loans irrespective of the tenure and amount.
        2. The second being Pre-closure charges in-case you want to close your loan before your fixed tenure. Normally, you cannot close your personal loan before 12 months. The charges may vary from 2% to 4% in the case of pre-closure cases.

        Personal Loan Haldwani EMI Calculator

        The  Personal loan EMI Calculator can be used to know your EMI value on your loan amount.

        Equated Monthly Installments also know as EMI are the monthly charges that you pay to the bank as monthly repayment for the loan amount borrowed.  It is calculated based on your profile, income, loan amount, and tenure the interest rate. Your EMI is calculated basis the Interest Rate you are charged by the bank which is required to be paid every month.

        CIBIL Score required for Personal Loan Haldwani

        Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application Haldwani.

        1. Most institutions require a minimum score of 750 and above to process your loan application.
        2. Others might look into other factors like income and job stability to process the loan.
        3. The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken.
        4. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.


        Interest Rate 9.99%


        Personal Loan Haldwani Agents

        Dialabank helps you in comparing various banks and NBFCs so that you can choose the best offer available according to your need. DialaBank is your best agent available for a personal loan in Haldwani. Our relationship manager will ensure you get the best loan at the lowest possible interest rate with hassle-free documentation. The reason behind choosing DialaBank as your agent is:

        1. DialaBank is India’s first financial helpline.
        2. We do not charge you for our services.
        3. The loan gets disbursed within 24 hours of applying with us.
        4. Our relationship manager guides and assists you through the entire process.

        By comparing all the deals available with various banks, we will help you in choosing the right bank for you.

        Personal Loan Haldwani Contact Number

        Call 9878981166 and get instant help and approval for Instant Personal Loan in Haldwani.

        Pre Calculated EMI Table for Personal Loan Haldwani

        5 Yrs
        4 Yrs
        3 Yrs

        About Haldwani

        Haldwani is a city in Nainital District, Uttarakhand. It is the most populous city also known as “Gateway of Kumaon”.  It is also referred to as Halduvani which is derived after the name of tree “Haldu” abundant in the region. It is home to one of the largest vegetable, fruit, and food grain markets in Kumaon.