Personal Loan Hapur

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Hapur

      Major Personal Loan Providers in Hapur

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Hapur FeaturesPersonal loan Hapur

      Grab your golden Opportunity! Get a loan with low interest rates. A personal loan is available for you. This loan is unsecured with negligible documentation and less desk work. This advance can get affirmed within 48 hours after the confirmation procedure. 

      Individual Loan Hapur is an unstable credit that gives clients a money-related guide at moderate financing costs. To get a Personal Loan, the candidate needs to have an inflexible and great wellspring of pay and has a decent financial record. Besides, there is no closure use limitation on the utilization of the particular advance sum. Therefore, you can utilize this advanced sum anyplace you need to do.

      Personal Loan Hapur Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Hapur

      Salaried Customers:

      1. Applicant should contain residence proof.
      2. Salary slips of last three months
      3. Bank statements for the last six months
      4. PAN card is also mandatory.
      5. Residence Proof (Owned/Rented/Company provided)
      6. Two coloured passport size photos.

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement and ITR files)
      2. PAN Card required
      3. Aadhar Card required
      4. Applicant should contain residence proof.
      5. Two passport-sized photographs

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Hapur

      Personal loan eligibility criteria for both Salaried and Self-Employed are distinct:

      Salaried Applicants

      1. The base age prerequisites of the individual ought to be 21 years and most extreme as long as 60 years. 
      2. The candidates must have a working understanding of the three years. What’s more, the payment ought to be gotten in their records as it were. 
      3. The candidates must have an incredible record as a consumer. 
      4. The employment area of the candidate ought to be referenced. 
      5. A borrower ought to have a base salary of INR 25,000 every month.

      Click here to know more about- Salaried Applicant.

      Self-Employed Applicants

      The base age necessity for a free individual ought to be 25 years. 

      1. The candidates applying for the individual credit should record ITR throughout the previous three years. 
      2. If the candidates are the agent, at that point, the business ought to be running for the previous three years. 
      3. The credit rating of the individual candidates ought to be acceptable. Therefore, there ought not to be any obligation or levy left. 
      4. The yearly salary of the candidates ought to be at least Rs 2.5 lakh. 
      5. The entire documentation procedure of the individual credit is the candidates need to present his money related and his bank proclamation of the past quarter of a year.

      Click here to know more – Self-employed Applicant

      How to apply for Personal Loan Hapur?

      • Visit Dialabank.
      • Go to the lodgment and snap on the individual advance connection. 
      • The candidate will be coordinated to all subtleties of the individual credit to pick their favoured city. 
      • For more data and free direction, you may approach 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Hapur

      Each Bank and NBFC charges an expense for handling your Personal Loan application. These charges fluctuate between 1.5% to 2.5% of the endorsed advance sum. 

      On the off chance that you wish to abandon your credit before the concurred advance residency, each loaning establishment charges you a reformatory prepayment expense. By and large, you can’t close your credit before a year. Post that, the charges fluctuate contingent upon how long the advance has done. These charges fluctuate from 4% of the extraordinary advance sum in the second year to 2% in the fourth year of the credit.

      Personal Loan Hapur EMI Calculator

      Likened Monthly Installments, likewise, know as EMI, are the month to month fixed charges that you pay to the bank as a month to month reimbursement for the credit sum obtained. In light of your profile, the financing cost on your advance is resolved. Your EMI is determined, using personal loan EMI calculator premise the Interest Rate you are charged by the bank and the measure of credit you need to take and the period for which you appreciate the advance.

      CIBIL Score required for Personal Loan Hapur

      Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Hapur. However, most establishments require a base score of 750 to process your advance application. 

      The organizations don’t simply take a gander at the general score yet, in addition, the particular conduct on the past credits taken. This remembers subtleties for the sort of credit taken, and the sum acquired. Any deferred instalments for past advances can go about as a hindrance to your profiting a new credit.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Hapur Agents

      Dialabank is the main specialist for benefiting Personal Loan in Hapur. You can apply online at Dialabank or give a call at 9878981166 

      Dialabank encourages you to locate the ideal alternative of Banks and NBFCs by giving you the market correlation of various banks with the goal that you can settle on the correct decision. So visit our Dialabank and fill a straightforward structure with your own and work subtleties. Our client relationship directors will, before long, connect with you.

      Personal Loan Hapur Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Hapur.

      Pre Calculated EMI Table for Personal Loan Hapur

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Hapur

      Hapur is a city from the Hapur district situated in the Indian state of Uttar Pradesh. It is located in the western part of Uttar Pradesh; it is just 60 kilometres away from New Delhi. 

      FAQs

      Who can apply for a Personal Loan in Hapur?

      People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Hapur.

      What is the tenure of a Personal Loan in Hapur?

      Most banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. Some Banks extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.

      Are there any other charges involved in Personal Loan Hapur?

      Yes, there are 2 types of charges that one needs to pay in order to avail of a personal loan in Hapur:

      Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. For example, the Personal Loan Hapur processing fee Is 1% of the loan amount.

      Pre-closure Charges: Whenever you want to close a running loan before its agreed tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan been completed before you decide to pre-close it.

      Can my application for Personal Loan Hapur get rejected due to my CIBIL score? 

      Since a Personal Loan is an unsecured loan, one of the most important decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or any credit card payments, as that will decrease your CIBIL score. Most of the Personal Loan rejections happen due to a low CIBIL Score.

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