Personal Loan Harda

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

      I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Major Personal Loan Providers in Harda

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Harda Features

      Personal Loan HardaNo need to worry if you have a burden of financial shortage on your head. Personal Loan is the easiest and convenient way to fulfil your shortcomings. A personal loan is an unsecured loan that can be utilized for any purpose without any limitations and security deposition.

      An individual applying for a personal loan should have a stable source of income along with decent credit history. Apply for Personal Loan online with DialaBank in just a few clicks.

      Personal Loan Harda Interest Rates

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Harda

      Salaried Customers:

      1. Recent passport size photos- 2
      2. Income proof in the form of salary slips of last three months and bank statements for the last 6 months
      3. Residence Proof like Telephone bill/ Water Bil/ Aadhar Card/ Voter ID
      4. PAN Card

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. Balance Sheet, P&L Statement as well as ITR files need to be submitted
      2. Recent passport size photos- 2
      3. Residence Proof like Telephone bill/ Water Bil/ Aadhar Card/ Voter ID
      4. PAN Card

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Harda

      The different eligibility criteria for both Salaried and Self-Employed are as follows:

      Salaried Applicants

      1. The applicants must have the work experience of the three years along with that the salary should be received in their accounts only.
      2. A decent CIBIL score and no faulty credit history is necessary
      3. An individual should be at least 21 years of age
      4. The job location of the applicant should be mentioned.

      Self-Employed Applicants

      1. The applicants applying for the personal loan should file ITR for the last three years.
      2. The business should be operational from the past three years if the applicant is a businessman
      3. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      4. The borrower should be at least 25 years old if self-employed
      5. A good CIBIL score and a decent credit history is a must
      6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

      Get to know more eligibility: Personal Loan Eligibility

      Why Apply for Personal Loan Harda?

      1. Mortgage or collateral security is needless
      2. The loan amount can be utilized as per the requirement of the applicant
      3. Loan amount to be sanctioned is dependent on the income and repayment capability of the applicant
      4. A Personal Loan does not require any guarantor or nominee.

      How to apply for Personal Loan Harda?

      1. Visit www.dialabank.com. and avail the most suitable offers on a personal loan
      2. On selecting personal loan in the loan section, you are required to fill various details
      3. According to the eligibility, our executives will get in touch and recommend suitable offers
      4. For more guidance, you may call on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Harda

      Around 1.5%-2.5% of the loan amount is charged as what is known as processing fee for the further processing of the application form. These rates vary from bank to bank.

      Banks charge a penal amount as prepayment fee if you wish to close your loan before the agreed tenure i.e. 12 months.

      Personal Loan Harda EMI Calculator

      Equated Monthly Installments are calculated on the basis of Interest Rate, Loan tenure, and Amount of loan sanctioned that has to be paid monthly to the bank as a form of repayment for the loan borrowed.

      Click to know more about EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Harda

      The minimum CIBIL score required for processing a Personal Loan application in Harda varies from bank to bank. Most institutions require a minimum score of 750 to process your loan application.

      All the aspects of credit history from lending behaviour to repayment tenure is taken into account in the approval of a fresh loan.

      personal loan at 10.75%*

      Personal Loan Harda Agents

      Dialabank is the leading agent for availing Instant Personal Loan in Harda. You can apply online at www.dialabank.com or give a call at 9878981166

      Personal Loan Harda Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan in Harda.

      Pre Calculated EMI Table for Personal Loan Harda

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Harda

      A city in the state of Madhya Pradesh, Harda is considered to be culturally rich with tribal and traditional people settling at the same place. A famous pilgrimage spot and a sacred place are situated in the town.

      Other Cities For Personal Loan In Madhya Pradesh

      Personal Loan Obedullaganj Personal Loan Mhow
      Personal Loan Neemuch Personal Loan Manawar
      Personal Loan Narsinghpur Personal Loan Katni
      Personal Loan Morena Personal Loan Jabalpur

      Menu