Personal Loan Harda

⋆ Interest Rate 9.99% ⋆

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        Personal Loan Harda

        Major Personal Loan Providers in Harda

        Feature HDFC Bank Private Bank Bajaj Finance
        Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
        Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
        Max Loan Amt 50 Lacs 50 Lacs 1 Cr
        Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
        Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
        0.5% - 2% of the Loan Amt
        Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
        Overdraft Facility No No Yes

        Personal Loan Harda Features

        Personal Loan HardaNo need to worry if you have a burden of financial shortage on your head. Personal Loan is the easiest and convenient way to fulfil your shortcomings. A personal loan is an unsecured loan that can be utilized for any purpose without any limitations and security deposition.

        An individual applying for a personal loan should have a stable source of income along with decent credit history. Apply for Personal Loan online with DialaBank in just a few clicks.

        Personal Loan Harda Interest Rates

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        best personal loan interest rate.

        Documents for Personal Loan Harda

        Salaried Customers:

        1. Recent passport size photos- 2
        2. Income proof in the form of salary slips of last three months and bank statements for the last 6 months
        3. Residence Proof like Telephone bill/ Water Bil/ Aadhar Card/ Voter ID
        4. PAN Card

        *NOTE: In case of rented apartments, rent agreement needs to be attached.

        Self-Employed Customers:

        1. Balance Sheet, P&L Statement as well as ITR files need to be submitted
        2. Recent passport size photos- 2
        3. Residence Proof like Telephone bill/ Water Bil/ Aadhar Card/ Voter ID
        4. PAN Card


        Interest Rate 9.99%


        Eligibility Criteria for Personal Loan Harda

        The different eligibility criteria for both Salaried and Self-Employed are as follows:

        Salaried Applicants

        1. The applicants must have the work experience of the three years along with that the salary should be received in their accounts only.
        2. A decent CIBIL score and no faulty credit history is necessary
        3. An individual should be at least 21 years of age
        4. The job location of the applicant should be mentioned.

        Self-Employed Applicants

        1. The applicants applying for the personal loan should file ITR for the last three years.
        2. The business should be operational from the past three years if the applicant is a businessman
        3. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
        4. The borrower should be at least 25 years old if self-employed
        5. A good CIBIL score and a decent credit history is a must
        6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

        Get to know more eligibility: Personal Loan Eligibility

        Why Apply for Personal Loan Harda?

        1. Mortgage or collateral security is needless
        2. The loan amount can be utilized as per the requirement of the applicant
        3. Loan amount to be sanctioned is dependent on the income and repayment capability of the applicant
        4. A Personal Loan does not require any guarantor or nominee.

        How to apply for Personal Loan Harda?

        1. Visit and avail the most suitable offers on a personal loan
        2. On selecting personal loan in the loan section, you are required to fill various details
        3. According to the eligibility, our executives will get in touch and recommend suitable offers
        4. For more guidance, you may call on 9878981166.


        Interest Rate 9.99%


        Processing Fee / Prepayment Charges on Personal Loan Harda

        Around 1.5%-2.5% of the loan amount is charged as what is known as processing fee for the further processing of the application form. These rates vary from bank to bank.

        Banks charge a penal amount as prepayment fee if you wish to close your loan before the agreed tenure i.e. 12 months.

        Personal Loan Harda EMI Calculator

        Equated Monthly Installments are calculated on the basis of Interest Rate, Loan tenure, and Amount of loan sanctioned that has to be paid monthly to the bank as a form of repayment for the loan borrowed.

        Click to know more about EMI Calculator: Personal Loan EMI Calculator

        CIBIL Score required for Personal Loan Harda

        The minimum CIBIL score required for processing a Personal Loan application in Harda varies from bank to bank. Most institutions require a minimum score of 750 to process your loan application.

        All the aspects of credit history from lending behaviour to repayment tenure is taken into account in the approval of a fresh loan.


        Interest Rate 9.99%


        Personal Loan Harda Agents

        Dialabank is the leading agent for availing Instant Personal Loan in Harda. You can apply online at or give a call at 9878981166

        Personal Loan Harda Contact Number

        Call 9878981166 and get instant help and approval for Personal Loan in Harda.

        Pre Calculated EMI Table for Personal Loan Harda

        5 Yrs
        4 Yrs
        3 Yrs

        About Harda

        A city in the state of Madhya Pradesh, Harda is considered to be culturally rich with tribal and traditional people settling at the same place. A famous pilgrimage spot and a sacred place are situated in the town.

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