Personal Loan Hardoi

⋆ Interest Rate 9.99% ⋆

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        Rates as low as 9.99%*
        Loans Up to 30 Lacs
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        Personal Loan Hardoi

        Major Personal Loan Providers in Hardoi

        Feature HDFC Bank Private Bank Bajaj Finance
        Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
        Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
        Max Loan Amt 50 Lacs 50 Lacs 1 Cr
        Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
        Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
        0.5% - 2% of the Loan Amt
        Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
        Overdraft Facility No No Yes

        Personal Loan Hardoi Features

        Personal loan Hardoi

        A personal loan is a financial help provided by banks to the applicants to help them fulfilling their personal requirements. A personal loan can be used for many reasons like weddings, vacations, paying medical bills, home renovations, etc. There are no restrictions on the use of the loan amount.

        In order to get a personal loan, an applicant is required to have a stronger and dependable source of income.

        Almost all major banks and NBFCs provide personal loan in Hardoi at an affordable and cost-effective interest rates. The loan application process is very easy and simple. The loan does not take too much time to get approved. With proper paperwork you can get the loan in 2-3 business days.

        You can visit the Dialabank website to get access to the best loan offers.

        Personal Loan Hardoi Interest Rates

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Personal Loan Hardoi Documents Required:

        For Salaried Customers (in public/private/cooperatives/start-ups)

        • Aadhaar card/ driver’s license/ PAN card/ Pension document or any other identity proof.
        • The last three-month salary slips will be required. make sure you are paid your salary through bank accounts
        • The bank statements for the last 6 months will be required by the banks to make sure you can repay your loan easily
        • Your residence proof whether it is owned, rented, or company provided. The rental agreement in case of a rented apartment will be needed.
        • 2 Passport-sized clear photographs of the applicant (without spectacles, proper lighting)

        Self-Employed Customers:

        • Financial statements such as the balance sheets, P&L Statement as well as our income tax returns files will be needed to make sure you can repay your loan without fail.
        • PAN Car or your Aadhar Card, or any other acceptable identity proof
        • Residence Proof and rental agreement in case of a rented apartment
        • Two passport-sized clear photographs of the applicant (without spectacles, proper lighting)

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Hardoi Eligibility Criteria

        Click here to know more about personal loan eligibility

        Salaried Applicants

        • The age of the applicant should not be less than 21 years
        • The age of the applicant should not be more than 60 years.
        • The applicants must have a minimum work experience of three years
        • The applicants must meet the CIBIL score criteria, mentioned below
        • The job location of the applicant shall have to be revealed
        •  The applicant should be earning a minimum of 3 lakhs per annum

        Self-Employed Applicants

        • The age of the applicant should not be less than 25 years.
        • The age of the applicant should not be more than 60 years.
        • The applicants will need to show their income tax returns for the last three years.
        • The business of the applicant should be running from the past three years.
        • The applicant should be able to meet the minimum CIBIL score criteria
        • The income of the applicant should not be less than Rs 2.5 lakh per annum
        • The applicant will also have to submit his bank statement for the last three months.

        Why Apply for Personal Loan Hardoi?

        There are many reasons why you should apply for a personal loan:

        1. Personal Loan Hardoi requires only the basic documentation and a CIBIL score. No unnecessary steps are included in the procedure
        2. The personal loan in Hardoi doesn’t require collateral and so gets disbursed easily.
        3. Personal loans in Hardoi offer you to option of choosing your own tenure
        4. It offers you flexible repayment options.
        5. It can be used for almost all the financial burdens of your life
        6. It gets sanctioned without much hassle

        How to apply for Personal Loan Hardoi?

        To apply for the best personal loan deals, follow these steps:

        1. Visit Dialabank and you will see many loan options on the title bar. For a personal loan, click on the personal loan option and fill in your details in the space provided.
        2. Our experts will guide you further.
        3. In case you have any queries, you can call us instead of 9878981166.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Processing Fee / Prepayment Charges on Personal Loan Hardoi

        A processing fee is a fee that banks and NBFCs take to process your loan and sanction it. It varies from one bank to another but usually ranges from 1% to 2.5%. A prepayment fee is charged by the banks in case you want to prepay a part of your loan i.e. pay it before the tenure ends. This fee is usually 4% of your loan amount in the initial years and decreases with time.

        To know about the interest rate click on personal loan interest rate

        Personal Loan Hardoi EMI Calculator

        Check your EMIs beforehand through this EMI calculator to know which loan deal fits best for you!

        CIBIL Score required for Personal Loan Hardoi

        The minimum CIBIL score required for a personal loan in Hardoi is 750 and above. This score will help you avail of personal loans with attractive features and affordable interest rates. While a score of 650 is considered ‘fair’, it still comes close to a poor rating.

        There are many ways to improve your CIBIL score, like applying for credit cards or taking short term low amounts of loans and repaying them on time.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Hardoi Contact Number

        Call 9878981166 and get instant help and approval for Personal Loan in Hardoi

        Pre Calculated EMI Table for Personal Loan Hardoi

        Click here for a personal loan EMI calculator

        Rate
        5 Yrs
        4 Yrs
        3 Yrs
        10.50%
        2149
        2560
        3250
        11.00%
        2174
        2584
        3273
        11.50%
        2199
        2608
        3297
        12.00%
        2224
        2633
        3321
        12.50%
        2249
        2658
        3345
        13.00%
        2275
        2682
        3369
        13.50%
        2300
        2707
        3393
        14.00%
        2326
        2732
        3417
        14.50%
        2352
        2757
        3442
        15.00%
        2378
        2783
        3466

        About Hardoi

        Hardoi is a city and municipal board in the Hardoi district in the Indian state of Uttar Pradesh. It is the administrative headquarters of the Hardoi district. The Ganges and several of its tributaries are crossing the south of Hardoi district.

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