Best Banks for Personal Loan in Haveri
Feature |
HDFC Bank |
Private Bank |
Bajaj Finance |
Interest Rate |
10.75% - 17% |
11.25% - 18.5% |
12% |
Min Loan Amt |
Metro : 75000 & Non Metro: 50000 |
50000 |
100000 |
Max Loan Amt |
50 Lacs |
50 Lacs |
1 Cr |
Loan Tenure |
1 - 5 Years |
1 - 5 Years |
1 - 5 Years |
Processing Fee |
0.25% - 2% of the Loan Amt |
1% - 2.5% of the Loan Amt |
0.5% - 2% of the Loan Amt |
Preclosure Charges |
2%, Nil foreclosure charges after 12 months |
2%, Nil foreclosure charges after 24 months |
Nil |
Overdraft Facility |
No |
No |
Yes |
Personal Loan Haveri Features
Looking for personal loans to support you in a financial emergency? Are you running out of your cash reserves? While personal loans are misinterpreted as debt by many, they are an asset you can use for yourself. If you are in immediate need of money, you can take a personal loan from any of the leading banks at an affordable interest rate.
With low EMIs, you can own most of the things you want by taking a personal loan. Generally, the personal loan is considered when there is an unplanned occasion like a surprise wedding, an important vacation, or visit or for medical treatment. Also, while applying for a personal loan you have to provide a sufficient amount of documentation or paperwork.
Personal Loan Haveri aims to provide financial assistance to its customers at the best affordable interest rates. With the intervention of digital platforms in banking, one can get any loan while sitting in the comfort of their homes. You can know a bit more by visiting the website of different personal loan providers in your vicinity.
Personal Loan Haveri Interest Rates
More About: Interest Rates on Personal Loan
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents Required for Personal Loan Haveri
Documents required for Salaried employee: Aadhaar card/ Driving License can be used as a driving license. For residential proof and financial history, the candidate has to provide their bank statements for the last six months, their salary slips of the last quarter, PAN card, and Rental agreement (if staying at a rented house). Besides, two passport-sized photos are mandatory for the process. Please ensure that you don’t wear spectacles in your photos.
Documents for self-employed candidates: Balance sheet, Profit and Loss statements, and Income Tax Return files can be used as financial evidence. Besides, they have to submit their Aadhaar Card, residence proof, or rental agreement along with multiple passport-sized photographs.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Haveri Eligibility Criteria
Know more about personal loan eligibility
For the salaried candidates, the minimum age is 21 while the maximum is 60 years. Work experience of a minimum of 3 years is considered eligible. If the salary of the loan applicant is Rs. 25,000, they have to show that their salary is credited only to their bank. Job location plays a crucial role in the loan application. Thus, one needs to mention their job location.
For self-employed candidates, the minimum age is 25 while the maximum is the same i.e. 60 years. They have to submit their ITR file for the last three years. If the candidate is a business owner, they have to prove that their business has been operational for at least three years. The minimum income eligibility for personal loans is 2.5 lacs and to prove it, one needs to submit their bank statements of the last quarter.
Personal Loan Haveri Agent and Contact Number
For a personal loan application, apply online through the website of Dialabank. Once you are registered through it, our customer relationship managers will be connected to you for any kind of help regarding personal loans. For more information, you can visit your nearest personal loan Haveri agents i.e.Dialabank or contact on 9878981166.
Check your EMIs heretofore through this EMI adding machine to realize which loan bargain fits best for you!
