Personal Loan Himatnagar

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Himatnagar

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Himatnagar Features

Personal Loan HimatnagarOne of the easiest ways to fulfil the financial shortage is by approaching banks and NBFCs through Dialabank for Personal Loan.

A personal loan is an unsecured loan that does not require you to deposit any asset or collateral to the bank and can be availed at an affordable interest rate.

Personal Loan is desirable as there are no end restrictions to the use of the loan amount

Personal Loan in Himatnagar Interest Rates and Charges

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Himatnagar Documents Required

Salaried Customers:

  1. Passport-sized photographs -2
  2. Salary slips of the last three months, as well as bank statements for the last 6 months, need to be submitted by the applicant
  3. ID Proof: Aadhar card/driving license/ Voter ID
  4. Residence Proof which includes Passport Copy/ Telephone Bill/ Voter ID
  5. PAN Card

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. Passport-sized photographs -2
  2. All financials are required (Balance Sheet, P&L Statement as well as ITR files) to be submitted by the borrower
  3. ID Proof: Aadhar card/driving license/ Voter ID
  4. Residence Proof which includes Passport copy/ Telephone Bill/ Voter ID
  5. PAN Card

personal loan at 10.75%*

Personal Loan in Himatnagar Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1. The borrower should have the work experience of the three years in the current job
  2. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  3. The job location of the borrower should be mentioned.
  4. Good credit history and a CIBIL score is a must

Self-Employed Applicants

  1. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  2. The applicants applying for the personal loan should file ITR for the last three years.
  3. Tthe business should be running from the past three years.
  4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
  5. Financial and his bank statement of the previous three months should be provided by the borrower

Click here to know more about eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Himatnagar?

  1. Presence of a third party is not needed for loan approval
  2. A personal loan is a multi-purpose offer loan. It can be used for any purpose
  3. banks do not require any mortgage and collateral security as it is an unsecured loan
  4. The amount of personal loan depends upon the repayment of individual income and capacity.

How to apply for Personal Loan Himatnagar?

  1. Visit www.dialabank.com.
  2. Go to the loan section and click on the tab personal loan
  3. After that, the borrower needs to provide the personal and income details
  4. Our executives will get in touch through the provided contact number and will assist you accordingly
  5. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Himatnagar

Every Bank and NBFC charges a fee which is 1% of the total loan amount for processing your Personal Loan application.

 In most cases, you cannot close your loan before 12 months but if you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. Depending on how many years the loan has done the charges differ.

Personal Loan Interest rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan Himatnagar EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  The interest rate on your loan is determined based on your profile. The EMI is calculated on the basis of the Interest Rate, the amount of loan you have to take, and the period for which you enjoy the loan.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Himatnagar

Different banks have their own criteria for the minimum CIBIL score required for processing a Personal Loan application in Himmatnagar. Most institutions require a minimum score of 750 for further processing of your loan application.

Banks go thoroughly through your credit history so you should have a good record to avoid any future inconvenience.

personal loan at 10.75%*

Personal Loan in Himatnagar Agent and Contact Number

Dialabank is the leading agent for availing Personal Loan in Himatnagar. You can apply online at www.dialabank.com or give a call at 9878981166

Call 9878981166 and get Instant Personal Loan in Himmatnagar.

Pre Calculated EMI Table for Personal Loan Himatnagar

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Himatnagar

Himatnagar or known as Himmatnagar is a principal municipality in Sabarkantha district in the state of Gujarat(India). It is also the chief administrative headquarters of the region. This town lies on the bank of the river Hathmati.

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