Personal Loan Himatnagar

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Why us?

Rates as low as 10.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

All About Personal Loan Himatnagar

Personal Loan is considered comes under the category of ‘unsecured loan’. It means that the applicant doesn’t need to provide any type of collateral to the bank. And the loan amount will be decided according to the evaluation of the applicant’s credit profile.

Why Personal Loan Himatnagar?

  1. The interest rates are applied 10.75% onwards
  2. The processing fee is up to 2% of the loan amount.
  3. The loan tenure ranges up to 5 years.
  4. The lowest EMI per lakh is Rs 2,162
  5. The prepayment charges are NIL up to 5 percent.

Personal Loan Himatnagar Interest Rate

Personal Loan starts at the rate of 10.75 % per year which varies from time to time. However, the rate of interest varies according to the applicant’s profile.

Personal Loan Himatnagar Eligibility

Personal Loan Himatnagar

Self-employed, Salaried and self-employed professionals can apply for a personal loan.

Salaried Individuals:

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum Age: 21 Years.
  3. Maximum Age: 60 Years.
  4. Work Experience: Should be Overall 3 years and must have 1-year experience in the ongoing job.
  5. CIBIL Score must be more than 700.
  6. A person who gets his/her salary in cash is not eligible for availing Loan

Self Employed Individuals:

  1. Minimum Age: 25 Years.
  2. Maximum Age: 65 Years.
  3. Should be filing for an annual ITR of 2.5 to 3 lakh.
  4. Residence: Must be having an Office or Home.
  5.  Business should be running for the last 3 years.
  6. CIBIL Score must be more than 700.

Personal Loan Himatnagar Documents

Salaried Individual

Self Employed People

Latest 6-month bank statements

Latest 6-month bank statements

Last 2-months’ salary slips

Last 2 years Balance Sheet

Last 3 year Form 16

Last 3 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs

How to Apply for Personal Loan Himatnagar?

  1. Visit www.dialabank.com
  2. Fill all the required details like name, monthly income, phone no.
  3. Apply for a Personal Loan

About Himatnagar

Himatnagar or known as Himmatnagar is a principal municipality in Sabarkantha district in the state of Gujarat(India). It is also the chief administrative headquarters of the region. This town lies on the bank of the river Hathmati.

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